Cash Loans Online Philippines (Online Pautang Philippines) can be a good and quick solution if you need additional funds. Compare lenders, apply for a loan and get money in your bank account!

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15+ Fast Cash Online Loan Apps Philippines in 15 Minutes

Max loan amount: 0 

Max days to repay: 0

Finmerkado PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

₱ 25,000

Approval in

5 minutes

First loan free

no

Get loan

Digido PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

₱ 25,000

Approval in

5 minutes

First loan free

no

Get loan

MoneyCat PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

₱ 20,000

Approval in

5 minutes

First loan free

no

Get loan

Mazilla PH

Loan type

Short term

For a period of

728 days

Rate ()

365.00% / year

Loan amount

₱ 25,000

Approval in

5 minutes

First loan free

no

Get loan

Crezu PH

Loan type

Long term

For a period of

4 months

Rate (PSK)

0.00% / month

Loan amount

₱ 25,000

Approval in

5 minutes

First loan free

no

Get loan

Binixo PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

no

Get loan

Credify PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

no

Get loan

Soscredit PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

₱ 20,000

Approval in

15 minutes

First loan free

no

Get loan

LoanOnline PH

Loan type

Short term

For a period of

90 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

no

Get loan

Zaimoo PH

Loan type

Short term

For a period of

61 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

no

Get loan

CashSpace PH

Loan type

Short term

For a period of

61 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

no

Get loan

Finbro PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

₱ 50,000

Approval in

15 minutes

First loan free

no

Get loan

CashXpress PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

₱ 20,000

Approval in

15 minutes

First loan free

no

Get loan

Finloo PH

Loan type

Short term

For a period of

30 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

no

Get loan

PesoRedee PH

Loan type

Short term

For a period of

30 days

Rate ()

0.00% / day

Loan amount

₱ 20,000

Approval in

15 minutes

First loan free

no

Get loan

Finami PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

no

Get loan

Tonik Bank Loan

Loan type

Short term

For a period of

730 days

Rate ()

0.00% / day

Loan amount

₱ 50,000

Approval in

15 minutes

Service Fee

₱500

Get loan

PeroLoan PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

yes

Get loan

WebPeso PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

₱ 30,000

Approval in

15 minutes

First loan free

yes

Get loan

Creditify PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

yes

Get loan

FinApps PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

yes

Get loan

Fina Guru PH

Loan type

Short term

For a period of

91 days

Rate ()

1.99% / day

Loan amount

₱ 20,000

Approval in

15 minutes

First loan free

yes

Get loan

Pitacash PH

Loan type

Short term

For a period of

91 days

Rate ()

1.99% / day

Loan amount

₱ 25,000

Approval in

15 minutes

First loan free

yes

Get loan

0% Interest rate For the first loan. 24/7 cash loans online Philippines. Up to PHP 25 000

Madali ng humiram ng pera! Online cash loan ba ang hanap mo? Click Below and Apply online!

Top 10+ Best Legit Loan Apps Online With Low Interest Rate In Philippines 2023

Source: https://t.me/s/loanph

Top 5+ Online loans Philippines with low interest and easy application

Digido Loan – 0 % Interest rate For the first loan First loan: up to 10 000 PHP. Amount: 1 000 PHP – 25 000 PHP. Age: 21 – 70. Term: 90 days – 6 months. (Read more...)  APPLY LOAN	MoneyCat – Instant cash loans Up-to PHP 20,000 The first loan for free 0%: up to 20 000 PHP. Amount: 500 PHP – 20 000 PHP. Age: 22 – 75. Term: 90 days – 6 months. (Read more…)  APPLY LOAN
Crezu – Fast Online Loans in Philipines: 1st Credit with 0% First loan 0%: up to 20 000 PHP. Amount: 1 000 PHP – 20 000 PHP. Age: 18 – 70. Term: 62 days – 4 months. (Read more…) APPLY LOAN	Credify – Online loans Philippines with beneficial rules First loan up to 4000 PHP with 0% in 15 minutes. Receive money in a bank account or in cash. Service charge of 0 PHP. (Read more…) APPLY LOAN
SosCredit – Loans Philippines to new clients up to 7000 PHP without interest First loan 0%: up to 7000 PHP. Amount: 1 000 PHP – 20 000 PHP. Age: 20 – 70. Term: 62 days – 1 year. (Read more…) APPLY LOAN	Online Loans Pilipinas – Get the first loan for free! First loan 0%: up to 7000 PHP. Amount: 1 000 PHP – 20 000 PHP. Age: 22 – 70. Term: 7 days – 30 days. (Read more…) APPLY LOAN
Finloo – Helps you get the money you need in the shortest possible time. First loan 0%: up to 7000 PHP. Amount: 1 000 PHP – 25 000 PHP. Age: 20 – 70. Term: 30 days. (Read more…) APPLY LOAN	Finbro – Offering loans starting from PHP 1,000 to PHP 50,000 First loan 0%: up to 7000 PHP. Amount: 1 000 PHP – 50 000 PHP. Age: 22 – 70. Term: up to 12 months. (Read more…) APPLY LOAN

