Cash Loans Online Philippines (Online Pautang Philippines) can be a good and quick solution if you need additional funds. Compare lenders, apply for a loan and get money in your bank account!

0% Interest rate For the first loan. Up to PHP 25 000

Madali ng humiram ng pera! Online cash loan ba ang hanap mo? Click Below and Apply online!

Top 10+ Online Pautang Philippines – Online Loan PH

1️⃣DIGIDO
(old ROBOCASH)

 APPLY LOAN

2️⃣MONEYCAT

 APPLY LOAN

3️⃣ONLINE LOAN

 APPLY LOAN

4️⃣CREDIFY

 APPLY LOAN

5️⃣SOSCREDIT

 APPLY LOAN

6️⃣CREZU

 APPLY LOAN

7️⃣LOANONLINE

 APPLY LOAN

8️⃣MAZILLA

 APPLY LOAN

9️⃣ BINIXO

 APPLY LOAN

🔟 FINBRO

 APPLY LOAN

🔟+1. KVIKU

 APPLY LOAN

🔟+2. ZAIMOO

 APPLY LOAN

🔟+3. CASHSPACE

 APPLY LOAN

🔟+4. UNACASH APP

 APPLY LOAN

🔟+5. FINANSO PH

 APPLY LOAN

Source: https://t.me/s/loanph

10+ Best Online Loan Apps In The Philippines

Max loan amount: 0 

Max days to repay: 0



Digido PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

PHP 25,000

Approval in

5 minutes

First loan free

no

MoneyCat PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

PHP 20,000

Approval in

5 minutes

First loan free

no

Mazilla PH

Loan type

Short term

For a period of

728 days

Rate ()

365.00% / year

Loan amount

PHP 25,000

Approval in

5 minutes

First loan free

no

Crezu PH

Loan type

Long term

For a period of

4 months

Rate (PSK)

0.00% / month

Loan amount

PHP 25,000

Approval in

5 minutes

First loan free

no

Binixo PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Credify PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Soscredit PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

PHP 20,000

Approval in

15 minutes

First loan free

no

LoanOnline PH

Loan type

Short term

For a period of

90 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Zaimoo PH

Loan type

Short term

For a period of

61 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

CashSpace PH

Loan type

Short term

For a period of

61 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Finbro PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

PHP 50,000

Approval in

15 minutes

First loan free

no

Top 5+ Online loans Philippines with low interest and easy application

Loans Online Philippines Robocash

RoboCash (Digido) – 0 % Interest rate For the first loan

First loan: up to 10 000 PHP. Amount: 1 000 PHP – 25 000 PHP. Age: 21 – 70. Term: 90 days – 6 months. (Read more...)

Loans Online Philippines MoneyCat

MoneyCat – Instant cash loans Up-to PHP 20,000

The first loan for free 0%: up to 20 000 PHP. Amount: 500 PHP – 20 000 PHP. Age: 22 – 75. Term: 90 days – 6 months. (Read more…)

Loans Online Philippines Crezu

Crezu – Fast Online Loans in Philipines: 1st Credit with 0%

First loan 0%: up to 20 000 PHP. Amount: 1 000 PHP – 20 000 PHP. Age: 18 – 70. Term: 62 days – 4 months. (Read more…)

APPLY LOAN

Loans Online Philippines Credify

Credify – Online loans Philippines with beneficial rules

First loan up to 4000 PHP with 0% in 15 minutes. Receive money in a bank account or in cash. Service charge of 0 PHP. (Read more…)

APPLY LOAN

SosCredit

SosCredit – Loans Philippines to new clients up to 7000 PHP without interest

First loan 0%: up to 7000 PHP. Amount: 1 000 PHP – 20 000 PHP. Age: 20 – 70. Term: 62 days – 1 year. (Read more…)

APPLY LOAN

Online Loans Pilipinas

Online Loans Pilipinas – Get the first loan for free!

First loan 0%: up to 7000 PHP. Amount: 1 000 PHP – 20 000 PHP. Age: 22 – 70. Term: 7 days – 30 days. (Read more…)

APPLY LOAN

Information about lenders online in the philippines

A lender is an individual, a public or private group, or a financial institution that makes funds available to a person or business with the expectation that the funds will be repaid. Repayment will include the payment of any interest or fees.

