Finbro Philippines – Quick & Easy Online Loan Application (2024)


Finbro PH is an online lending platform in the Philippines that aims to bridge the gap by offering fast and convenient loans. With a simple application process, rapid approval, and flexible repayment options, Finbro PH has become a popular choice for individuals in need of immediate financial assistance.

In this comprehensive review, CashLoanPH will delve into the advantages of applying for a loan with Finbro PH, explore their frequently asked questions (FAQs), and provide alternative loan options available in the market.


Advantages of Applying with Finbro Online Loan

  1. No Income Requirement: Unlike traditional lenders that impose strict income criteria, Finbro PH offers loans without any income requirement. This makes their loans accessible to a wider range of borrowers, including freelancers, self-employed individuals, and those with irregular income streams. It provides a flexible option for those who may not meet the strict income thresholds set by other lenders.
  2. Fast Application and Approval Process: Finbro PH understands the urgency of financial needs. Their online loan application process is designed to be simple and user-friendly, allowing borrowers to complete the necessary steps quickly. Once the application is submitted, the approval timeline is remarkably fast, ranging from as little as 10 minutes to a maximum of 1 working day. This swift turnaround time ensures that borrowers can receive the funds they need without unnecessary delays.
  3. Promotional Offer for First-Time Clients: To attract new clients, Finbro PH offers an enticing promotion. For first-time borrowers who avail loans of ₱10,000 and above, they waive the interest charges and processing fees. This special offer provides a significant advantage for individuals seeking immediate financial assistance. It allows them to borrow the required funds without incurring additional costs, making it an appealing choice for those looking to minimize expenses.
  4. Simple Documentary Requirements: Finbro PH aims to simplify the loan application process and minimize the burden on borrowers. To apply for a loan, applicants only need to submit one valid ID and a selfie. This streamlined documentation requirement eliminates the need for complex paperwork and ensures a hassle-free application experience. Borrowers can spend less time gathering documents and more time focusing on their immediate financial needs.

Frequently Asked Questions (FAQ) – Finbro Online Loan

What is Finbro?

Finbro is an online lending platform that provides quick cash loans to individuals in the Philippines. Their primary goal is to make the loan application process simple and convenient, allowing borrowers to apply for a loan within minutes. Funds are disbursed in real-time, directly to the borrower’s e-wallet or bank account.

How can I apply for a loan from Finbro?

Applying for a loan with Finbro PH is straightforward. Interested individuals can conveniently fill out the online application form available on their website. Once the application is submitted, a dedicated Customer Care Agent will assist the borrower throughout the entire process. This personalized support ensures a smooth and efficient loan application experience.

How much can I borrow?

Finbro PH offers loan amounts ranging from ₱1,000 to as much as ₱50,000, subject to approval based on the borrower’s qualifications. The loan amount is determined by factors such as creditworthiness, repayment capability, and other relevant criteria.

What are the interest rates, fees, and other charges or penalties?

The interest rates offered by Finbro PH vary depending on the borrower’s qualifications. For first-time borrowers who avail loans of ₱10,000 and above, Finbro PH provides a special offer of 0% interest and zero processing fees. This promotional benefit further enhances the affordability of the loan for new clients. It’s important for borrowers to carefully review the terms and conditions provided by Finbro PH to fully understand the applicable charges and penalties.

What are Finbro’s Online Loan Requirements?

To be eligible for a loan from Finbro PH, applicants must fulfill the following eligibility criteria:

  • No monthly income requirement.
  • Submission of one valid ID: SSS, UMID, Driver’s License, Philippine Passport, TIN, and a clear selfie.
  • Must be a Filipino citizen.
  • Age between 20 and 65 years old.
  • Employed or with a regular source of income. Please note that additional documents may be required during the credit evaluation process.

How fast is the application and approval process?

Finbro PH prioritizes speed and efficiency in their loan application and approval process. The approval timeline ranges from as fast as 10 minutes to a maximum of 1 working day. This quick turnaround time ensures that borrowers can access the funds they need promptly, helping them address their financial needs in a timely manner.

How does the Finbro Online Loan Calculator work?

The Finbro Online Loan Calculator is a helpful tool for borrowers to estimate the cost of borrowing and the amount of payment per installment. By inputting the desired loan amount on the application page, borrowers can automatically obtain an estimate of the monthly amortization for different loan tenors.

How can I check my Finbro Online Loan application status?

To check the status of your Finbro Online Loan application, you can log in to your account via their website or app. This feature allows borrowers to conveniently track the progress of their application.

What are the payment methods for loan repayment?

Finbro PH offers multiple payment methods for loan repayment, including bank account transfers and various authorized payment centers such as EC Pay, Cebuana Lhuillier, M. Lhuillier, SM Payment Center, and more. These options provide flexibility and convenience for borrowers to fulfill their repayment obligations.

What are the benefits and advantages of Finbro Online Loan?

The key benefits and advantages of choosing Finbro PH for an online loan include:

  • Quick and easy application and approval process.
  • No minimum income requirement.
  • 0% interest and no processing fee for first-time borrowers.

Alternative Loan Options

  1. CIMB Personal Loan: CIMB, as one of the first fully digital banks in the Philippines, offers a personal loan option with a fixed interest rate starting from 13.47% per annum. Borrowers can loan from ₱30,000 to ₱1,000,000, with a monthly add-on rate of 1.12% to 1.95%. The loan tenure ranges from 1 to 5 years, providing borrowers with ample time and payment flexibility. To be eligible, the minimum monthly gross income requirement is ₱15,000, and there are no processing, disbursement, and early settlement fees.
  2. RFC Personal Loan: Radiowealth Finance Corporation (RFC) is a Filipino-owned financial institution that offers immediate funds through their RFC personal loan. Borrowers can access loans ranging from ₱5,000 to ₱50,000, payable over a period of up to 12 months. With a competitive interest rate of 3.5% per month, applicants with a minimum gross salary of ₱7,000 per month are eligible to apply. No collateral is required for this loan option.
  3. Citi Personal Loan: Citi, a renowned name in the financial industry, provides a wide range of services in the Philippines. Their personal loan offers long payment terms from 1 to 5 years, allowing borrowers ample time for repayment. Loan amounts can range from as low as ₱20,000 up to ₱2,000,000, with a competitive interest rate of 15.16% per annum. The approval duration is fast, with results available within 24 hours. To be eligible, applicants should have a minimum monthly income of ₱21,000 and be existing cardholders.


Finbro PH serves as a reliable and convenient online lending platform for individuals in the Philippines who require immediate financial assistance. With their user-friendly application process, rapid approval timeline, and flexible payment options, Finbro PH stands out among its competitors.

Additionally, the promotional offer of 0% interest and no processing fees for first-time clients further adds to its appeal. However, borrowers should always evaluate their specific financial needs and compare alternative loan options to make an informed decision.


5/5 - (9 votes)
CashLoanPH Changed status to publish 26/06/2023