10 Fast Cash Loan Apps Philippines in 15 Minutes [Latest Update]

In the Philippines, there are times when you may need fast cash for an emergency or unexpected expense. When you are in need of cash and have limited time, one of the best options is to use a fast cash loan app. With several apps available in the Philippines, it is essential to know the best ones to choose from.

In this article, CashLoanPH will discuss the top fast cash loan apps available in the Philippines, their features, advantages, and how they work.

What Is Fast Cash Loan App Philippines?

Fast Cash Loan App Philippines is a mobile application designed to provide fast and convenient access to cash loans for individuals in the Philippines. The app allows users to apply for personal loans, salary loans, and other types of credit products offered by various financial institutions and lenders in the country.

With Fast Cash Loan App Philippines, users can submit their loan applications online, without the need to physically visit a bank or financial institution. The app uses advanced algorithms to match users with the best loan products based on their credit profile and other factors, and provides real-time updates on the status of their loan application.

Fast Cash Loan App Philippines is particularly useful for individuals who need quick access to cash for emergency expenses, such as medical bills, home repairs, or unexpected bills. However, it is important to note that borrowing money always comes with risks and costs, and users should carefully read and understand the terms and conditions of any loan before accepting it.

How To Apply For A Fast Cash Loan App

If you’re looking to get a fast cash loan, the process to apply for one using a personal loan app is quite simple. Follow these steps:

  1. Download the personal loan app on your smartphone from the App Store or Google Play Store.
  2. Register on the app using your phone number.
  3. Upload the required documents onto the app from your smartphone.
  4. Enter the loan amount you wish to borrow.
  5. Wait for the app to approve or reject your loan request, which can take anywhere from a couple of minutes to a few hours.
  6. If approved, the loan amount will be credited directly to your specified savings account.

For example, if you’re in the Philippines, you can consider using Digido Loan. This app offers short-term personal loans ranging from PHP 1,000 to PHP 25,000 and has an easy-to-use interface with step-by-step instructions for the application process. You can also use the app to track the status of your loan.

10 Fast Cash Loan Apps Philippines in 15 Minutes [New Updated]

#1. Finbro Online Loan

Finbro Online Loan is a fast cash loan app that requires only one valid ID and selfie to apply. There is no need for payslips, making it easier to access loans. With Finbro, you can borrow up to ₱50,000 with a minimum monthly salary of ₱15,000. The processing fee for the first loan is also 0%.


One advantage of using Finbro is that you can receive your loan within 24 hours after approval. The app has an easy-to-use interface, and the loan application process is quick and straightforward. With Finbro, you can also choose your repayment term, ranging from 61 to 120 days.

#2. Home Credit

Home Credit is another popular fast cash loan app in the Philippines. The app offers various loan products that you can access in three ways. You can download and apply via the app, call their telesales numbers, or visit their partner stores.

Home Credit’s loan products range from ₱5,000 to ₱100,000, and the repayment terms range from 9 to 24 months. The app also has a quick approval process, and you can receive your loan within 24 hours. One significant advantage of using Home Credit is that you can apply for a loan even if you have no credit history.

#3. Tonik Bank Quick Loan

Looking for a quick cash loan that you can easily apply for online and get the funds ASAP? Tonik Bank’s Quick Loan might be the perfect solution for you. All you need is a valid ID and an existing Tonik bank account to apply.


Once you qualify for the Tonik Quick Loan, you can receive approval within 30 minutes and access your funds immediately, provided that you have completed all of the post-approval requirements. The loan amount can range from ₱5,000 to ₱50,000, with a monthly interest rate of 7%.

With Tonik’s Quick Loan, you won’t need collateral or credit history, making the application process even more convenient. The loan payment term can be flexible, ranging from six to 24 months, and you can choose a payment date that works best for you. Experience fast approval, real-time loan disbursement, and hassle-free borrowing with Tonik’s Quick Loan.

#4. Quick Loan Arena

Quick Loan Arena is a website that provides a list of legit loan apps in the Philippines. The list includes several fast cash loan apps, including Tala, Cashalo, and Pera247.

One advantage of using Quick Loan Arena is that you can compare several loan apps before choosing one that best suits your needs. The website also provides information on the loan products, interest rates, and repayment terms for each app. This makes it easier to find a loan app that suits your budget and repayment capacity.

#5. UnaCash

UnaCash is a fast loan app that allows you to apply for a credit line that can be used for a cash loan, online installment shopping, and Lazada Wallet credits. With UnaCash, you can borrow up to ₱15,000, and the repayment term is up to 30 days.

The app offers a fast cash loan when you transfer your credits to your bank account after loan approval. UnaCash also has a loyalty program that rewards borrowers who pay on time with higher loan amounts and lower interest rates.

#6. Citibank Personal Loan

Looking for the best personal loan option? Look no further than the Citibank Personal Loan!