Information about lenders online in the philippines

A lender is an individual, a public or private group, or a financial institution that makes funds available to a person or business with the expectation that the funds will be repaid. Repayment will include the payment of any interest or fees.

124+ SEC Registered Online Lending Companies 2023

Below is the full list of online lending platforms operating in the Philippines (based on the records of the Security and Exchange Commission as of November 29, 2021).

65+ Lending Companies In Philippines 2023

1. ACOM
2. ACUDEEN
3. ADVANCE
4. AKULAKU
5. AMIHAN
6. ASIALINK
7. ASIAKREDIT
8. ASTERIA LENDING
9. ATOME
10. BALIKBAYAD
11. BILLEASE
12. BLEND.PH
13. BUKAS
14. CASHA
15. CASHALO
16. CASH MART
17. CASH PAPA
18. CASHWAGON
19. CASH PAPA
20. CLIQQ
21. CRAWFORT
22. CREDITPROS
23. DISKARTECH
24. EASYCASH
25. FCASH
26. FIRST DIGITAL FINANCE
27. FIRST CIRCLE
28. FLEXI
29. FUNDKO
30. GOODKREDIT
31. PAYLATER BY GRAB
32. HOME CREDIT
33. INVESTED
34. JUANHAND
35. KVIKU
36. LAZADALOANS
37. LEND.PH
38. LENDME
39. LENDPINOY
40. LOAN RANGER
41. LOANCHAMP
42. LOANSOLUTIONS.PH
43. MARCOPAY
44. MONEYCAT
45. ONLINE LOANS PILIPINAS
46. PAGHIRAM
47. PAWNHERO
48. PERA247
49. PERAJET
50. PESOHAUS
51. PG FINANCE
52. PLENTINA
53. PONDOPESO
54. RIGHT CHOICE
55. SEEKCAP
56. SHOPEE
57. SUKIPLUS MONEY LENDING
58. SUNCASH
59. SURITYCASH
60. TALA PHILIPPINES
61. TENDOPAY
62. UNAPAY
63. UPESO
64. SAVII (former Uploan)
65. WELCOME FINANCE
66. VIDALIA LENDING

Source: Fintech News Philippines: Philippines Fintech Report 2022

FAQ About Cash Loans Online Philippines

Conditions of receiving a loan online Philippines

Each lender individually determines its own conditions. For example, there are lenders who issue loans from the age of 18, but there are those who offer loans to people who are at least 20 years old.

This is also one of the reasons why it is desirable to make a loan comparison beforehand, because only in this way it is possible to find out whether you comply with the principles set by the lender.

Online loan lenders are not as strict in eligibility compared to conventional banks. Most lenders offering cash loans on the Internet have requirements for loans:

• be a citizen or resident of Philippines;
• be between 18 and 75 years old;
• have a bank account within a Philippines bank;
• have a valid phone number;
• do not have overdue loan payments or debt.

What is a quick loan online in Philippines?

Most of the quick loans are offered by non-bank lenders. You can apply for a loan using a device with an internet connection.

Quick loan is provided to deal with unforeseen and urgent situations. Loan of up to 25000 PHP is available. This amount depends on the lender’s conditions, more information on each lender’s website.

Lenders assess the solvency of each client individually, so the first loan may have a limited amount of cash.

How do I use the online loans Philippines service?

• You are choose and filling out an application for many loans.
• We send the application to our partners.
• You receive the money in whatever way is convenient to you.

How much Can I borrow?

