Cashalo is a fintech platform in the Philippines that delivers digital credit to Filipinos. Download the Cashalo app now for fast and easy cash loans online and installment shopping.
Through the Cashalo app, our technology enables fast and secure access to credit at the push of a button. Cashalo, is a wholly owned subsidiary of Hong Kong based Oriente (whose founders are behind internet giants Skype and LU.com).
| Loan Name | Cashalo App |
| Loan Amount | up to PHP 15,000 |
| Loan Term | up to 90 days |
| SEC Registration No. | CSC201800209 |
Online Cash Loan, Shopping Installments, Lazada Loan Philippines.
About Cashalo Loan App
Cashalo is a mobile loan and credit app for Filipinos to borrow cash for bills, emergencies, medical expenses, or to shop in installments for gadgets, appliances, or clothes. The app’s name itself is a combination of two words: Cash and Kasalo, which means “to have a partner for your finances”.
All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162
Why use Cashalo App?
- 0% Interest Shopping: No interest and no processing fees at select Cashalo partner stores nationwide.
- Shop Online: Shop from major online stores and pay in up to 6 monthly installments.
- Cash-Out with Bank Account, GCash, or PayMaya: Multiple disbursement options for yoour convenience.
- Free Coupons: Collect Free Coupons on the app that you can use to shop in installments.
- Fast Approval & Disbursement: Get your loans and credit approved in as fast as 8 minutes and funding to your bank account in as fast as 30 minutes!
- Low Interest Rates: Loan and credit should be as affordable and transparent as it is fast, easy, and secure to access.
- Easy Application Process: Verify your identity and submit all the requirements in the app with at least one (1) valid ID to complete your Credit Profile.
Cashalo PH have the right product for your needs
- Cash Loan Online: Get cash of up to PHP 10,000
- Buy Now Pay Later: Shop for multiple gadgets, appliances, and more; pay later in installments. Buy Now and Pay Later minimum repayment period is 90 days and maximum is 180 days from Cashalo partner stores. Buy Now and Pay Later maximum effective APR% is at 49.68%.
- Lazada Loan: Top up your Lazada Wallet and shop safely from home.
Let’s say you want to buy a mobile phone new appliance. You can shop now and pay later in 3, 5, 6, or 8 monthly installments from any participating stores.
Representative Example
Total price of mobile phone appliance: PHP 7,000
- Down payment: 20% (PHP 1,400)
- Loan amount: PHP 5,600
- Processing fee: 10% (PHP 560)
- Loan term: 6 months
- Monthly interest rate: 5.99% (PHP 335)
- Sample monthly payment: PHP 1,222.33
Total payment: PHP 7,334
What are the requirements in Cashalo?
- Cashalo is available to all Filipinos above 21 years old who are employed or with steady income.
- You need is at least 1 valid government ID such as Unified ID, Driver’s License, SSS ID, TIN ID, Voter’s ID, PhilHealth ID (PVC type), PAG-IBIG Loyalty Card, or Passport.
How to Apply Loan Online from Cashalo?
It is easy to borrow money online to Cashalo!
- Step 1: Download the Cashalo App.
- Step 2: Register using your mobile number.
- Step 3: Select the loan product you want to apply to.
- Step 4: Click apply and submit your user profile details.
- Step 5: Wait for your user profile review result and loan approval.
FAQ about Cashalo PH
What happens if you dont pay Cashalo?
Your credit score will drop. This will limit and affect your financial management options in the future, such as applying for a new loan, getting an additional credit card, or even merely asking for a higher credit limit. The lower your credit score is, the more banks will deny your appeal for a loan.
Can I have multiple Cashalo loans at the same time?
You can only have one loan at a time. You can not get approved for a Cash Loan if you have an existing Cashalo loan or unpaid credit.
What is Lazada Loan?
You can now shop on Lazada and pay later with Cashalo App! Apply for a Lazada Loan and receive your loan amount through your Lazada wallet.
How do I apply for a Lazada Loan?
- Step 1: Register for a Cashalo account. Make sure to register with the same mobile number and email address enrolled in your Lazada account
- Step 2: Download the Cashalo app and log in
- Step 3: Select Lazada Loan and complete your profile. Complete the application process by providing the necessary information.
- Step 4: Select your desired Lazada Loan amount and payment terms. Choose from terms of up to 90 days.
- Step 5: Once approved, your loan will be sent to your Lazada wallet in 1-3 business days. Make sure your Lazada wallet is activated to ensure successful crediting of your Lazada Loan amount.
How do I pay a loan in Cashalo?
Log In To Your Cashalo App For More Payment Options:
- Online Payment via E-Wallet: GCASH, PAYMAYA, SHOPEE PAY.
- Over-The-Counter: 7-ELEVEN, BDO BRANCHES, SM BUSINESS CENTER, BAYAD CENTER, ROBINSONS BANK BILLS PAYMENT, ROBINSONS BUSINESS CENTER (LOCATED IN ROBINSONS DEPARTMENT STORE), DIGIPAY, DA5 (AUTHORIZED AGENT OF WESTERN UNION), ECPAY.
- Online Banking: BDO ONLINE BANKING, CASHALO WEBSITE, ROBINSONS ONLINE BANKING.
- Remittance & Payment Centers: CEBUANA LHUILLIER BILLS PAYMENT, TOUCHPAY
Contacts Cashalo
If you need assistance, kindly e-mail [email protected] or call their hotline 02-8-470-6888 from 7:00 A.M. to 8:00 P.M. on weekdays and from 9:00 A.M. to 6:00 P.M. on weekends. They will make sure to get back to you within 24 hours.
Nandito kami para sa’yo, Kasalo! For questions, feedbacks, or concerns, please contact us at:
- Website: www.cashalo.com
- Facebook: @CashaloPH
- Instagram: @CashaloPH
- Address: 19F EXXA Tower, Bridgetowne, Quezon City, Philippines
- Email: [email protected]
- Contact Number: +63 2 8470 6888
Please visit https://www.cashalo.com/faq/ for the latest updates to the Cashalo FAQs.
All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162
Online Cash Loan, Shopping Installments, Lazada Loan Philippines.