Moneycat.ph – MONEYCAT FINANCING INC

  • Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800
  • Phone: 0919 084 21383, 0919 084 2139
  • E-mail: support@moneycat.ph
  • Max APR: 145%
  • Cash loans Loan amount: 20000 PHP.
  • Max loan term: 6 months.

Calculation example: Loan of 2400 PHP for 3 months, monthly payment 870 PHP, total amount 2610 PHP, annual percentage rate APR 145%. Learn more

Robocash.ph – ROBOCASH FINANCE CORP

  • Address: Level 7 Cyberpark Tower 1, 60 General Aguinaldo Ave., Cubao, Quezon City
  • Phone: (02) 8876 84 84
  • E-mail: support@robocash.ph
  • Max APR: 143%
  • Term: 3 months – 6 months

Calculation example: Loan of 15000 PHP for 6 months, monthly payment 1785 PHP, total amount 20355 PHP, annual percentage rate APR 143%.  Learn more

Crezu.ph – Fininity Ltd

  • Crezu.ph is a trading name of Fininity Ltd., which is registered in Estonia (Company no. 14523902), Registered Office; Tartu mnt 52-166, 10115 Tallinn, Estonia.
  • E-mail: compliance@crezu.net
  • Max APR: 36%
  • Term: 61 days – 4 months

Calculation example: Loan of 10000 PHP for 3 months, monthly payment 3000 PHP, total amount 15000 PHP, annual percentage rate APR 36%. Learn more

Credify.ph – SCHAEFER LLC

  • SCHAEFER LLC, established in Latvia, Saldus, Liela iela 9, LV-3801.
  • Email: info@credify.ph
  • Max. APR (annual percentage rate) 795%.
  • Loan amount: 20000 PHP.
  • Max loan term: 1 year

Calculation example: 5000 PHP and a loan term of 3 months, total payment within 3 months: 14810 PHP, of which interest on the loan: 9810 PHP. Learn more

Binixo – Infinsacom Kft

  • Binixo.ph is a trading name of Infinsacom Kft., HU-1092 Budapest, Ráday utca 31. A. lház. fszt. 1.
  • E-mail: info@infinsa.com
  • Max APR: 36%
  • Term: 7 – 30 days

Calculation example: Loan size – 1000 PHP, duration – 3 months, interest – 48% per annum. ((48/12 * 3) / 100 * 1000) + 1000 = 1120 PHP. Total amount of payment: 1120 PHP. Learn more

Finbro – SCHAEFER LLC

  • Finbro.ph Owned and operated by Sofi Lending Inc. SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990 Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
  • Email: info@finbro.ph
  • First loan with 100% OFF
  • Loan amount: 50000 PHP.
  • Max loan term: 1 year
  • Learn more

124+ SEC Registered Online Lending Companies 2022

Below is the full list of online lending platforms operating in the Philippines (based on the records of the Security and Exchange Commission as of November 29, 2021).