You can borrow 1,000 PHP to 25,000 PHP.

Paano mag-apply online FILIPINO?

Punan ang online registration form at maaari kang makakuha ng hanggang 25,000 PHP sa iyong account. Bibigyan ka ng CashLoanPH ng pagkakataong makapag-loan mula sa mga maasahang credit partners. Para makapag-loan, kailangan mong magbigay ng: anumang dokumento, numero ng telepono at bank account na nakapangalan sa iyo.

• Hakbang 1: Pumili ng alok – Makakiuha ng personalisasdong mapagpipilian na mga loan CASHLOANPH
• Hakbang 2: Mag-sign up – 5 minuto lang ang kailangan para punan ang application. Mangyaring kumpirmahin ang impormasyon sa pamamagitan ng authentication code (OTP) gamit ang SMS na ipadadala sa iyo sa huling hakbang ng application form.
• Hakbang 3: Humingi ng payo – Hintayin mo na kontakin ka namin upang mapayuhan ka ng naaayong solusyong pinansyal. Kukumpirmahin naming ang mga tuntunin, kondisyon, kontrata at loan na iyong kinakailangan. Pagkatapos ay ipadadala naming ang pera sa iyong account.
• Hakbang 4: Tanggapin ang pera nang mabilis – Ang pera ay ipapasok sa iyong account sa loob ng 24 oras pagkatapos mong kumpirmahin ang iyong pagsang-ayon sa pagpirma sa kontrata sa pamamagitan ng SMS code.

Why chose online loans Philippines

Online loan means: borrowing money is easy. On average, a loan can be applied over the internet in 15 to 60 minutes.

Applying for a loan online Philippines requires an internet connection, a mobile phone and an active bank account.

Applying for a loan is possible by filling out an online application and paying the registration fee if requested by the lender.

In the event of a positive answer, the amount will be deposited in your bank account.

In which city is it possible to get a loan?

You can apply for a loan in any city in the Philippines

What is the best online lending in Philippines?

Top+ Fast Online Loan Apps & Lending Platforms in the Philippines:

1. Tonik Bank Loan: Easy apply for a online loan in just minutes. Get up to ₱50,000 immediately. Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.
2. Home Credit PH: Make your plans possible with a Home Credit Cash Loan. ; Low Monthly Installments. Get Cash in as fast as *5 minutes. Get Approved in *1 Minute ; Start your own
3. Digido Loan PH: Digido Loan Philippines is SEC registered and is certified for this purpose. Its SEC Registration number is CS202003056. and its Certificate of Authority number is 1272. Digido PH fully automatic online loan up to PHP 10 000, 0% interest rate for the first loan in the Philippines.
4. MoneyCat PH: Owned and operated by MoneyCat Financing Inc. Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800. Certificate of Authority To Operate Number: 1254 granted by the Securities & Exchange Commission. With MoneyCat PH, you can get a loan from 1.000 – 20.000 PHP at 0% interest for the first loan.
5. Crezu PH: Crezu is a personal loan search and comparison website. Crezu Online Loan Company is legit, but it is not registered in SEC, cause it is not a lender, it doesn’t provide loans; service only compare the information and shows you were you can get loan online.
6. Credify PH: Credify offers its clients concentrated money search and borrowing services from other legal companies’ websites, for a fee of 0 ₱. The process of applying for a loan is simple and fast, with the option of receiving it 24 hours a day. SCHAEFER LLC, established in Latvia, Saldus, Liela iela 9, LV-3801.
7. Soscredit PH: Soscredit is an independent broker that provides consumers with free lender special terms and other relevant information for free. Developed by goodday.group.
8. Binixo PH: Binixo Corporation is a Philippine – based financial technology company powered by international line of fintech companies and focused in online micro- and consumer financing, one of the first to offer online loans in the Philippines. If you want to find out if Binixo is legit, we confirm that the company operates completely legally and has a state license.
9. Finbro PH: Finbro is an online lending platform, which helps you to get a loan quickly to cover unexpected expenses 24/7. Finbro PH Online Loan Owned and operated by Sofi Lending Inc. SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990 Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig.
10. Tala App PH: Tala provides instant loans through a mobile app where the entire process happens, from loan application to funds release and status tracking. It allows Filipinos with an Android device to conveniently get a cash loan anytime and anywhere regardless of their credit history. Tala is a 100% legit app that provides FAST loans online in the Philippines.
11. Unacash App PH: Unacash by Digido Finance Corp. A SEC licensed financing company. SEC Registration No. CS202003056 Certificate of Authority No. 1272. Address: 15F The IBP Tower, Jade Drive, Ortigas Center, San Antonio Pasig City 1605.

