Types of Loan Terms

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Loan terms can vary depending on the type of loan and the lender’s policies. Common loan terms include short-term loans, medium-term loans, and long-term loans.

Digido PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

PHP 25,000

Approval in

5 minutes

First loan free

no

MoneyCat PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

PHP 20,000

Approval in

5 minutes

First loan free

no

Mazilla PH

Loan type

Short term

For a period of

728 days

Rate ()

365.00% / year

Loan amount

PHP 25,000

Approval in

5 minutes

First loan free

no

Crezu PH

Loan type

Long term

For a period of

4 months

Rate (PSK)

0.00% / month

Loan amount

PHP 25,000

Approval in

5 minutes

First loan free

no

Binixo PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Credify PH

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Soscredit PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

PHP 20,000

Approval in

15 minutes

First loan free

no

LoanOnline PH

Loan type

Short term

For a period of

90 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Zaimoo PH

Loan type

Short term

For a period of

61 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Finbro PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

PHP 50,000

Approval in

15 minutes

First loan free

no

CashXpress PH

Loan type

Short term

For a period of

90 days

Rate ()

0.00% / day

Loan amount

PHP 20,000

Approval in

15 minutes

First loan free

no

Finloo PH

Loan type

Short term

For a period of

30 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

CashSpace PH

Loan type

Short term

For a period of

30 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

PesoRedee PH

Loan type

Short term

For a period of

30 days

Rate ()

0.00% / day

Loan amount

PHP 20,000

Approval in

15 minutes

First loan free

no

Finami PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

PHP 25,000

Approval in

15 minutes

First loan free

no

Tonik Bank Loan

Loan type

Short term

For a period of

730 days

Rate ()

0.00% / day

Loan amount

PHP 50,000

Approval in

15 minutes

Service Fee

β‚±500

PeroLoan PH

Loan type

Short term

For a period of

365 days

Rate ()

0.00% / day

Loan amount

β‚± 25,000

Approval in

15 minutes

First loan free

yes

Short-Term Loans

Short-term loans typically have a repayment period of less than one year. These loans are often used for immediate financial needs or to cover unexpected expenses. Examples of short-term loans include payday loans and cash advances. While short-term loans offer quick access to funds, they usually come with higher interest rates due to the shorter repayment period.

Medium-Term Loans

Medium-term loans have a repayment period that ranges from one to five years. These loans are commonly used for larger expenses such as car purchases or home improvements. The interest rates for medium-term loans are generally lower than short-term loans, making them a more affordable option for borrowers.

Long-Term Loans

Long-term loans have a repayment period that extends beyond five years. These loans are often used for major investments such as buying a house or starting a business. Long-term loans usually have lower monthly payments compared to shorter-term loans, but they accrue more interest over time.

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CashLoanPH Changed status to publish 06/04/2024