SEC Registration Number: CS202104554
Certificate of Authority Number: 3442
Overview
Insta Cash is designed to make personal financing quick, easy, and accessible for individuals’ everyday needs. Getting a loan can be challenging; traditional banks often involve complex processes, while unlicensed lenders come with high risks. Insta Cash offers a simple, reliable solution, aiming to provide safe and transparent financing options.
How to Apply
Getting started with Insta Cash is quick and easy. Here are the steps applicants need to follow:
- Download the Insta Cash App on an Android device.
- Fill out the required information within the app.
- Upload a valid government-issued ID (such as a Driver’s License, SSS ID, UMID, TIN, PRC, Passport, or National ID) to complete the application.
- Upon approval, the loan proceeds will be deposited to the applicant’s chosen cash-out option.
Loan Amounts and Approval Time
- Insta Cash offers loan amounts ranging from PHP 3,000 to PHP 25,000.
- Approved funds can be disbursed on the same day, providing applicants with quick access to their funds.
- A good credit score enables access to larger loan amounts and more flexible repayment terms.
Loan Terms
- Amount Range: PHP 3,000 to PHP 25,000, adjustable based on individual requirements.
- Term Length: 91 days to a maximum of 120 days.
- Interest Rate: From 0% to 25% annual percentage rate (APR), covering all fees and processing charges.
Example Calculation:
For a PHP 10,000 loan with a 25% interest rate, the total repayment amount over a 120-day term would be PHP 11,643.84. (Calculation: PHP 10,000 * 25% * 120/365 + PHP 10,000 = PHP 11,643.84)
Note: The stated interest includes all applicable taxes.
Repayment Options
Payments can be made at various convenient locations, including:
- 7-Eleven
- Payment Centers
- SM Department Store, Supermarket, Payment Counters, and Savemore
- Robinsons Department Store and Supermarket
- LBC
- Cebuana Lhuillier
Applicants can choose to pay in full or in installments before the due date. Flexible repayment plans help maintain timely payments.
Eligibility
- Age: 22 to 55
- Must have a valid ID and bank card
For additional information, visit the FAQ at https://h5.instacashmoney.com/.
Download Insta Cash and Start Today!
Contact Us
- Email: [email protected]
- Address: 2/F 25D 191 Zeta II Building, Legaspi Village, Salcedo, San Lorenzo, City of Makati