COMPANY NAME REGISTRATION NO. CA NUMBER ONLINE LENDING APPLICATIONS
1 9F Lending Philippines Incorporated CS201904471 2916 Pesoclick, Quickpeso, Amihan
2 Acom Consumer Finance Corporation CS201724897 1140 ACOM – Fast Cash Loan. Simple.
3 Aeon Credit Service (Philippines) Inc CS201300789 1055 Aeon Credit Service Mobile App
4 And Financing Corporation CS201840930 1187 LendPinoy
5 Armorak Lending Inc CS201908271 2988 Ayudas, Weloan
6 Asialink Finance Corporation A199711768 570 Asialink Mobile CRM App
7 Asiasource Financial Inc CS201412567 1085 MotorcycleLoan, QuickCash, UtangOnline
8 Asteria Lending Inc. Doing Business under the name and style of Cashbazaar CS201603853 1813 asteria.com.ph
9 Cash Mart Asia Lending Inc. CS201610084 1849 Cashmart.ph (website)
10 Cashbee Lending Services Inc. CS201912321 3041 Cashbee.ph
11 CashMum Lending Investors Corp. CS202102336 3413 Cashmum
12 Cashtrees Lending Corp CS202002428 3245 Happylend, Creditcash, Cashmore
13 Cashxpress South East Asia Lending Inc CS201951088 2918 cashxpress.ph
14 CEPAT Kredit Financing CS201909976 1223 www.cepatkreditfinancing.com
15 Codeblock Lending Inc. CS201913681 3059 Kpeso, Opeso, OKpeso
16 Convenience Cash Lending Corp. 2020090002200-05 3319 Zada Cash, Bloom Cash
17 Copperstone Lending Inc. 2021050012959-04 3454 Pesoforrest, Pococash, Blue Peso, Moca Moca, Peso Buffet, Load Cash, Quickla
18 Creditable Lending Corporation CS201817516 2749 EasyPeso
19 Deltapeak Lending Inc. CS201720443 2380 “www.availa.cash
www.goadvance.cash”
20 DF Credit Lending Corporation CS202002430 3244 Funpera
21 Digido Finance Corp CS202003056 1272 Unapay, Unacash, www.Digido.ph (website)
22 Discovery Credit Solutions Inc. CS202000839 3213 https://discoverycsc.com/
23 Dolphin Lending Investor, inc. CS201911897 3037 PesoGO, Microloan
24 Easycash Lending Company, Inc CS20101882 640 Easycash
25 E-Borrow Lending Corp. 2020100002616-030 3333 Halika Cash
26 Elending Lending Inc. CS201912383 3044 Pocketcash
27 Excellent Era Lending Service Corp CS201913044 3056 Support
28 Fast Coin Lending Corp CS20190000277 3140 Cashcow, Cashguard, Cocopeso
29 Fcash Global Lending Inc CS201803813 1149 Fast cash, Fcash, Fastcash VIP , Fast cash loan
30 Fesl Lending Investor Corp. CS202003612 3271 Start Loan, Pondo Loan, First Cash
31 Fidoph Lending Corporation CS201825101 2832 Fidoph Philippines, www. Fido.ph
32 Finance Technologies Inc. Doing Business under the name of Pitacash CS201902369 1200 Pitacash
33 Fingertip Lending Corp CS2020070001053 3298 Big Loan
34 First Circle Growth Finance Corp CS201605477 1108 “www.my.firstcircle.ph
www.firstcircle.ph”
35 First Digital Finance Corporation CS201516347 1101 FDFC, Balikbayad, Loan Ranger , Billease,
36 Flash Cash 101 Lending Corp. CS201915317 3083 Valley loan, Lemon Loan
37 FT Lending Master Philippines Corp CS201910863 3025 FT Lending/Go cash
38 Fuse Lending Inc. CS201617622 1897 Gcredit
39 Global Dominion Financing, Inc. CS200305834 530 “gdfi.com.ph; Loansolutions.ph; GoDrive.com.ph;
https://www.ecomparemo.com; https://www.moneymax.ph; iMoney PH; https://philkotse.com; https://autodeal.com.ph”
40 Got-IT Lending Inc. CS201909840 3006 Eagle Wallet, Pera Bag, Pera U bag
41 Grab Financial Services Philippines, Inc CS201905977 1210 GrabFinance (website), Grab Finance (within the Grab application)
42 HC Consumer Finance Philippines CS201301354 1071 My Home Credit
43 Hi-fin Lending inc. CS201910995 3027 Peso Wallet, Credit Cash
44 HT Financial lending Services (PH) Corp CS201905455 2930 HICASH-PESO, CASH LOAN ONLINE ON-DEMAND
45 Hupan Lending Technology Inc. CS201901197 2879 Cashme, Cashwow
46 iDIRECT Finance Company Inc 2021080023709-02 F-21-0010-64 Direct Loan
47 Inclusive Credit Lending Inc. CS201909928 3007 Pinoy Peso
48 Joywin Lending Investor, Inc. CS201826247 2859 Lemon Loan
49 Jungle Lending Inc CS202002223 3249 Jungle (https://www.heyjungle.com/)
50 Just Smile Lending Corporation CS202011342 3379 FreshApp
51 Kayamo Atlas Lending Corp. CS201914952 3075 www.kayamo.ph
52 Kidmmanj Lending Inc. CS201729260 2526 www.facebook.com/kidmmanj
53 King Cash Lending Investors Inc CS202104554 3442 Insta Cash
54 Kusog Pera Lending Inc. CS201916669 3118 Kusog Pera, SnaPera
55 Kviku Lending Co. Inc. CS201918702 3169 Kviku.ph
56 Leapgen Lending Inc. CS201915717 3089 Pesohaus
57 LF Lending Services CS202001294 3225 Facebook – LF Lending Services, Instagram – LF Lending Services, Linked In – LF Lending Services
58 LHL Online Lending, Inc. CS201916699 3119 Pautang online, Pautang Peso
59 Link Credit Lending Investors Inc CS201914644 3072 Ipeso, Pesoin
60 Loan Star Lending Group Corp CS201209822 1238 https://www.loanstarlending.com.ph/sme/?gclid=Cj0KCQiA7oyNBhDiARIsADtGRZZWSMtSnRtWRQ8Po4AugSDwF2B_VhMCJNIJAQY-2lih78-TWLuRN4oaAtJQEALw_wcB
61 Lucky Shell Fintech Lending, Inc CS201912995 3055 LuckyPeso , MayPera, MiPeso
