Finance your short term needs for equipment, or cash for day-to-day operations. Get a hassle-free loan online Philippines by applying thru Vidalia PH web app today. Apply Online Now. Fixed Rate.
| Lending Company | Vidalia Lending Corp |
| Loan Amount | up to ₱500,000 |
| Loan Term | 3 – 12 months |
| SEC Registration No | CS200813771 |
Getting a loan made simple, Need money? Get the cash you need!
Borrow and get your money in 2-5 days.
- Set regular fixed payments
- Interest rates that are low and no hidden fees
- Pay directly from your bank account, Post dated check (PDC), field collectors
About Vidalia PH
Vidalia PH (Full name: Vidalia Lending Corp.) is a company based in Manila, Philiipines providing financial services. They offer personal loans and small business loans. Since 2008, Vidalia PH has helped thousands of Filipinos get easy access to short term financing in the forms of personal loan, salary loan and small business loan.
Vidalia Lending Corp. is one of the Philippines financing companies disbursing millions of loans since inception. They uses traditional and tested credit methods in combination with new technologies. Their credit evaluation system improves constantly, learning and optimizing in response to monthly loan repayment and delinquency data. Loan borrowers can get a loan between 5,000 up to ₱500,000.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, 1552 Metro Manila Philippines.
Vidalia Lending is a corporation backed by experienced and talented private investors with vast experience in the local Financial Industry.
Type of loans in Vidalia PH Platform
Personal Loans
Do you need cash for home improvement, pay off credit cards, consolidate your debt, cover major expense, and other personal expenses? No collateral needed, No need for Co-borrower, Apply Online today!
Borrow up to ₱100,000 and get your money in as little as 1-3 days.
- Quick online cash ₱2000- ₱15,000
- No paperwork, 100% Online Transaction
- Set bi-monthly payments
- Competitve Interest rates and no hidden fees
- Pay your loan thru post dated check or directly from your bank account
- Say Goodbye to prepayment penalties.
Salary Loan
You are a regular employee and you need cash as soon as possible? Vidalia offer cash loan with flexible installments, No guarantor Needed.
| Loan Amount | ₱20,000 – ₱50,000 |
| Payment Terms | 2 – 12 months |
| Interest Rate | • 6% • Processing Fee (5%) • Max Annual Percentage Rate (80.6%) |
| Payment Option | Post dated check (PDC) |
Eligibility
- Filipino, 20 – 60 years old
- At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
- Permanent/regular employee
Requirements
- Two(2) valid IDs (Company ID, Passport, Driver’s License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Latest 2 months payslips
- Certificate of Employment with Compensation
Business Loans
Providing you business financing so you can focus on other aspects of running your business. Vidalia PH term loan features fixed regular payments and low interest. They have unsecured business loans and collateral business loans.
| Loan Amount | ₱100,000 – ₱500,000 |
| Payment Terms | 2 – 12 months |
| Interest Rate | • 4% per month • Processing Fee (5%) • Max Annual Percentage Rate (80.6%) |
| Payment Option | Post Dated Check |
Eligibility
- Filipino, 20 – 60 years old
- With minimum Net Monthly Income of ₱50,000.00
- Business must be 3 year in existence
- With existing locally-issued credit card, active for 1 years and with a credit limit of at least ₱50,000.00
- With landline or postpaid mobile number
Requirements
- Two(2) valid IDs (Company ID, Passport, Driver’s License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Photocopy of Latest Business/Mayor’s Permit
- Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)
- Photocopy of DTI Permit / SEC Registration with GIS
- Latest ITR with Audited Financial Statement
- 3 Trade Reference or list of Suppliers/Clients
- Utility Bill (under client’s present home address)
Small Business
Vidalia Lending can help you manage cash flow, pay sudden expenses, and funds for daily business operations. Apply today for a non-collateral small business loans.
