In today’s fast-paced world, efficiently managing personal finances is essential for financial well-being. Fortunately, technology has made it easier than ever to stay on top of your financial goals. In the Philippines, a plethora of finance apps are available to help individuals effectively budget, track expenses, save, and invest. These apps have become valuable tools that empower Filipinos to take control of their financial lives.
In this article, CashLoanPH will explore Top 200 free finance apps in the Philippines, highlighting their key features, benefits, and how they are revolutionizing the way Filipinos manage their finances.
The Importance of Finance Apps in the Philippines
Financial Literacy and Inclusion
Finance apps play a crucial role in promoting financial literacy and inclusion among Filipinos. They provide accessible platforms where users can learn about budgeting, saving, and investing, irrespective of their financial knowledge or background. By utilizing these apps, individuals can gain valuable insights and develop good financial habits, ultimately leading to a more financially secure future.
Convenience and Accessibility
Finance apps bring convenience and accessibility to personal finance management. With just a few taps on their smartphones, Filipinos can access their financial information, track expenses, and monitor their financial goals from anywhere at any time. The ease of use and availability of these apps make them an indispensable companion for modern Filipinos leading busy lives.
Top 200 Free Finance Apps in the Philippines 2024
No. | App Name | Developer/Company |
---|---|---|
1 | GCash | Mynt – Globe Fintech Innovations |
2 | Maya – all-in-one digital bank | Maya Philippines, Inc. |
3 | UnionBank Online | Union Bank of the Philippines |
4 | Tala – Mobile Cash Loan App | Tala Mobile |
5 | JuanHand-online cash loan App | Wefund Lending corp |
6 | PayPal – Send, Shop, Manage | PayPal Mobile |
7 | PalawanPay | PPS-PEPP Financial Services Corporation |
8 | Home Credit Online Loan App | HC CONSUMER FINANCE PHILIPPINES, INC. |
9 | MocaMoca – Safe and fast loan | Copperstone Lending Inc. |
10 | GoTyme Bank | GoTyme Bank Corporation |
11 | MayPera-Online Peso Cash Loan | MayPera |
12 | SSS Mobile | SSS co-developed with Exakt Inc. |
13 | PesoBuffet – fast cash loan | PesoBuffet by Copperstone |
14 | PeraMoo-online peso cash | PERAMOO FOR MAGICIAN |
15 | Home Loan & Business Credit | REBO LENDING INVESTOR CORPORATION |
16 | Binance: BTC, Crypto and NFTS | Binance Inc. |
17 | Virtual Pag-IBIG | Pag-IBIG Fund |
18 | LANDBANK Mobile Banking | LAND BANK OF THE PHILIPPINES |
19 | BillEase — Buy Now, Pay Later | First Digital Finance Corporation |
20 | LPeso | SINGULARITY LENDING INC |
21 | MabilisCash | MALI LENDING CORP. |
22 | Pesoloan – Quick Cash and Peso Loan | Masaganang Buhay Finance Philippines Corporation |
23 | Mr.Cash | e-Generation Lending Corporation |
24 | OKPeso – Safe Online Loan App | Codeblock Lending Inc. |
25 | eCebuana | Cebuana Lhuillier Rural Bank |
26 | NewCash – Loan with Integrity | NewCash |
27 | Luckyloan-online pera | Offered by PLC |
28 | Valley loan-Quick & Safe cash | Flash Cash 101 Lending Corp. |
29 | BPI Mobile | BANK OF THE PHILIPPINE ISLANDS (BPI) |
30 | PesoCow – Mobile Purse | PesoCow |
31 | CIMB Bank Philippines | CIMB Bank Philippines, Inc. |
32 | PesoQ – Reliable Online Loan | U-PESO LENDING INVESTORS CORP. |
33 | OLP – Fast Approval Loan App | Online Loans Pilipinas fast peso cash Lending app |
34 | Moneycat.ph | Moneycat Financing Inc. |