62 Magician of Money Lending Corp. CS201918391 3157 PeraMoo
63 Makati Loan, Inc. CS201917209 3130 Peso Cash Loan
64 Mali Lending Corp CS201907662 2968 Mabilis Cash
65 Masaganang Buhay Finance Philippines Corporation CS201824008 1185 Pesoloan
66 Microdot Lending Corporation CS201951287 2921 MF cash, Credit Cash, Credit Peso, Peso loan mart, Cash Baka, Cash Mabilis, Go Peso,Instant Loan, Timely Loan
67 Moneycat Financing Inc. CS201953073 1254 Moneycat. Ph, One click money.ph
68 Mr Angel Credit Corp. CS201424334 1669 QLO Quick Loans Online (website)
69 Mycash Lending Investors Inc. CS201840987 2814 Paghiram, Peso Online, PHPocket
70 Myloan Lending Investor Inc. CS201900197 2866 PesoCash
71 Neuroncredit Financing Company Inc. CS201816338 1178 Atome PH
72 New Cross Credit and Financing Gate PH Inc. CS201628816 1288 Uploan PH
73 Online Loans Pilipinas Financing, Inc. CS201726430 1181 Online Loans Pilipinas
74 Paloo Financing Inc CS201800209 1162 Cashalo
75 Pera247 Lending Corporation CS201734339 2582 Pera247
76 Peso Redee Financing Co. Inc. CS201804564 1165 Peso Redee
77 Philippine Castrout Lending Corporation CS201910407 3015 Pesomio, Mocasa, cashoyo
78 Philippine Microdot Financing Corp. CS201907350 1214 Pautang Peso, Borrow Peso, King Loan, Loan peso, Lendpeso Market, Loan Quick, Cash Cloud, Cash Star, Free Peso, Going Loans, Peso Network, Red Cash
79 Philippine RUP Financing Corporation CS201909023 1218 Pesos.ph
80 Philippine Top Platinum Lending Corporation CS201421830 1899 Primeloan.ph
81 Philippine Vastness Lending Corporation CS201918401 3158 Vplus
82 Plentina Lending Inc. CS20200001117 3266 Plentina.com, plentina
83 Populus Lending Corporation CS201914390 3066 Pesopop, PesoCow, NewCash, Luckyloan
84 Prima Fintech (Philippines) Lending Corporation CS201951100 2917 Pautang Cash, Prima Cash, Flip Cash, Manup, Light Kredit, Peso pocket, Prima Loan
85 Prime Global Finance Corporation A199610344 185 PG Finance
86 Putu Novi Financing Corporation CS201913599 1230 Dami Credit
87 Qcash Finance Corporation CS201918916 1253 Logicash, Pesoflash, Pesobox
88 Quark Financing Corp. CS20200000916 1274 Madali Loan
89 Radiowealth Finance Company Inc. AS9600005A 173 Loan Application Portal (via RFC Website)
90 Right Choice Finance Corp CS201612058 1189 myRCF, myRightChoice
91 Royal Yohoo Lending Investors Corporations CS201906145 2940 Happypera2
92 Scoreone Financing Corp CS201919995 1257 E-Perash
93 Seamoney (Credit) Finance Phil Inc CS202005382 1279 Spaylater , Sloans
94 Second Pay Financing, Inc CS201908038 1217 Mmloan, Ez loan
95 Singularity lending Inc 202106001543-59 I-21-0007-15 Lpeso, Pesoplus
96 Snapcash Lending Inc. CS201804836 2658 Masayacash, Peso2you, CashniJuan, Peso2go, Jetpeso
97 Sofi Lending Inc CS201908275 2990 www.finbro.ph
98 Sumisho Motor Finance Corporation CS200917691 1007 Sumisho
99 Summerset Lending Incorporation CS201903733 2906 Easy Pera
100 Sumulong Financing, Inc CS201915712 1238 Gopeso, Grabpeso, Fastpeso
101 SunCash Lending Investor Corp. CS201825707 2846 Suncash
102 Sunloan Lending Investors Corporation CS201900565 2872 Cashola, Peso Plus
103 Sunprime Finance Inc. CS201916698 1241 LoanQuickCash, LoanOnline, CashCash, OnlineUtang, CarFinance
104 Supreme Money Lending Corp CS202001119 CATCEO-247 www.figma.com/file/Vrulwngl4E6ladKOFyFpFp0H/Untitled?nodeid=0%3A1
105 Surity Cash Lending Investors Corp CS201910185 3013 Surity Cash
106 Tala Financing Philippines Inc CS201710582 1132 Tala
107 Tekwang Lending Corp. CS201911369 3032 Tekcash
108 Temple Tech Finance Corp. CS201820732 1228 Tendopay
109 The Mandala Lending Corp. CS202005567 3300 Facebook: The Mandala Lending Corp,Twitter: The Mandala Lending Corp Instagram: The Mandala Lending Corp The Mandala Lending Corp. online advertisements
110 Toyota Financial Services Philippines Corporation CS200251691 256 “Toyota Financial Services Philippines Corporation website,
and KINTO web and mobile application”
111 Transnational Financial Services Inc 138629 1017 Transnational Financial Services Inc
112 Treasure Bowl Fintech Lending Corp. CS201916340 3101 Wow Pera, Zippeso
113 Umbrella Lending Investor Inc CS201914303 3068 Umbrella Lending Investor
114 Unistar Credit and Finance Corporation CS200528016 902 FundEasy Website
115 U-Peso Lending Investors Corp. CS201816691 2739 PesoQ
116 U-Peso.PH Lending Corp CS201814908 2718 Upeso, Pera4u, Peralending, Loanmoto
117 Vamo Lending Inc. CS20200000915 3261 Vamo
118 Vidalia Lending Corp CS200813771 279 Vidalia App
119 Warm Cash Lending Corp 2021030009095-02 3427 Honey Loan
120 WeFund Lending Corp. CS201825672 2844 Juanhand, Junahand, Kidlat Peso
121 XLKash Lending Corp. CS201917309 3136 Xlkash Lending
122 Y Finance Inc. CS201800494 1163 LoanChamp
123 Yinshan Lending Inc CS201900108 2860 Happycash
124 Yulon Finance Philippines Corporation CS201806119 1167 Yulon Finance’s website (https://www.yulon-finance.com.ph/)

