CreditNice.PH – Money Loans to 50,000 PHP. Approval Regardless of Credit

Are you grappling with a less-than-ideal credit score? Look no further than CreditNice.PH for your solution. They specialize in providing loans tailored to individuals with bad credit, offering hassle-free processes and fast approvals. With them, there are no deposits required, and your credit score won’t stand in the way of securing the funds you need. Benefit from their low-interest rates and trust in their reputable network of over 100 banks and microfinance organizations.

Loan Name CreditNice.PH
Own by Trading name of TOV INTERNET FINANCE GROUP (Company), which is registered in Ukraine (Company no. 3168505016), Registered Address: Ukraine, Vinnytsia Oblast, Nemirov, Kalinina Street 2a.
Loan Amount Upto 50,000 PHP
Loan Term Upto 12 months
SEC Registered No


About CreditNice.PH

CreditNice.PH is your ultimate ally in securing loans efficiently and on favorable terms. By collaborating with a vast network of reputable financial institutions, they ensure that you no longer have to scour the market for the best loan offers. Say goodbye to the frustration of endless bank queues and uncertainty surrounding loan approvals. Their platform streamlines the process, making financial assistance readily accessible to those in need.

Consequences of Non-Repayment

It’s crucial to understand the repercussions of defaulting on loan payments. Failure to repay the borrowed amount or accrued interest within the specified timeframe can lead to penalties. For instance, consider a scenario where the loan amount is PHP 30,000, with a monthly interest rate of 4.5% over a three-month term. In such a case, the accrued interest would amount to PHP 4,050, bringing the total repayment to PHP 34,050. Delays in repayment may incur additional charges, and prolonged defaults can result in adverse credit bureau reports. However, extensions are possible with timely communication, and there are no hidden fees for extending loan terms.

How to Obtain a Loan with CreditNice.PH

Securing a loan through CreditNice.PH is a straightforward process encompassing three simple steps:


  1. Fill out and submit your application: Rest assured that your data is securely transmitted to their partner financial organizations for immediate processing.
  2. Receive and compare offers: Based on your requirements, you’ll receive tailored loan offers from banks and microfinance institutions. Choose the option that best suits your needs.
  3. Access your funds: Once approved, choose your preferred method of fund disbursement, whether through bank transfer, card payment, cash, or in-branch pickup. Enjoy unparalleled convenience and swift access to funds, making financial assistance readily available to residents across Manila, Cebu, Davao, Quezon City, Caloocan, and beyond.

Frequently Asked Questions

  1. What are CreditNice Loan REQUIREMENTS? You are over 18 years old. You are a resident of the Philippines? You have an ID card. You have a valid phone number and a bank account.
  2. What are the terms of loans facilitated by CreditNice.PH? Initial loans range from PHP 2,000 to PHP 4,000, with subsequent borrowing limits increasing for regular clients. Repayment periods vary from one day to one month initially, extending to six to twelve months for repeat borrowers. Special promotions may offer interest-free loans, while standard rates typically range from 1-2% per day.
  3. Can individuals with poor credit history qualify for loans? Yes, CreditNice.PH collaborates with a diverse array of lenders, including those willing to assist clients in improving their credit standing. They strive to find viable options for individuals with any credit history.
  4. How quickly are loan applications processed? With CreditNice.PH, funds can be disbursed within 15 minutes. Their automated application processing and instant review ensure a seamless experience, with a 95% approval rate.
  5. Is loan disbursement available over weekends? Yes, CreditNice.PH operates 24/7, ensuring prompt processing of requests at any time. However, certain disbursement methods, such as bank transfers, may entail longer processing times over weekends.

Is CreditNice PH legit?

Not yet determined the LEGITimacy level of this online lender. Financial firms seeking to operate in the Philippines must obtain legal authorization as mandated by law. The Securities and Exchange Commission (SEC) oversees this process. The SEC’s official website,, provides access to verified lists of reputable companies that have undergone scrutiny.

CreditNice.PH does not appear on the SEC’s registered organizations list. Exercise caution and thoroughly review all documents if you choose to engage with them for services. It’s essential to ensure safety.


At CreditNice.PH, customer satisfaction is paramount. Should you have any grievances or wish to lodge a formal complaint, please contact them at [email protected].


Please note that CreditNice.PH operates strictly within the bounds of civil law and is not a financial institution engaged in investment activities. All content on their platform is protected by copyright law, and they utilize cookies to enhance user experience, with settings configurable in your browser preferences.

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