| Loan Amount | ₱10,000 – ₱100,000 |
| Payment Terms | 2- 12 months |
| Interest Rate | • 5% per month • Processing Fee (5%) • Max Annual Percentage Rate (80.6%) |
| Payment Option | Post dated check (PDC), field collection |
Eligibility
- Filipino, 20 – 60 years old
- With minimum Net Monthly Income of ₱20,000.00
- Business must be 2 year in existence or 1 year practicing, if professional
Requirements
- Two(2) valid IDs (Company ID, Passport, Driver’s License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Photocopy of Latest Business/Mayor’s Permit
- Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)
E-commerce Loans
Looking to expand your online business or simply want to improve its cash flow to properly fund operations? Vidalia Lending’s E-Commerce Loan is the solution you need to meet your working capital requirements.
| Loanable Amount: | P10,000 to P100,000 |
| Processing Fee: | 5% of Loan Amount |
| Payment Term: | 3mos. To 12mos. |
| Interest Rate: | 5% per month |
| Mode of Payment: | Post Dated Check |
ELIGIBILITY
- Filipino, 21 to 59 years old
- Residing within Metro Manila
- Online Business must be active for 1 year, with official page
REQUIREMENTS
- Two (2) valid Government IDs (Passport, Driver’s License, SSS/GSIS, UMID, TIN, PRC, Postal, National ID)
- Two (2) Latest Proof of Billing: Electric/ Water/ Cable/ Internet/ Landline
- Latest 2 months Bank Statement: Savings Account
- Proof of Successful Sales Transaction
How it works
Claim your money fast. Easy application.
- QUICK ONLINE APPLICATION: Tell Vidalia PH about yourself and how much you want to borrow.
- CREDIT EVALUATION: Confirmation of your infos, phone interviews, and submission of documents online.
- GET YOUR MONEY: Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.
- MAKE REPAYMENT: Vidalia PH deposit the bank checks from you. Make sure its funded before due date.
FAQ About Vidalia PH
Is Vidalia PH legit?
Vidalia PH (Vidalia Lending Corp.) is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!
How to check if a loan online company is legitimate?
It’s just a registration with SEC under the Corporation Code of the Philippines. To check and verify further its Secondary SEC Registration or Secondary License online, visit SEC Capital Market Participants Registry System at www.sec.gov.ph.
How will the money be given to me?
The money will be on a bank check, you can encash or deposit it to your bank account. Bank transfer to your bank account is available upon request. This will give you the freedom to choose where you will spend the loan. It may take a while for the loan to appear in you account depending on your bank.
What are the loan requirements?
Please browse the different loan products on Vidalia PH website. You will find the required documents and qualification at the bottom page.
How fast can I get a loan?
It depends on what we need from you, it usually takes 2-5 days but it may be longer if you dont submit your docs on time. But you can complete the process from your home and phone.
Is collateral needed when I apply for loan?
Vidalia PH offer non-collateral loans. They require a collateral for loans above PHP 100,000.00
How much interest do you charge on the loans you’re offering?
All of Vidalia PH loans have monthly interest rates that range from 4%-6%. loan terms is 3-12 months only. and payable daily, weekly, semi-monthly, monthly.
How much money can I borrow?
The minimum amount you can borrow is PHP5,000 and the maximum amount is PHP500,000 for business loans. The actual amount you can borrow will depend on your qualifications.
How long does it take for the application to be processed?
Loan applications are processed within 1-5 business days after receiving your application. Always check your email or cellphone for updates and send your required docs on time for faster processing.
How many months can I repay the loans?
Payback periods for loans can vary from 3 months to 12 months.
How do I pay?
When you get a loan at Vidalia Lending, repayment is through post dated check (PDC). Small business owners without PDC can choose to have their payment picked up by our field collectors on a daily or weekly basis.
Contacts Vidalia PH
Vidalia Lending Corp.
SEC Registration No. CS200813771 and Certificate of Authority No. 279 issued October 2008.
- Address: 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550
- Hotline: +638518 0112 . Or 0917 328 4072 (GLOBE) – 0939 927 2375 (SMART)
- Website: https://vidalia.com.ph/
- Facebook: https://www.facebook.com/VidaliaLending/
Personal Loans and Small Business Loans from Vidalia Lending
