Loans Dito is an online lending platform that provides individuals in the Philippines with access to a diverse range of loan options offered by various banks and lending companies. Whether you are in need of a personal loan, a business loan, or other types of loans, Loans Dito serves as a commercial website, connecting borrowers with potential lenders.
In this article, CashLoanPH will delve into the loan products available, the application process, frequently asked questions, and contact information.
Applying for a Loan
To apply for a through Loans Dito, follow these simple steps:
- Choose a loan product and fill out the sign-up form on the Loans Dito website, ensuring that you provide all the required information accurately.
- After submitting the form, you will receive a verification code and login credentials via email. Use these credentials to access your account.
- Once logged in, you will be prompted to answer a few easy questions to determine your eligibility for a loan. These questions are designed to assess your financial situation and needs.
- The Loans Dito system will then automatically schedule a call from one of their representatives. It is crucial to answer this call promptly to avoid any unnecessary delays in the application process.
Loan Products
Personal Loan
The personal loan is one of the most common types of consumer loans offered by banks and lending companies in the Philippines. It is typically an unsecured loan, meaning that borrowers are not required to provide collateral. The key details of personal loans available through Loans Dito are as follows:
- Loan Type: Consumer Loan
- Loanable Amount: Ranging from ₱30,000 to ₱2,000,000
- Loan Terms: Options of 12, 18, 24, or 36 months
- Monthly Interest Rate: Varied rates from 1.39% to 3.00%
- Collateral: Not required
- Processing Time: Typically 3 to 7 business days
BPO Loan
The BPO Loan, also known as the Call Center Agent Loan, is a specific type of unsecured consumer loan tailored to employees working in the business process outsourcing (BPO) or call center industry. These loans share similar features with personal loans, with a few additional requirements specific to BPO employees. The key details of BPO Loans available through Loans Dito are as follows:
- Loan Type: Consumer Loan
- Loanable Amount: Ranging from ₱30,000 to ₱2,000,000
- Loan Terms: Options of 12, 18, 24, or 36 months
- Monthly Interest Rate: Varied rates from 1.39% to 3.00%
- Collateral: Not required
- Processing Time: Typically 3 to 7 business days
Business Loan
For individuals seeking financial support for their business endeavors, Loans Dito also offers business loans. These loans are designed to provide funding for business expansion, working capital, and other related needs. The key details of business loans available through Loans Dito are as follows:
- Loan Type: Business Loan
- Loanable Amount: Ranging from ₱30,000 to ₱2,000,000
- Loan Terms: Options of 12, 18, 24, or 36 months
- Monthly Interest Rate: Varied rates from 1.39% to 3.00%
- Collateral: Not required
- Processing Time: Typically 3 to 7 business days
Auto Loan
Loans Dito also provides options for individuals seeking to finance the purchaseof a vehicle. The Auto Loan offered through Loans Dito allows borrowers to obtain funds for purchasing a new or used car. The key details of auto loans available through Loans Dito are as follows:
- Loan Type: Consumer Loan
- Loanable Amount: Ranging from ₱100,000 to ₱1,000,000
- Loan Terms: Options of 12, 18, 24, 36, or 48 months
- Interest Rates: Ranging from 1.00% to 1.50%
- Payment Option: Post-Dated Check
Brand New Truck Loan
For individuals involved in commercial activities that require a truck, Loans Dito offers the Brand New Truck Loan. This loan provides financing options for purchasing a brand new truck to support various business needs. The key details of brand new truck loans available through Loans Dito are as follows:
- Loan Type: Commercial Loan
- Loanable Amount: Ranging from ₱300,000 to ₱3,000,000
- Loan Terms: Options of 6 to 48 months
- Interest Rates: Ranging from 1.20% to 1.70%
- Payment Option: Post-Dated Check
Frequently Asked Questions
To address common queries, Loans Dito provides a Frequently Asked Questions (FAQ) section on their website. Here are answers to some of the frequently asked questions:
What is Loans Dito?
Loans Dito is not a bank or a lending company. It serves as a marketing and lead generation portal owned and managed by Clickerwayne Enterprise, a registered Philippine-based social enterprise.
Is LoansDito.com a legitimate website?
Yes, LoansDito.com is a legitimate website operated by Clickerwayne Enterprise, duly registered with the Department of Trade and Industry (DTI).
When did Loans Dito start?
Loans Dito was established in 2016, and its website was launched on September 12, 2016.
Is my personal information secured?
Loans Dito is committed to safeguarding the privacy and confidentiality of users’ personal information. Any Personally Identifiable Information (PII) provided on the site is strictly kept confidential and used solely for processing loan applications.
Please note that the response provided here is a general overview and it is recommended to refer to the Loans Dito website for more specific information.
Contact Information
For any further inquiries or assistance, individuals can contact Loans Dito through the following channels:
- Address: Country Drive St., Country Homes, City Of Binan, Laguna, Philippines 4024
- Phone: PH: +63.905.24.WAYNE / US: +1.888.94.WAYNE
Disclaimer
Loans Dito operates solely as a marketing and lead generation portal, facilitating access to loans and credit products offered by banks and lending companies in the Philippines and the United States. All credit products and services presented on the platform are provided without warranty. The eligibility to apply for loans and pre-qualified offers are not binding. Loans Dito does not collect or impose any fees for their services.
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Loans Dito is a convenient and user-friendly platform that enables individuals in the Philippines to explore a wide range of loan options. Whether you are in need of a personal loan, a business loan, or other financial solutions, Loans Dito offers a seamless application process and aims to protect users’ privacy.
With an array of loan products available, borrowers can select the best-suited option to meet their specific needs. For more detailed information and personalized assistance, individuals are encouraged to visit the Loans Dito website or contact their support team.