65+ Lending Companies In Philippines 2022

  1. ACOM
  2. ACUDEEN
  3. ADVANCE
  4. AKULAKU
  5. AMIHAN
  6. ASIALINK
  7. ASIAKREDIT
  8. ASTERIA LENDING
  9. ATOME
  10. BALIKBAYAD
  11. BILLEASE
  12. BLEND.PH
  13. BUKAS
  14. CASHA
  15. CASHALO
  16. CASH MART
  17. CASH PAPA
  18. CASHWAGON
  19. CASH PAPA
  20. CLIQQ
  21. CRAWFORT
  22. CREDITPROS
  23. DISKARTECH
  24. EASYCASH
  25. FCASH
  26. FIRST DIGITAL FINANCE
  27. FIRST CIRCLE
  28. FLEXI
  29. FUNDKO
  30. GOODKREDIT
  31. PAYLATER BY GRAB
  32. HOME CREDIT
  33. INVESTED
  34. JUANHAND
  35. KVIKU
  36. LAZADALOANS
  37. LEND.PH
  38. LENDME
  39. LENDPINOY
  40. LOAN RANGER
  41. LOANCHAMP
  42. LOANSOLUTIONS.PH
  43. MARCOPAY
  44. MONEYCAT
  45. ONLINE LOANS PILIPINAS
  46. PAGHIRAM
  47. PAWNHERO
  48. PERA247
  49. PERAJET
  50. PESOHAUS
  51. PG FINANCE
  52. PLENTINA
  53. PONDOPESO
  54. RIGHT CHOICE
  55. SEEKCAP
  56. SHOPEE
  57. SUKIPLUS MONEY LENDING
  58. SUNCASH
  59. SURITYCASH
  60. TALA PHILIPPINES
  61. TENDOPAY
  62. UNAPAY
  63. UPESO
  64. SAVII (former Uploan)
  65. WELCOME FINANCE
  66. VIDALIA LENDING

Source: Fintech News Philippines: Philippines Fintech Report 2022

FAQ About Cash Loans Online Philippines

Conditions of receiving a loan online Philippines

Each lender individually determines its own conditions. For example, there are lenders who issue loans from the age of 18, but there are those who offer loans to people who are at least 20 years old.