35 | Digido Philippines online loan | DIGIDO FINANCE CORP. |
36 | Fast Cash-Loans up to P20,000 | FCASH GLOBAL LENDING INC. |
37 | Pautang Peso-Safe Online Loans | LHL ONLINE LENDING, INC |
38 | Lista | Lista Philippines |
39 | Zippeso- Online Cash Loan App | Zippeso Fintech |
40 | PesoRedee – Online Lending App | PESO REDEE FINANCING CO. INC. |
41 | QuickLa | QUICKLA I.T. SERVICES |
42 | Pesohere | Pesohere |
43 | PRIMA LOAN-online peso lending | Prima Fintech (Philippines) Lending Corp. |
44 | WowPera – Fast & Safe Loan App | TREASURE BOWL FINTECH LENDING CORP. |
45 | Komo by EastWest | EastWest Bank |
46 | Skyro | Skyro Philippines |
47 | CashCano- Instant Cash Loan | JT PHILIPPINES LENDING TECHNOLOGIES INC. |
48 | ML Wallet | MICHEL J LHUILLIER FINANCIAL SERVICES PAWNSHOP INC |
49 | PesoCash – Safe Online Loans | MyLoan Lending Investors Inc. |
50 | Tonik – Fast Loans & Deposits | Tonik Digital Bank |
51 | PesoPlus – Online Loans | SINGULARITY LENDING INC. |
52 | Order King | BAGSHAW |
53 | HelloMoney by AUB | Asia United Bank |
54 | Madali Loan | Quark Financing corp. |
55 | OctaFX Trading App | OctaFX |
56 | Ipeso – Online Loan by yours | LINK CREDIT LENDING INVESTORS INC |
57 | CARD Bank konek2CARD | CARD Bank – konek2CARD |
58 | Lemon Loan- Safe and fast loan | Flash Cash 101 Lending Corporation |
59 | EasyPeso-Fast Online Cash Loan | Creditable Lending Corporation |
60 | Fast Pera – Online Lending App | Kusog Pera Lending INC |
61 | Cashalo – Cash Loan and Credit | Oriente Express |
62 | Peso Pocket – Online Cash Loan | PRIMA FINTECH PHILIPPINES LENDING CORPORATION |
63 | Fast Cash VIP | Marvelous Group |
64 | Weloan- Peso Quick Loan | Weloan Pro |
65 | Loan Quick | PHILIPPINE MICRODOT FINANCING CORP. |
66 | perity Make Money EFFICIE | Thuy My Doan |
67 | RCBC Digital | RIZAL COMMERCIAL BANKING CORP. |
68 | Kusog Pera-Your Personal Bank | Kusog Pera Lending Inc. |
69 | Upeso Philippines-Fast Lending | U-PESO.PH LENDING CORP. |
70 | Loanmoto: Installment Loan | U-PESO.PH LENDING CORP. |
71 | Metrobank Mobile Banking | Metropolitan Bank & Trust Company (METROBANK) |
72 | Loanmoto – Secure Loan | U-PESO.PH LENDING CORP. |
73 | XM – Trading Point | Trading Point Group |
74 | Coins – Buy Bitcoin, Crypto | Coins Asia |
75 | PNB Digital | Philippine National Bank |
76 | SeaBank – Fast & Easy Banking | SeaBank Philippines, Inc. (A Rural Bank) |
77 | PesoHaus- cash loan | Leapgen Lending INC. |
78 | Paghiram-Loans Up To PHP20,000 | PaghiramDeveloper |
79 | PHPocket | PHPocket Team |
80 | Support | EXCELLENT ERA LENDING SERVICE CORP |
81 | PesoClick-Fast Cash Loan | 9F Lending Philippines Incorporated |
82 | HelloPag-IBIG by AUB | Asia United Bank |
83 | Kusog Pera | KUSOG PERA LENDING INC. |
84 | Globe Trade | Globe Trade |
85 | Jetpeso- Online Cash Loans | Snapcash Lending Inc. |
86 | Pautang Online-Loan Peso Cash | LHL ONLINE LENDING, INC |
87 | PesoOnline – Safe Online Loans | MyCash Lending Investors Inc |
88 | Ph Trade | PH Trade Limited |
89 | SmartSari: Load & Game Topup | SmartSari |
90 | Urgentt Loan with Calculator | codeskill |
91 | EasyPeso Pro-Cash online Loans | Fast Coin Lending Corp |
92 | UNO Digital Bank | UNObank Inc |
93 | Ipeso – For VIP Loan Only | LINK CREDIT LENDING INVESTORS INC |
94 | Going Loans | PHILIPPINE MICRODOT FINANCING CORP. |
95 | Binomo – Mobile Trading Online | Binomo mobile |
96 | Pesos.Ph | PHILIPPINES RUP FINANCING CORPORATION |
97 | PitaCash – Loans for EveryJuan | Finance Technologies Inc. |
98 | GSIS Touch | Government Service Insurance System |
99 | HalikaCash Loan | EBORROW LENDING CORPRATION |
