BPI Personal loan: Mag Apply ng No Collateral & No Guarantor LOAN | Up to 36 Months Loan Terms

Enjoy Lower Rates With BPI Personal Loan.

Features:

• Up to Php 2M loanable amount
• Get up to thrice your monthly income.
• Flexible installment terms
• Pay in 12, 18, 24, 30, or 36 monthly installments.
• Non Collateral
• Payments through our Automatic Debit facility – AutoDebit

General Requirements:

The following are required for all applicants of BPI Personal Loan:

• Must be 21 years old and above to apply and not more than 60 years old upon loan maturity.
• Filipino Citizen.
• Working or residing within 30 kilometers from the nearest BPI branch.

REQUIREMENTS FOR

Employed/Professionals:

1. One (1) Government-issued photo-bearing IDs for list of acceptable IDs:

• Passport
• Driver’s License
• Professional Regulatory Commission (PRC) ID
• Postal ID
• Voter’s ID
• Taxpayer Identification Number (TIN)
• Government Service Insurance System (GSIS) e-Card
• Social Security System (SSS) card
• Senior Citizen card
• Overseas Workers Welfare Administration (OWWA) ID ID
• Overseas Filipino Worker (OFW)

2. Proof of income documents:

• Three (3) months original pay slips; OR
• Latest BIR Form 2316 or ITR

Self-employed:

1. One (1) Government-issued photo-bearing IDs

2. Proof of income documents:

• DTI/SEC business registration certificate
• Three (3) years audited financial statements (FS)
• Latest ITR Form 1700 or 1701

Overseas Filipino Workers:

*Requirements:

1. One (1) Government-issued photo-bearing IDs

2. Proof of income documents:

For Agency-based:

• Latest and unexpired signed POEA contract; OR
• Employment contract with boarding date For Direct Hire
• Latest 3 months Proof of remittance
• Latest and Unexpired POEA Validated Information Sheet; OR
• Latest POEA Overseas Employment Certificate (OEC) AND latest Employment Contract OR
• Consularized COE (If remitter is permanent resident in the country)

ForAllottee / Income from

Remittance:

1. One (1) Government-issued photo-bearing IDs

2. Proof of income documents:

• Proof of remittance OR latest bank statement where remittance is credited
• Latest and Unexpired POEA Validated Information Sheet; OR
• Latest Employment Contract; OR
• Consularized COE (If remitter is permanent resident in the country)

HOW TO APPLY:

• Use this link: https://apply .bpipersonalloans.com/application -form/loan/step 1 (see description below for the link) or just search BPI Personal loan on Google
• Completely fill out the application form use this link
• Scan and email your documents to personal [email protected]
• Wait for email notification that we have receive your application

Note:

• Applicant will be notified via SMS of their loan status within 5-7 banking days
• You can also go directly to any BPI branches nationwide
• Please fill out all entries in the form to ensure the processing of your loan application. Incomplete information will cause a delay in processing.
• Standard business hours is from 8:30am to 5:30pm Monday to Friday. Applications received outside the standard business hours will proceed on the next business day.

STEP 1: Loan Information

STEP 2: Borrower Information

STEP 3: Submission