This is also one of the reasons why it is desirable to make a loan comparison beforehand, because only in this way it is possible to find out whether you comply with the principles set by the lender.

Online loan lenders are not as strict in eligibility compared to conventional banks. Most lenders offering cash loans on the Internet have requirements for loans:

  • be a citizen or resident of Philippines;
  • be between 18 and 75 years old;
  • have a bank account within a Philippines bank;
  • have a valid phone number;
  • do not have overdue loan payments or debt.

What is a quick loan online in Philippines?

Most of the quick loans are offered by non-bank lenders. You can apply for a loan using a device with an internet connection.

Quick loan is provided to deal with unforeseen and urgent situations. Loan of up to 25000 PHP is available. This amount depends on the lender’s conditions, more information on each lender’s website.

Lenders assess the solvency of each client individually, so the first loan may have a limited amount of cash.

How do I use the online loans Philippines service?

  • You are choose and filling out an application for many loans.
  • We send the application to our partners.
  • You receive the money in whatever way is convenient to you.

How much Can I borrow?

You can borrow 1,000 PHP to 25,000 PHP.

Why chose online loans Philippines

Online loan means: borrowing money is easy. On average, a loan can be applied over the internet in 15 to 60 minutes.

Applying for a loan online Philippines requires an internet connection, a mobile phone and an active bank account.

Applying for a loan is possible by filling out an online application and paying the registration fee if requested by the lender.

In the event of a positive answer, the amount will be deposited in your bank account.

In which city is it possible to get a loan?

You can apply for a loan in any city in the Philippines

What is the best online lending in Philippines?

Top+ Best Online Loan Apps & Lending Platforms in the Philippines:

  1. Home Credit PH: Make your plans possible with a Home Credit Cash Loan. ; Low Monthly Installments. Get Cash in as fast as *5 minutes. Get Approved in *1 Minute ; Start your own
  2. Digido (old Robocash) PH: Digido Philippines is SEC registered and is certified for this purpose. Its SEC Registration number is CS202003056. and its Certificate of Authority number is 1272. Digido PH fully automatic online loan up to PHP 10 000, 0% interest rate for the first loan in the Philippines.
  3. MoneyCat PH: Owned and operated by MoneyCat Financing Inc. Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800. Certificate of Authority To Operate Number: 1254 granted by the Securities & Exchange Commission. With MoneyCat PH, you can get a loan from 1.000 – 20.000 PHP at 0% interest for the first loan.
  4. Crezu PH: Crezu is a personal loan search and comparison website. Crezu Online Loan Company is legit, but it is not registered in SEC, cause it is not a lender, it doesn’t provide loans; service only compare the information and shows you were you can get loan online.
  5. Credify PH: Credify offers its clients concentrated money search and borrowing services from other legal companies’ websites, for a fee of 0 ₱. The process of applying for a loan is simple and fast, with the option of receiving it 24 hours a day. SCHAEFER LLC, established in Latvia, Saldus, Liela iela 9, LV-3801.
  6. Soscredit PH: Soscredit is an independent broker that provides consumers with free lender special terms and other relevant information for free. Developed by goodday.group.
  7. Binixo PH: Binixo Corporation is a Philippine – based financial technology company powered by international line of fintech companies and focused in online micro- and consumer financing, one of the first to offer online loans in the Philippines. If you want to find out if Binixo is legit, we confirm that the company operates completely legally and has a state license.
  8. Finbro PH: Finbro is an online lending platform, which helps you to get a loan quickly to cover unexpected expenses 24/7. Finbro PH Online Loan Owned and operated by Sofi Lending Inc. SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990 Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig.
  9. Tala App PH: Tala provides instant loans through a mobile app where the entire process happens, from loan application to funds release and status tracking. It allows Filipinos with an Android device to conveniently get a cash loan anytime and anywhere regardless of their credit history. Tala is a 100% legit app that provides FAST loans online in the Philippines.
  10. Unacash App PH: Unacash by Digido Finance Corp. A SEC licensed financing company. SEC Registration No. CS202003056 Certificate of Authority No. 1272. Address: 15F The IBP Tower, Jade Drive, Ortigas Center, San Antonio Pasig City 1605.