With a fast cash online loan, you can enjoy flexible repayment terms and an affordable interest rate that won’t break the bank. Plus, you can borrow a high loan amount of up to ₱2 million, making it perfect for achieving major milestones such as starting a business, buying or renovating a home, or funding a dream vacation.

Best of all, there’s no need for collateral! With approval times as fast as 24 hours and payment terms of up to 5 years, the Citi Personal Loan has got you covered for all your financial needs.

#7. Digido Loan App

The Digido App is a popular loan application among Filipino citizens that can be easily accessed through the Digido APK. By downloading the Digido Philippines app for free on iOS and Android devices, users can quickly secure a loan using their mobile phones and the Internet. The app boasts a high overall user rating of 4.5 stars.


Users in need of quick cash may opt for the Digido Philippines Loan App, which offers a straightforward application process and a high acceptance rate. While new users can expect a credit limit of Php10,000, regular customers can avail of up to Php25,000. Additionally, Digido Philippines charges an application fee of 11.9% per month, which spans across three months.

#8. MoneyCat Loan App

Moneycat is a global employee loan marketplace that is well-known in the financial sector. Moneycat Financing Inc. is among the top performers in this industry.


In the Philippines, Moneycat Financing Inc. is recognized as an established financial entity that offers an excellent app. With the Moneycat app, users can be assured that their personal and financial information is secured. The official Moneycat app is available for free download on Android devices via Google Play. To get the app, simply search for “Money Cat.” The Moneycat app has received an average rating of 4.5 stars from its users.

Before applying for a loan, make sure to carefully review the terms and conditions to see if it is beneficial for you.

#9. OLP App

The OLP app provides a special loan offer of 0% annual interest and no additional fees exclusively for new clients. The interest rate for this offer ranges from 0% to 180% annually. Other features of the OLP app include:

  • For new clients and reliable returning borrowers, loans between 1,000 to 30,000 pesos can be obtained.
  • The loan term depends on the evaluation and can range from a minimum of 90 days to a maximum of 720 days.
  • The smartphone app can be downloaded by all users.


#10. TALA  Loan App

The Tala App is a modern provider of mobile technology and data science, with a vision to transform worldwide financial services and credit scoring. To initiate the process of applying for loans online, the app can be downloaded.


After downloading the program, users can register and complete a brief application on the Tala App, which should only take a few minutes. The app offers several benefits, including multiple debt repayment options, a user-friendly interface, and frequently updated product offerings on their active social media platforms. It is worth noting that the Tala App is a legitimate source of loans in the Philippines.

Fast Cash Loan App Requirements

If you’re looking to apply for a fast cash loan in the Philippines, make sure you have the following documents:

  • You must be a Filipino citizen
  • You must be at least 21 years old and not over 60 years old when the loan matures
  • You must have a stable source of income
  • You need to present a valid government-issued ID with a photo, proof of income (like payslips or ITR), and a Certificate of Employment if you’re an employee
  • If you’re a business owner, you’ll need to present your Business Registration documents such as DTI and SEC Certificates.

Please note that the specific requirements for your loan application may vary depending on the lender you choose. For more information, it is best to contact your lender directly to discuss what is needed for your loan application.

Tips When Applying for a Fast Cash Loan App in the Philippines

If you’re considering applying for a loan through a Fast Cash Loan App in the Philippines, here are some tips to help you make an informed decision:

  1. Check the app’s legitimacy: Before applying, make sure the app is a legitimate lending platform by researching about its company background, reviews, and ratings. Be wary of fake lending apps that may scam you.
  2. Check the loan terms and conditions: Read the loan terms and conditions carefully to understand the loan’s repayment period, interest rates, fees, and penalties. Be aware of the app’s policies and requirements, such as the need for a valid government ID, a bank account, and a stable source of income.
  3. Check the loan amount and eligibility: Find out the maximum loan amount you can apply for, as well as the eligibility requirements, such as age, income, and credit score. Make sure you meet the eligibility criteria before applying.
  4. Compare different apps: Compare different fast cash loan apps in the Philippines to find the one that offers the best rates and terms for you. Look for apps that have a good reputation, flexible repayment options, and responsive customer service.
  5. Borrow responsibly: Only borrow what you need and can afford to repay. Avoid taking out multiple loans at the same time, as this can lead to debt and financial difficulties.
  6. Plan your repayment: Before applying for a fast cash loan app, make sure you have a plan to repay the loan on time. Set a budget and stick to it to avoid defaulting on the loan and incurring additional fees and penalties.


Fast cash loan apps are a great way to get access to funds quickly. They offer an alternative to traditional loans, which can take weeks to get approved. In the Philippines, there are many options available for fast cash loan apps. Tala, Tonik Bank Loan, Digido, MoneyCat, Kviku,… are just a few of the top apps available. When choosing a fast cash loan app, make sure to read the terms and conditions carefully and consider the interest rates and repayment terms.

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