RCBC DiskarTech Launches Remittance and Loan In-App Features


In a major development, RCBC DiskarTech, the award-winning mobile app, has unveiled exciting new features that allow its millions of users to receive remittances and apply for micro loans directly through the app. Through a strategic partnership with PERA HUB, a prominent retail brand in the financial services industry, RCBC DiskarTech has taken a significant leap forward in empowering Filipinos with convenient and accessible financial solutions.

Digital Remittance Transfer

RCBC has joined forces with PERA HUB, a trusted name in financial services, with over 25 years of experience in serving Filipinos through its vast network of more than 3,000 locations nationwide. This strategic collaboration enables RCBC DiskarTech users in the Philippines to claim remittances from their loved ones overseas through PERA HUB’s highly regarded digital remittance platform. Whether it’s Remitly, Sendah, or Japan Remit Finance Co, Ltd., users can now conveniently receive their remittances directly into their RCBC DiskarTech accounts. This revolutionary feature eliminates the need for physical visits to remittance centers, saving users time and effort. With just a few clicks, families in the Philippines can easily access their remittance funds and utilize them for various financial activities such as fund transfers, bill payments, insurance purchases, telemedicine services, and more.

DiskarTech Loan

The introduction of the DiskarTech Loan feature marks another milestone for RCBC DiskarTech. Designed to provide quick and convenient lending services, this feature caters to pre-qualified and verified app users. Those who have successfully availed themselves of a P500 loan and repaid it promptly become eligible for higher loan amounts in their subsequent DiskarTech Loan applications. The loan proceeds are instantly credited to the user’s RCBC DiskarTech Basic Deposit Account, ensuring real-time access to much-needed funds. This seamless and hassle-free lending process offers Filipinos a reliable avenue for quick cash solutions during times of financial need.

Benefits and Vision

RCBC’s Executive Vice President and Chief Innovation and Inclusion Officer, Lito Villanueva, emphasizes the transformative potential of these new features. Villanueva believes that by making digital financial services accessible from the comfort of one’s home, RCBC DiskarTech is paving the way for more unbanked and underserved Filipinos, especially those in remote communities, to participate in the emerging cash-lite economy. The simplicity, safety, and speed offered by these services align with RCBC’s vision of making formal banking accessible to all, regardless of their location or socioeconomic status.

Commitment to Service

RCBC’s President and CEO, Eugene S. Acevedo, underscores the significance of the direct remittance and quick cash loan features in enabling Filipinos to access finance solutions wherever and whenever they need them. He reiterates RCBC’s commitment to serving the Filipino people with unparalleled ease, warmth, and trust. By continuously innovating and expanding its range of services, RCBC aims to provide a seamless banking experience that aligns with the evolving needs and expectations of its customers.


PERA HUB, the retail brand of PETNET, Inc., is a pioneering network of financial service providers in the Philippines. With a strong emphasis on both over-the-counter and digital financial services, PERA HUB caters to diverse needs such as remittances, cash-in and cash-out services, foreign currency exchange, loans, airline ticketing, e-loading, and microinsurance. Its extensive network of company-led branches and PERA HUB Remit Partner locations serves millions of Filipinos across the country.


The launch of remittance and loan features on the RCBC DiskarTech app is a groundbreaking development that brings financial inclusion and convenience to Filipinos. By leveraging digital platforms and collaborating with trusted partners like PERA HUB, RCBC DiskarTech is empowering individuals across the nation to access and benefit from formal financial services. Through these innovations, RCBC DiskarTech is spearheading the transformation of banking in the Philippines, making it simpler, faster, and more accessible for all.

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CashLoanPH Changed status to publish 25/06/2023