AEONPH: AEON Credit Personal Financing – Fast Approval Upto PHP 150 000

AEON Philippines provides personal loans online for every Filipino in need. Aeon Philippines is the best online lending company in the Philippines. Minimum requirements needed and low interest rates. Apply now for your easy installment loan!

Lending Company AEON Credit Service Philippines Inc
Loan Type Personal Loan
Loan Amount Up to PHP 150,000
Loan Term Up to 12 months

AEON PHP Loan offers a low interest rate personal loan, you can get instant cash within 30 minutes, Apply Online Now!



AEON Credit Service Philippines Inc. (AEON PH) is a newly established financing company. It is affiliated with AEON Credit Service Co., Ltd., a diversified credit company and a member of the AEON Group, a Fortune 500 listed corporation (Rank 133, Y2011) and one of Japan’s biggest retailer group.

  • Vision: To establish AEON as a leading brand in consumer finance and service industry by providing excellent customer service.
  • Mission: To provide a wide range of consumer financial services that best meet customer needs and we are committed to service customers to enhance their lifestyles through our products and services.

Why Choose AEON?

  • A Multinational Company
  • Annual Medical Allowance
  • Early Retirement Benefits

Information of AEON Philippines Loan

Info on Cost Of Installment Plan (AEON Personal Loan)

  • Interest Rate: 2.95%/month
  • Annual Percentage Rate: 36.73%
  • Min-Max Loan Period is 6 to 12 months
  • Min-Max Loan Amount: 6,000.00 – 150,000.00 PHP
  • Fees:
    – Processing Fee:
    – Paid on first month of installment
    – 3% of Amount to Loan or 800.00 PHP whichever is higher
    – Lower interest rate and processing fee for applications with promo

Representative Example of the Total Cost of the Loan

  • Amount to Loan: 24,000.00 PHP
  • Term: 12 months
  • Interest Rate: 2.95%/month
  • Processing fee: 800.00 PHP

Sample Monthly Repayment – 2700 per month.

Principal + Interest + Processing Fee (1st month only)

1. 1,592.05 + 1,203.95 + 800 = 3,596
2. 1,575.92 + 1,124.08 = 2,700
3. 1,654.97 + 1,045.03 = 2,700
4. 1,737.99 + 962.01 = 2,700
5. 1,825.18 + 874.82 = 2,700
6. 1,916.74 + 783.26 = 2,700
7. 2,012.89 + 687.11 = 2,700
8. 2,113.86 + 586.14 = 2,700
9. 2,219.90 + 480.10 = 2,700
10. 2,331.27 + 368.73 = 2,700
11. 2,448.21 + 251.79 = 2,700
12. 2,571.03 + 128.97 = 2,700

Total Cost of Loan: 32,496.00 PHP

AEON PH Loan Standard Eequirements

  • 2 valid IDs (1 government issued ID)
  • Stable income.

Apply For A AEON Philippines Loan

Apply for an appliance, furniture or gadget loan through the AEON Philippines Mobile App, simply tap Apply Loan, fill up the form, submit required documents and confirm your contact number.

Wait for your approval then pick-up your item from your preferred AEON partner store. Existing AEON Philippines customers can also apply for a Cash Loan through the AEON Philippines Mobile App, using an exclusive retention code sent directly to the AEON customer via SMS.


Is AEON Philippines Legit?

Aeon Credit Service Philippines have in the list of registered organizations on the SEC website with Registration No. CS201300789 and Certificate of Authority 1055, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted.

What is AEON Credit Service Philippines?

AEON Credit Service Systems (Philippines) Inc. is an information technology solutions company providing financial and credit card systems development, implementation, and maintenance services to the overseas affiliates of AEON Financial Service Co., Ltd. (formerly AEON Credit Service Co. Ltd.) in Asia.

What is the interest rate of AEON Personal Loan?

The interest rate for AEON Personal Loan is 2%

What is the interest rate of AEON Personal Loan?

The interest rate for AEON Personal Loan is 2% What are the available loan terms? The available loan terms for AEON Personal Loan are 6 months and 12 months.

How much is the first loan in AEON Personal Loan ?

The AEON Personal Loan first loan limit could be 10,000 pesos to 50,000 pesos.

I only have 1 valid government ID can I still apply?

Yes AEON PH can accept your application given that your 1 valid ID should be any of the following government issued IDs:

  1. UMID
  2. SSS ID
  3. Passport
  4. Driver’s License
  5. GSIS ID

But your secondary ID should be any of the following?

  1. Company ID
  2. Philhealth ID
  3. Tin ID
  4. Voter’s ID
  5. Barangay ID

It is best that you can present two (2) valid government IDs. Should you have no valid government ID even though you have secondary IDs they won’t be able to accept your application.

How to I apply for a AEON Personal Loan?

You can apply to get a loan with 4 easy steps:

  • Step 1: Install the AEON mobile app and select personal loan.
  • Step 2. Complete the form and requirements.
  • Step 3. Wait for a call from the credit manager.
  • Step 4. Receive an SMS indicating the method of receiving cash.

Are there other fees included to process my application for AEON Personal Loan?

Aside from the Php 1,000 processing fee, there are no other fees involved in process you AEON Personal Loan application. The processing fee will be deducted from your total cash loan amount.

How to pay my loan?

  1. Visit an accredited payment center.
  2. Ready your loan agreement number.
  3. Pay the exact amount of your monthly installment.
  4. Get a receipt as a proof of Аeon credit payment.

Aeon Credit Loan payment methods:

  • Internet Banking
  • Interbank GIRO
  • Banking Kiosk
  • Banking Counter
  • AEON Credit Service Center

Aeon Credit Loan repayment can be made through GCash:

  1. Access the GCash App on your mobile phone
  2. Tap PAY BILLS, then tap loans and select AEON Credit
  3. Fill out required fields
  4. Review all details and tap CONFIRM to process the payment.
  5. Once payment is successful, payment reference number and transaction details will be shown.

Contacts AEON PH

ÆON Credit Service (Philippines) Inc.

SEC registration № CS201300789 | CA number 1055

  • Address: 5th Floor Hanston Square Building, San Miguel Ave. Ortigas Center, Pasig City, Metro Manila
  • Hotline: (045) 84039732 or +632 86311399
  • Email: [email protected]
  • Facebook:
  • AEON Mobile app: 
    • Google Play:
    • Apple Store:


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