What is a loan with 100% discount or interest free loan

An interest free loan (free 0%) is a loan where the lender does not charge any money for the use of the loan, and the borrower repays the exact amount of money he borrowed.

Quick loans often offer the first commission free of charge, some lenders hold promotional periods when they can get unlimited interest-free loans.

For example, if you borrow 7000 PHP, you will have to return the same 7000 PHP.

Loan online Philippines without a job

Is an online loan without a job possible at all?

Yes, such a loan is possible. It is not an easy mission to get a loan if you do not have a job in the Philippines, even if you have a job with a low or irregular monthly salary, it remains difficult. But as we all know, the critical financial emergencies in life must always be expected for which you need the help of the quick loan. But how can you get the quick loan if you are unemployed?

There are a number of companies from which you can get your loan, each company has its own policies and methods of application, so it is very likely that one of the lending companies will issue you a loan.

Terms of receiving a loan

• The first loan Philippines is possible from 1000 PHP to 25000 PHP with a 0% commission if the loan is repaid on time. Lenders offer different repayment periods at a discount of -100% on commission fee, more information on each lender’s website.
• The first time you apply for a loan online, you must register and agree to the terms of the loan.
• Upon receiving the receipt of a loan application, the lender reviews the application and, in the event of a positive response, transfers the money to the bank account from which the registration payment was made. It can take up to 15 to 30 minutes for you to receive the money in your bank account after applying for a loan.
• When borrowing repeatedly, the borrower does not have to pay the registration fee, just choose the amount of money and the repayment term.

What is worth remembering about online loans Philippines?

• The amounts of online loans are small, the repayment term is short, but the interest rates are much higher than other types of loans, so it is important to repay the loan on time.
• Use an online loan for unplanned expenses: to pay bills, to repair a car, etc. Never borrow an online loan to fulfill your dreams or desires. You can do this from your savings. If you do not have savings yet, then it is time to create them.
• You can get a loan very quickly – in an average of 15 minutes, without leaving home, which significantly facilitates the process of receiving money.
• The loan can be obtained without interest, without overpaying.

How will I know if I am approved?

Our system will notify you through SMS once your application was approved and another one once loan was successfully disbursed into your account.

What if my loan declined?

We are sorry that your application was declined. We do not disclosed the reason for approving and disapproving loan application. You can still try to re-apply with another loan online.

Why did the lender reject the loan online Philippines?

• You provided incorrect data during the registration;
• You have not repaid your loan by the same lender;
• You are in the debtors’ list.

Is it possible to repay early

It is possible to repay the loan faster than indicated in the payment schedule. Please contact customer service for the exact amount of money remaining.

What if I can’t repay my debt within the time limit

Repayment of the online loan shall be made according to the agreed schedule, in case of failure to pay the due dates, penalty interest will be applied. Please contact our Customer Care Center to find a solution to your credit delay.

What happens if a payment or invoice is delayed?

Failure to pay the invoice is in violation of the online loan terms and conditions. Conversely, in the event of late payment of the invoice, interest may be charged in accordance with the terms of the contract on the outstanding invoice, as well as the costs of sending reminders and recovering the debt.

Are online loans Philippines legit?

Lending companies that legally operate online and cater to Filipinos are required to be registered under DTI.

They usually have a physical office set up within the Philippines and can be easily tracked.

How long is the lender’s contract kept in the lender’s database

The concluded loan agreement is stored in the lender’s database for an unlimited period. Upon receipt of a written request from the client, the contract may be sent to the address specified by the client.

The website CashLoanPH is an independent broker that provides consumers with free information on the special terms of a lender’s loan in Philippines agreement and other relevant information. CashLoanPH does not issue loans and is not a lender. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.

Maximum percentage interest rate (APR): 145%. Loan term: from 62 days to 6 months. Cost example: Loan of 2400 PHP for 3 months, monthly payment 870 PHP, total amount 2610 PHP, annual percentage rate APR 145%.

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