What is a loan with 100% discount or interest free loan

An interest free loan (free 0%) is a loan where the lender does not charge any money for the use of the loan, and the borrower repays the exact amount of money he borrowed.

Quick loans often offer the first commission free of charge, some lenders hold promotional periods when they can get unlimited interest-free loans.

For example, if you borrow 7000 PHP, you will have to return the same 7000 PHP.

Loan online Philippines without a job

Is an online loan without a job possible at all?

Yes, such a loan is possible. It is not an easy mission to get a loan if you do not have a job in the Philippines, even if you have a job with a low or irregular monthly salary, it remains difficult. But as we all know, the critical financial emergencies in life must always be expected for which you need the help of the quick loan. But how can you get the quick loan if you are unemployed?

There are a number of companies from which you can get your loan, each company has its own policies and methods of application, so it is very likely that one of the lending companies will issue you a loan.

Terms of receiving a loan

  • The first loan Philippines is possible from 1000 PHP to 25000 PHP with a 0% commission if the loan is repaid on time. Lenders offer different repayment periods at a discount of -100% on commission fee, more information on each lender’s website.
  • The first time you apply for a loan online, you must register and agree to the terms of the loan.
  • Upon receiving the receipt of a loan application, the lender reviews the application and, in the event of a positive response, transfers the money to the bank account from which the registration payment was made. It can take up to 15 to 30 minutes for you to receive the money in your bank account after applying for a loan.
  • When borrowing repeatedly, the borrower does not have to pay the registration fee, just choose the amount of money and the repayment term.

What is worth remembering about online loans Philippines?

  • The amounts of online loans are small, the repayment term is short, but the interest rates are much higher than other types of loans, so it is important to repay the loan on time.
  • Use an online loan for unplanned expenses: to pay bills, to repair a car, etc. Never borrow an online loan to fulfill your dreams or desires. You can do this from your savings. If you do not have savings yet, then it is time to create them.
  • You can get a loan very quickly – in an average of 15 minutes, without leaving home, which significantly facilitates the process of receiving money.
  • The loan can be obtained without interest, without overpaying.

How will I know if I am approved?

Our system will notify you through SMS once your application was approved and another one once loan was successfully disbursed into your account.

What if my loan declined?

We are sorry that your application was declined. We do not disclosed the reason for approving and disapproving loan application. You can still try to re-apply with another loan online.

Why did the lender reject the loan online Philippines?

  • You provided incorrect data during the registration;
  • You have not repaid your loan by the same lender;
  • You are in the debtors’ list.

Is it possible to repay early

It is possible to repay the loan faster than indicated in the payment schedule. Please contact customer service for the exact amount of money remaining.

What if I can’t repay my debt within the time limit

Repayment of the online loan shall be made according to the agreed schedule, in case of failure to pay the due dates, penalty interest will be applied. Please contact our Customer Care Center to find a solution to your credit delay.

What happens if a payment or invoice is delayed?

Failure to pay the invoice is in violation of the online loan terms and conditions. Conversely, in the event of late payment of the invoice, interest may be charged in accordance with the terms of the contract on the outstanding invoice, as well as the costs of sending reminders and recovering the debt.

Are online loans Philippines legit?

Lending companies that legally operate online and cater to Filipinos are required to be registered under DTI.

They usually have a physical office set up within the Philippines and can be easily tracked.

How long is the lender’s contract kept in the lender’s database

The concluded loan agreement is stored in the lender’s database for an unlimited period. Upon receipt of a written request from the client, the contract may be sent to the address specified by the client.


The website CashLoanPH is an independent broker that provides consumers with free information on the special terms of a lender’s loan in Philippines agreement and other relevant information. CashLoanPH does not issue loans and is not a lender. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.

Maximum percentage interest rate (APR): 145%. Loan term: from 62 days to 6 months. Cost example: Loan of 2400 PHP for 3 months, monthly payment 870 PHP, total amount 2610 PHP, annual percentage rate APR 145%.


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