Valley Loan is an online lending platform that provides personal loans with flexible repayment terms, competitive interest rates, and hassle-free application processes. The platform is best suited for ordinary Filipino borrowers looking for quick and secure access to cash loans to meet their urgent financial needs, including emergency expenses, bills, or personal needs.
| Loan App | Valley Loan App |
| Loan Amount | PHP 2000 – PHP 20000 |
| Loan Term | up to 12 months |
| SEC Registration No. | CS201915317 |
With Valley Loan, borrowers can rest assured of a speedy application process, timely disbursements, and highly responsive customer service support. This guide provides an in-depth analysis of the features of Valley Loan, the application process, the loan options available, and other essential details you need to know to obtain quick and hassle-free personal loans in the Philippines.
Is Valley Loan App Legit?
The legitimacy of Valley Loan App can be affirmed as it is owned by Flash Cash 101 Lending Corp., holding the SEC Registration No. CS201915317 and Certificate of Authorization No. 3083.
The Features of Valley Loan
Valley Loan is a trusted online lending platform that offers unsecured personal loans to ordinary borrowers in the Philippines. Here are some of the key features of this lender:
Loan options: Valley Loan offers a range of loan products, which include cash loans up to PHP 20,000. The platform ensures that borrowers have comprehensive details about loan options, such as total costs of loans, interest rates, repayment terms, fees, and customer service support.
Flexible repayment terms: With Valley Loan, borrowers can choose repayment terms from 91 days to 365 days, allowing borrowers to pay back on their schedule.
Competitive interest rates: Valley Loan offers competitive interest rates with a maximum APR of 20%, making it an affordable financial solution for borrowers.
Hassle-free application process: Valley Loan’s online loan application process takes only a few minutes to complete, and borrowers can apply for cash loans in just minutes.
Fast disbursement of funds: If your loan application gets approved, the funds can be released via G-Cash, bank transfer, or direct deposit into your bank account, and borrowers can use the funds for any purpose.
24/7 approval cash loan service: Valley Loan offers 24/7 approval cash loan service, allowing borrowers to apply and get approved for loans anytime and anywhere.
Repayment reminders: To help borrowers stay on top of their repayments, Valley Loan sends timely reminders, making sure the repayments are paid on time and without difficulties.
The Application Process for Valley Loan
To apply for a cash loan from Valley Loan, borrowers need to follow these three easy steps:
Step 1: Compare loan options
Valley Loan provides details of all available loan options, including interest rates, fees, and repayment terms, allowing borrowers to select a loan option that works for them. With the easy loan calculator on the website, borrowers can also determine the total cost of the loan and the monthly payments.
Step 2: Apply for a loan
Once borrowers have compared loan options and decided on their preferred loan, they can apply for the loan. The application process is quick and easy on the Valley Loan website.
Borrowers will be required to provide the following information:
- Personal information, such as name, age, address, and valid government-issued ID.
- Employment information, such as proof of an existing job, identifying information about the employer, and evidence of a stable income.
- Bank account information, which includes the account number and other identifying information.
Step 3: Receive the funds
If the loan application is approved, Valley Loan disburses the funds through either G-Cash, bank transfer, or direct deposit into the borrower’s bank account. Borrowers can then use the funds for any purpose.
Loan Options Available for Borrowers of Valley Loan
Valley Loan offers the following loan products to Filipino borrowers:
Cash Loan
Valley Loan offers cash loans ranging from PHP 2,000.00 – PHP 20,000.00. The interest rates range from 0.1% to 0.35%, and the loan terms range from 91 days to 365 days.
Why Choose Valley Loan Cash App?
Aside from the loan amount flexibility and competitive interest rates, Valley Loan has other features that make it a preferred choice for borrowing. These include:
- Hassle-free and convenient loan application process
- Quick loan disbursement
- 24/7 approval cash loan service
- Flexible repayment terms
- Competitive interest rates
- Excellent customer service support
Loan Eligibility and Requirements
To qualify for a cash loan from Valley Loan, borrowers must meet the following conditions:
- Must be a Filipino citizen aged between 18 and 65 years.
- A valid government-issued ID is necessary.
- Must demonstrate stable employment or a stable source of income.
- Must have a bank account.
Conclusion
Valley Loan is an online lending platform that provides hassle-free, secure, and quick cash loans to ordinary borrowers in the Philippines. Whether you need funds for an emergency or any sudden expense, Valley Loan has your back. With comprehensive information about loan options, flexible repayment terms, competitive interest rates, timely loan disbursement, and excellent customer service, Valley Loan is the preferred choice for many borrowers in the Philippines.
So, if you need quick cash with the least amount of hassle or frustration, apply for a loan with Valley Loan today.