100 | CashBox Pro- Online Cash Loans | WARM SERVICE LENDING CORP |
101 | ExpertOption – Mobile Trading | ExpertOption |
102 | ALAO | ALAO INC. |
103 | Salmon | FINTECH HOLDINGS LTD |
104 | CARD SME Bank konek2CARD | CARD SME CBS |
105 | Pesoin – Your Safe Online Loan | LINK CREDIT LENDING INVESTORS INC. |
106 | RCBC DiskarTech Cash Loan | DiskarTech |
107 | USSC Super Service | Clear Mind Algorithmics Inc |
108 | ACOM – Fast Cash Loan. Simple. | ACOM CONSUMER FINANCE CORPORATION |
109 | Citibank PH | Citibank NA Philippines |
110 | Quickpeso-Quick Cash Loan App | QuickPeso Team |
111 | SAVii – Salary Finance App | SAVii New Cross Technology Private Limited |
112 | Amihan VIP- Secure Loan App | Amihan Team |
113 | OctaFX Copytrading | OctaFX |
114 | Exness Trade: Online Trading | Exness Global Limited |
115 | Fortune Pay | Fortune Pay Philippines |
116 | lendpinoy – Instant Micro-loans to Anyone | AND Financing Corporation |
117 | Cebuana Xpress – Sangla Online | Cebuana Lhuillier |
118 | Investing.com: Stock Market | INVESTING.com |
119 | AUB | Asia United Bank |
120 | Mitrade – Trade Global Markets | Mitrade Global Pty Ltd |
121 | Snapera | Kusog Pera Lending Inc. |
122 | Trust: Crypto & Bitcoin Wallet | DApps Platform, Inc. |
123 | PesoLoans – Fast Cash Loan | CASHTALK LENDING INVESTORS Corp. |
124 | Opeso – Fast Cash Loan App | OKLIK LENDING COMPANY INC |
125 | BingX Trade BTC, Buy Crypto | BingX |
126 | CASH LOAN ONLINE ON-DEMAND | HT Financial lending Services (PH) Corp. |
127 | Bybit: Buy Bitcoin, Trade Crypto | Bybit |
128 | Wise | Wise, formerly TransferWise |
129 | Payoneer | Payoneer Inc. |
130 | BPI BanKo Mobile App | BANK OF THE PHILIPPINE ISLANDS (BPI) |
131 | FBS – Trading Broker | FBS.com |
132 | Plentina | Plentina Lending, Inc. |
133 | CARD RBI konek2CARD | CMRBI |
134 | Finbro | Vidal Group |
135 | Coinbase Wallet: NFTs & Crypto | Coinbase Wallet |
136 | Freecash: Earn Crypto & Prizes | Freecash |
137 | TradingLive | BrokersView Ltd |
138 | myRightChoice | Right Choice Finance Corp. |
139 | MetaMask – Blockchain Wallet | MetaMask Web3 Wallet |
140 | Bitget – Buy & Sell Crypto | Singapore Bitget pte ltd. |
141 | LoanChamp- Easy Cash Loan Pera Utang, Installment | Y Finance Inc. |
142 | Maybank2u PH | Malayan Banking Berhad |
143 | LANDBANKPay | Land Bank of the Philippines |
144 | True Cash Instant Loan Advice | Photo play 2023 |
145 | PSBank Mobile | Philippine Savings Bank |
146 | Wallet: Budget Expense Tracker | BudgetBakers.com |
147 | Remitly: Send Money & Transfer | Remitly |
148 | Alipay | Alipay (Hangzhou) Technology Co. Ltd |
149 | Express Cash–Quick Online App | NearDev Apps |
150 | WorldRemit: Money Transfer App | WorldRemit |
151 | Coinbase: Buy Bitcoin & Ether | Coinbase Android |
152 | Webull: Investing & Trading | Webull Technologies Pte. Ltd. |
153 | Sun Life PH | Sun Life |
154 | ECPay Mob App | Electronic Commerce Payments (ECPay) Inc. |
155 | ExpertOption Lite | ExpertOption |
156 | MetaTrader 4 Forex Trading | MetaQuotes Software Corp. |
157 | fanC Wallet | fanC Place |
158 | OnlineUtang | Sunprime Finance Inc. |
159 | TekCash | Tekwang Lending Corp |
160 | MetaTrader 5 — Forex, Stocks | MetaQuotes Software Corp. |
161 | Quick Cash Instant Loan Advice | KK Info. |
162 | Bitcoin Wallet | Bitcoin Wallet developers |
163 | XLKash Lending | XLKASH Lending Corp. |
164 | Lendpeso-Fully online | Philippine Microdot Financing Corp |
165 | ILOE | DubaiInsurance |
166 | PesoCome-Apply for Cash Loans | FUNDEX CREDIT LENDING INC. |
167 | TradingView: Track All Markets | TradingView Inc. |
