PitaCash is a reputable loan company dedicated to offering quality cash loans that prioritize transparency, accessibility, and customer care for Filipinos. With their mobile application, they provide quick and convenient loan services to address urgent financial needs. CashLoanPH will delve into the various aspects of PitaCash, including its features, application process, mobile application functionality, repayment options, customer support, user reviews, and frequently asked questions.
|1,000 ₱ up to 25,000 ₱
|Flexible term of loan
|21 up to 70 years old
|SEC Registration No.
PitaCash is an innovative cash loan app that serves as an alternative means for Filipinos to acquire quick loans online in the Philippines. As a first-time user, you have the opportunity to benefit from their 0% interest rate on the initial loan.
PitaCash Philippines, a subsidiary of Finance Technologies Inc., specializes in providing swift cash loans to meet emergency financial requirements. The mobile application serves as a digital platform through which individuals can access salary loans of up to PHP 25,000.
For new users, the first loan amount available is PHP 1,000, offered at a 0% interest rate. PitaCash aspires to become the most trusted loan service provider for Filipinos, catering not only to emergency loans but also addressing other financial needs.
Summary of PitaCash PH: PitaCash Philippines stands out as an intriguing service, particularly for new users. It offers competitive terms, an excellent user experience through its mobile application, and flexible repayment options. If you find yourself in need of a quick loan in Manila or the Philippines and do not have access to credit cards, PitaCash provides an opportunity to explore practical solutions for your financial concerns.
Applying for a PitaCash Loan in the Philippines
To apply for a PitaCash loan, you can visit their website or directly download the PitaCash app from Google Play. The registration process entails providing your personal information, along with a selfie photo.
After completing the registration, you can choose the loan amount and duration, with loyal customers enjoying preferential terms. Once you have submitted your loan application, you will need to wait for approval, which may take up to three hours. Upon approval, you will need to agree to the loan terms and receive the funds.
To avoid penalties, it is crucial to repay the loan on time, ideally before the due date. The entire application process can be completed within 10-15 minutes, with funds disbursed within 30 minutes. If you are in urgent need of online funds, PitaCash offers a quick and convenient solution.
The PitaCash Mobile Application
The PitaCash mobile application ensures fast payouts, allowing users to access funds between 9:00 am and 9:00 pm, even on non-holidays.
However, it is important to use the app responsibly, availing yourself of the loan service only when genuinely necessary. PitaCash prides itself on maintaining transparency, with no hidden fees or ambiguous terms. It is crucial to thoroughly read and understand all the terms and conditions before applying for a loan.
PitaCash prioritizes efficient service and timely repayments. Therefore, they have implemented a special notification system to help borrowers track repayment deadlines accurately, ensuring that loans are repaid on time.
Obtaining Loan Disbursements
PitaCash offers various channels through which users can receive their loan disbursements. These channels include GCash, PayMaya, and bank transfers. While loan disbursements occur in real-time, the verification process is limited to the hours of 9:00 am to 9:00 pm. It is important to keep this timeframe in mind. Although it may not always be the most convenient arrangement, it generally works smoothly.
PitaCash provides borrowers with a wide range of options for repaying their loans. These options include GCash (via Dragon Loans) and counter payments through Dragon Loans, 7/11 Dragon Loans (Cliqq Machine), Cebuana Pawnshop, online banking (Metrobank Online, Bayad Center), Palawan Express/Pawnshop, LBC f. M.Lhuillier, Landbank Online Payment, Chinabank Online, PNB Internet Banking, BDO Retail Internet Banking, and more.
For detailed information on repayment procedures, users can download the PitaCash mobile application and access all relevant details.
Customer Support and Contacts
If you encounter any issues or require assistance, you can always reach out to the PitaCash Support Team. They can be contacted through various channels, including the in-app chatbox, Facebook chat, and email. For immediate assistance, direct phone calls are also an option.
The support team is available to help resolve any concerns you may have. Some common scenarios where their assistance may be required include delays in loan application status updates exceeding one hour, incorrect bank account usage, fraudulent activities, or missing loan repayments. Utilizing the in-app chatbox is recommended for the quickest response to any loan service-related inquiries.
If you have had the opportunity to apply for a loan with PitaCash Philippines, your feedback is valuable and can be shared in the comments section below. Your experience will provide useful insights for other individuals considering PitaCash as a loan service provider.
Frequently Asked Questions (FAQs) About PitaCash
Is PitaCash Loan Legit?
Yes, PitaCash is a legitimate loan service registered under Finance Technologies Inc. It operates under SEC Registration No. CS201902369 and holds Certificate of Authority No. 1200. PitaCash complies with all relevant laws and regulations. You can verify this information either on their website or through the SEC’s official website.
What Should I Do if My Application Is Rejected?
If your application is rejected, you should review the information provided and ensure there are no errors. Correct any mistakes and try again. If the issue persists, you can explore alternative loan service providers. To increase your chances of approval, ensure that all fields are filled in correctly, and be prepared for the possibility of PitaCash’s support team contacting your provided references for verification purposes.
Additionally, ensure that your IDs are valid and not expired. PitaCash considers the credit score of regular customers to determine loan amounts, allowing for an increase over time through their loyalty programs, contingent upon timely repayments. If your application is rejected due to factors beyond these considerations, you can re-apply after a waiting period of 21 days. In such cases, it is advisable to seek services from other loan companies.
Who Is Eligible to Apply for a PitaCash Loan Online?
To be eligible for a PitaCash loan online, you must be a Filipino citizen residing in the Philippines. You should have a verifiable source of income and be at least 21 years old. PitaCash accepts applications from both employed individuals and self-employed business owners. During the application process, you will need to provide personal and work-related information and possess a major government-issued ID.
Additionally, you must have a bank account or a digital wallet, such as GCash or PayMaya. Currently, PitaCash services are available exclusively for Android users. Acceptable IDs include Passport, UMID, Postal, SSS, Driver’s License, TIN, Philhealth, and Professional Regulations Commission IDs. Business owners can provide business permits, DTI permits, and Barangay permits, while employed Filipinos can present their Company ID or any other document verifying their employment.
PitaCash is a reputable loan service provider in the Philippines, offering transparent and accessible cash loans through its user-friendly mobile application. With a focus on customer care and efficient service, PitaCash strives to cater to the urgent financial needs of Filipinos. The application process is simple and quick, and loan disbursements are made in a timely manner.
With a wide range of repayment options and dedicated customer support, PitaCash aims to provide a reliable and convenient borrowing experience. If you are in need of a cash loan in the Philippines, PitaCash is a trusted platform worth considering.