PSBank Flexi Personal Loan with Prime Rebate is a flexible personal loan product that caters to the diverse financial needs of Philippine residents. It is a collateral-free loan with a revolving credit line and a fixed-term loan. This loan product is an excellent option for individuals who need financial assistance for various reasons, such as home repairs, medical bills, or educational expenses.
One of the significant advantages of the PSBank Flexi Personal Loan with Prime Rebate is its flexibility. It allows borrowers to access funds quickly and pay them back according to their repayment capacity. With revolving credit, the amount that can be borrowed increases or decreases depending on the amount that has been repaid. The borrower can choose to pay only the interest and fees, or the principal plus interest and fees, or any amount between the two.
The PSBank Flexi Personal Loan with Prime Rebate is also a cost-effective loan product. Borrowers can enjoy rebates of up to 1% of the loan amount upon loan maturity, provided they have paid their monthly amortizations on time and in full. The rebate is credited directly to the borrower’s PSBank account. This rebate feature is unique to the PSBank Flexi Personal Loan with Prime Rebate and is not offered by other personal loan products in the market.
To qualify for a PSBank Flexi Personal Loan with Prime Rebate, the borrower must be a Philippine resident aged 22 to 54 years old. The loan application process is straightforward and can be done online. However, note that the online facility accepts personal loan applications from Philippine residents only. If you have any questions or concerns about the loan product, you can contact the PSBank Business Center at (632) 7944-1590 from 8:30 am to 5:30 pm (Philippine time), Monday to Friday (except holidays).
Apart from personal loans, PSBank also offers other types of loans, such as auto loans, home loans, and salary loans. Auto loans can help you purchase your dream car or upgrade your current vehicle. Home loans can assist you in acquiring a new home or renovating your current one. Salary loans can help you manage unexpected expenses or emergencies.
In addition to loans, PSBank also offers flexible time deposit products. These products allow you to earn higher interest rates than regular savings accounts. The interest rates vary depending on the deposit amount and term. PSBank’s time deposit products are a good option for individuals who want to save money and earn higher returns.
PSBank also offers investment products like the PSBank Money Market Fund. The fund is a low-risk investment that aims to provide stable returns to investors. It is an excellent option for those who want to start smart investing but have limited knowledge or experience in the stock market.
PSBank is committed to providing excellent customer service to its clients. They have a team of trained professionals who are always ready to assist you with your banking needs. PSBank also offers online banking services that allow you to access your accounts and manage your finances anytime, anywhere.
In conclusion, PSBank Flexi Personal Loan with Prime Rebate is a flexible and cost-effective loan product that can help you achieve your financial goals. It is a collateral-free loan with a revolving credit line and a fixed-term loan that allows you to access funds quickly and pay them back according to your repayment capacity. Apart from personal loans, PSBank also offers other types of loans, flexible time deposit products, and investment products like the PSBank Money Market Fund. If you need financial assistance or want to save money and earn higher returns, PSBank has a product that can meet your needs.
