Digido Loan: Online Loan Application, Loan Company Review, Customer Feedback, Hotline, Support Services.


In the realm of online lending platforms, Digido Loan stands out as a reputable and licensed provider in the Philippines. With an extensive network of offline branches spanning the country, Digido offers borrowers a convenient and efficient way to access cash loans without the requirement of collateral.

This review aims to delve into various aspects of Digido Loan, including its features, interest rates, requirements, rules of registration, contract, online loan repayment methods, and a detailed guide on how to apply for a microloan on their official website, digido.ph.

About Digido Loan

Digido Loan, officially registered as Digido Finance Corporation, is a legitimate online lending platform authorized by the Securities and Exchange Commission (SEC) to operate in the Philippines. Its primary focus is to provide short-term loans to borrowers in need. As a borrower, you can enjoy the convenience of accessing quick cash loans through Digido’s user-friendly mobile app or their official website. These loans cater to your financial needs and are repayable at an agreed-upon interest rate.

Digido’s application process is simple and streamlined, allowing borrowers to secure quick cash loans for personal use whenever the need arises. Moreover, Digido’s fully automated online portal enables eligible borrowers to access loan amounts of up to ₱25,000, making it an innovative platform that caters to a wide range of service consumers. The platform’s automated approval system independently evaluates each application, ensuring timely decisions. Upon approval, funds are swiftly transferred to the borrowers’ accounts within a few hours.

Pros and Cons


  • Safety: Digido operates as a licensed online lender, adhering to the rules and regulations set by the Philippines. This ensures the safety and security of borrowers’ transactions.
  • Fast loan processing: Digido prides itself on its quick loan approval process, with some applications being processed within as little as 4 minutes.
  • Flexible loan terms: Digido offers borrowers the flexibility to choose loan terms that align with their specific financial situations and repayment capabilities.
  • Accessibility: Borrowers can conveniently access Digido’s loan services through multiple platforms, including their user-friendly mobile app, website, or by visiting any of their offline branches located across the country.
  • Easy repayment schedules: Digido provides borrowers with convenient options for loan repayment, allowing them to manage their finances effectively.
  • 24/7 online platforms: Digido’s online platforms operate 24 hours a day, 7 days a week, ensuring borrowers can access their services at their convenience.
  • Automated approvals: Digido’s advanced online approval system autonomously evaluates loan applications, expediting the decision-making process.
  • Customer-friendly: Digido places a strong emphasis on delivering a positive and user-friendly experience to its customers, prioritizing their needs and preferences.
  • High loan approval rate: Digido boasts an impressive loan approval rate of up to 90%, increasing the chances of loan application success.
  • Loan repayment tracking: Borrowers can easily monitor their loan repayment progress through Digido’s comprehensive tracking system, enabling better financial management.
  • Transparent fees: Digido maintains transparency by ensuring there are no hidden fees associated with their loans, allowing borrowers to have a clear understanding of the costs involved.
  • No collateral or guarantor required: Digido eliminates the need for collateral or a guarantor, making the loan application process more accessible for a wider range of borrowers.


  • High penalties for defaulting: Borrowers should be cautious about potential high penalties imposed by Digido in case of late or missed payments, emphasizing the importance of timely repayment.
  • High interest rates: It is essential for borrowers to consider the relatively high interest rates charged by Digido when assessing their loan affordability.
  • High late payment fees: Digido imposes substantial fees for late payments, underscoring the need for borrowers to ensure timely repayment.

Loan Conditions

Digido Loan provides attractive conditions for both new and repeat customers. New borrowers who have not previously availed themselves of a loan from Digido can enjoy a promotional 0% interest rate on their first loan.

Digido encourages first-time borrowers to seize this opportunity by following a straightforward application process. These borrowers can access loans of up to ₱10,000 through Digido’s online platform, mobile app, or by visiting any of their physical branches.

For repeat borrowers, Digido offers installment loans of up to ₱25,000 at an interest rate of 1.5% per day. However, to qualify for a second loan, borrowers must make timely monthly payments on their previous loan. This approach encourages responsible borrowing habits and ensures borrowers can access additional loan amounts in the future.

Methods of Loan Funding

Once a loan application is approved, Digido strives to disburse the funds swiftly. The typical timeframe for receiving approved loans is one day, although some borrowers may experience approval times as fast as 4 minutes. Upon successful loan application, borrowers will find the loan amount credited to their online lending account.

From there, they have the flexibility to transfer the funds to their preferred mobile wallets or visit a local Digido branch to claim the loan amount in cash.

Frequently Asked Questions (FAQs)

What is Digido?

Digido is a legitimate online lender registered with the Securities and Exchange Commission as Digido Finance Corp. As an online lending platform, Digido offers quick cash loans to borrowers in the Philippines. First-time borrowers enjoy a promotional 0% interest rate, while repeat customers are subject to a daily interest rate of 1.5%.

How do you qualify for a loan?

To qualify for a loan from Digido, borrowers need to meet the following criteria:

  • Filipino nationality
  • Aged between 21 and 70 years
  • Official employment or a stable source of income

How much can you borrow from Digido?

New customers can borrow up to ₱10,000, while repeat borrowers have access to loans of up to ₱25,000.

Is Digido a legitimate company?

Yes, Digido is a legitimate and state-licensed company, registered as Digido Finance Corp, holding SEC Registration No.: CS202003056 | CA number 1272.


Digido Loan emerges as a reliable online lending platform in the Philippines, offering borrowers a seamless experience when accessing quick cash loans. With their state license, user-friendly features, and widespread accessibility, Digido aims to provide a positive borrowing experience.

However, borrowers should be mindful of potential penalties for defaulting, high interest rates, and late payment fees associated with Digido’s services. Despite these considerations, Digido Loan remains a legitimate and viable option for individuals seeking fast cash loans in the Philippines.


5/5 - (7 votes)
CashLoanPH Changed status to publish 13/06/2023