Insta Cash Loan App by King Cash Lending Investors Inc.

SEC Registration Number: CS202104554
Certificate of Authority Number: 3442

Overview

Insta Cash is designed to make personal financing quick, easy, and accessible for individuals’ everyday needs. Getting a loan can be challenging; traditional banks often involve complex processes, while unlicensed lenders come with high risks. Insta Cash offers a simple, reliable solution, aiming to provide safe and transparent financing options.

How to Apply

Getting started with Insta Cash is quick and easy. Here are the steps applicants need to follow:

  1. Download the Insta Cash App on an Android device.
  2. Fill out the required information within the app.
  3. Upload a valid government-issued ID (such as a Driver’s License, SSS ID, UMID, TIN, PRC, Passport, or National ID) to complete the application.
  4. Upon approval, the loan proceeds will be deposited to the applicant’s chosen cash-out option.

Loan Amounts and Approval Time

  • Insta Cash offers loan amounts ranging from PHP 3,000 to PHP 25,000.
  • Approved funds can be disbursed on the same day, providing applicants with quick access to their funds.
  • A good credit score enables access to larger loan amounts and more flexible repayment terms.

Loan Terms

  • Amount Range: PHP 3,000 to PHP 25,000, adjustable based on individual requirements.
  • Term Length: 91 days to a maximum of 120 days.
  • Interest Rate: From 0% to 25% annual percentage rate (APR), covering all fees and processing charges.

Example Calculation:

For a PHP 10,000 loan with a 25% interest rate, the total repayment amount over a 120-day term would be PHP 11,643.84. (Calculation: PHP 10,000 * 25% * 120/365 + PHP 10,000 = PHP 11,643.84)

Note: The stated interest includes all applicable taxes.

Repayment Options

Payments can be made at various convenient locations, including:

  • 7-Eleven
  • Payment Centers
  • SM Department Store, Supermarket, Payment Counters, and Savemore
  • Robinsons Department Store and Supermarket
  • LBC
  • Cebuana Lhuillier

Applicants can choose to pay in full or in installments before the due date. Flexible repayment plans help maintain timely payments.

Eligibility

  • Age: 22 to 55
  • Must have a valid ID and bank card

For additional information, visit the FAQ at https://h5.instacashmoney.com/.

Download Insta Cash and Start Today!

Contact Us

  • Email: [email protected]
  • Address: 2/F 25D 191 Zeta II Building, Legaspi Village, Salcedo, San Lorenzo, City of Makati
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