iHiram loan is an online lending platform that provides loans to individuals. The platform offers a straightforward and safe loan application process. Customers can apply for a loan, and if they pay on time, they can get a higher loan amount. iHiram provides a smart, barrier-free experience that responds to loan needs 24 hours a day.
| 🔰️ Loan App | iHiram loan |
| 🔰️ Loan Amount | up to PHP 10,000 |
| 🔰️ Loan Term | max 120 days |
| 🔰️ SEC Registration No. | CS201915454 |
In this article, CashLoanPH will discuss iHiram loan, its features, and its benefits in detail.
About iHiram Loan
iHiram loan is an online lending platform that aims to provide financial assistance to individuals who need it the most. The platform offers a simple and easy-to-use loan application process, which makes it ideal for people who are not familiar with traditional lending institutions. iHiram’s mission is to create a financial ecosystem that is accessible to everyone.
Is iHiram Loan legit?
If you are asking is IHiram Loan App Philippines legit, you can be sure that the company is operating legally. iHiram Loan Philippines owned by Air Fish Lending Corporation, SEC registered and is certified for this purpose.
- SEC Registration Number.: CS201915454
- CA Number: 3082
Loan Application Process
iHiram’s loan application process is simple and straightforward. Users can apply for a loan through the platform’s website or mobile app. They need to fill out the application form with their personal and financial details.
The platform also requires some supporting documents such as government-issued ID, proof of income, and proof of address. iHiram’s loan application process is fast and secure, and the platform uses advanced security measures to protect users’ personal and financial information.
iHiram Loan Product Information
With iHiram Loan, you can borrow between ₱5,000.00 to ₱10,000.00 at a maximum annual percentage rate (APR) of 20%. The loan term ranges from a minimum of 92 days, including renewal, to a maximum of 365 days, including renewal, ensuring you have the flexibility to choose a term that suits your needs.
For instance, if you choose a loan limit of ₱8,000.00 with a term of 180 days, the total interest accrued would be ₱789.04, resulting in a total payment of ₱8,789.04, including interest on the principal.
iHiram offers various loan products to cater to different needs. The platform offers personal loans, business loans, and salary loans. Personal loans are ideal for individuals who need money for personal expenses such as medical bills, home repairs, and education. Business loans are designed for entrepreneurs who need capital to start or expand their business. Salary loans are ideal for individuals who need a short-term loan to cover their expenses until their next payday.
Requirements for Applying for a Loan from iHiram
Applying for a loan with iHiram is hassle-free and requires minimal documentation. As a native citizen of the Philippines, you are eligible to apply for a loan if you meet the following requirements:
- You are a native citizen of the Philippines
- You have a valid local ID
- You are over 18 years of age
- You have a valid local phone number and bank account
Step by Step to Apply a Loan with iHiram loan
Applying for a loan with iHiram is a simple and easy process. With the iHiram mobile app, users can apply for a loan anytime, anywhere. Here are the steps to apply for a loan using the iHiram app:
Step 1: Download and Install the iHiram App
The first step in applying for a loan with iHiram is to download and install the iHiram app on your mobile device. This app is only available in the App Store for iOS devices.
Step 2: Create an Account
Once you have installed the app, you need to create an account. You can sign up using your mobile number. After signing up, you will be asked to provide some personal information such as your name, address, and government-issued ID number.
Step 3: Choose the Loan Product
After creating an account, the next step is to choose the loan product that best suits your needs. iHiram offers various loan products such as personal loans, business loans, and salary loans. Each loan product has different loan amounts and repayment terms.
Step 4: Fill out the Application Form
Once you have chosen the loan product, you need to fill out the loan application form. The form requires you to provide some personal and financial information such as your income, employment status, and bank account details.
You also need to upload some supporting documents such as your government-issued ID, proof of income, and proof of address.
Step 5: Submit the Application
After filling out the application form and uploading the required documents, you need to submit the application. Once the application is submitted, iHiram will review your application and notify you of the status of your loan application.
Step 6: Get Approved and Receive the Loan
If your loan application is approved, you will receive the loan amount in your bank account within 24 hours. You can use the loan amount to cover your expenses or to achieve your financial goals.
Benefits of iHiram
iHiram offers several benefits to its users. First and foremost, iHiram offers a fast and secure loan application process. Users can apply for a loan through the platform’s website or mobile app and get approved in as fast as 24 hours.
The platform also offers flexible loan amounts and repayment terms, which make it easy for users to choose the loan product that best suits their needs. iHiram’s interest rates and fees are also competitive compared to traditional lending institutions.
Contact iHiram
iHiram understand that you may have questions or require additional information about their loan process. For any queries or concerns, feel free to reach out to us at [email protected].
You can also visit us at Matatag Street, cor V. Luna, Diliman Quezon City, Quezon 1100, Philippines.
Conclusion
iHiram loan is a reliable and accessible online lending platform that provides various loan products with competitive interest rates and fees. The platform’s fast and secure loan application process, coupled with its flexible loan amounts and repayment terms, makes it an excellent option for individuals who need financial assistance.
With iHiram, users can have peace of mind knowing that they have a reliable financial partner that can help them achieve their financial goals.