168 | RubikTrade-Trade for Beginner | RubikTrade |
169 | konek2CARD PLUS | FDSAP |
170 | Sendwave—Send Money | Chime, Inc. |
171 | OKX: Buy Bitcoin, ETH, Crypto | OKX |
172 | Splitwise | Splitwise |
173 | Skrill – Fast, secure payments | Paysafe |
174 | MyMoney—Track Expense & Budget | Ananta Raha |
175 | Fast Cash Advance Loan Coach | The Trusted App |
176 | LoadCash | EUCLASE INFORMATION TECHNOLOGY CORPORATION |
177 | CitySavings Loan Ranger Mobile | CitySavings Bank |
178 | Ok Loan : Assist | Delisha Finance |
179 | SwagBucks Tips – Earn Money | gogolive |
180 | Sweat Wallet | Sweat Foundation |
181 | Earn Money – Earn Cash Easily | Claude Carpenter |
182 | UnionLoan : instant Loan Guide | ALEX APPS |
183 | SurfCoins Surf2Sawa | JK2L2 |
184 | Money Manager Expense & Budget | Realbyte Inc. |
185 | Credit Peso – Safe Online Loan | MICRODOT LENDING CORPORATION . |
186 | Send: Instant money transfer | Flutterwave Inc |
187 | stc pay | stc pay |
188 | Eagle Wallet – Cash Loan | Eagle Wallet by Got-It Lending Inc. |
189 | Quicrypto: Play to Earn Crypto | nukes |
190 | App4World | Aipirium |
191 | PDAX – Trade Directly with PHP | PDAX (Philippine Digital Asset Exchange) |
192 | OFBank Mobile Banking | LAND BANK OF THE PHILIPPINES |
193 | Starpay | Starpay Corporation |
194 | PayMaya Touch | Maya Philippines, Inc. |
195 | Shopee Partner App | AIRPAY TECHNOLOGIES PHILIPPINES INC. |
196 | FxPro: Trade MT4/5 Accounts | FxPro |
197 | Loan Education | Bestmobs International |
198 | Bureau of the Treasury (BTr) P | Bureau of the Treasury PH |
199 | LendAko-Online lending | Air Fish Lending Corporation |
200 | Revolut: Spend, Save, Trade | Revolut Ltd |
Advantages and Benefits of Finance Apps for Filipinos
Financial Empowerment
Finance apps empower Filipinos to take control of their finances. By providing features like budgeting, expense tracking, and goal setting, these apps enable users to make informed financial decisions and achieve their financial aspirations.
Convenience and Efficiency
Finance apps offer unparalleled convenience and efficiency. With real-time updates and automated features, users can easily manage their finances on-the-go, saving time and effort. Whether it’s checking account balances, paying bills, or tracking expenses, these apps simplify financial tasks and streamline the overall financial management process.
Financial Inclusion
Finance apps have contributed to greater financial inclusion in the Philippines. With their mobile wallet functionalities and accessibility to various financial services, these apps allow individuals to participate in the digital economy and enjoy the benefits of financial transactions without the need for a traditional bank account.
Education and Awareness
Many finance apps provide educational resources and insights to enhance users’ financial knowledge. Through tutorials, articles, and interactive tools, Filipinos can develop better financial literacy, enabling them to make more informed decisions about their money and investments.
Conclusion
Finance apps have become indispensable tools for Filipinos seeking efficient financial management. These apps offer a wide range of features and benefits, including budgeting, expense tracking, mobile payments, and investment opportunities. By leveraging these innovative tools, individuals can gain better control over their finances, achieve their financial goals, and build a more secure and prosperous future. Embracing finance apps is a smart step towards a financially sound and empowered life in the digital era.