RFC Loan: A Quick and Easy Way to Get Access to Financing


Radiowealth Finance Company Inc. (RFC) launched its digital arm, Radiowealth Finance Corporation (RFSC), to provide non-collateral financial assistance to underserved and unbanked Filipinos. RFSC offers various loan products, including flexible business loans, multi-purpose loans, and institutional salary loans. With over 100 branches around the country, RFC provides financial access to every Filipino across the country.

Loan Products

One of the most popular loan products offered by RFC is the EasyRFC Multi-Purpose Loan. This loan provides borrowers with up to ₱150,000 with flexible loan payments up to 12 months and a monthly interest rate of 4% to help fund critical emergencies and personal needs. The minimum loan amount for this product is ₱10,000, and the application process can be done online through RFSC’s website.

Another loan option offered by RFC is the RFC Personal Loan. Borrowers can borrow from as low as ₱10,000 to as much as ₱50,000, subject to approval, with interest rates ranging from 2.5% to 4.5% per month. Other fees include a one-time 6% processing fee deducted from the approved loan amount and a ₱200 notarial fee. The application process for this loan can also be done online through RFSC’s website.

In addition to personal loans, RFC also offers business loans to small and medium businesses. These loans can be used for various business purposes, including expansion, equipment purchase, and inventory financing. The loan amount and terms depend on the borrower’s business needs and creditworthiness.

Application Process


To apply for an RFC loan, borrowers can visit RFSC’s website and fill out the online application form. The application form requires the borrower to provide personal information, including their name, contact details, and employment information. The borrower also needs to upload all the required documents, such as government-issued IDs, proof of income, and other supporting documents.

After submitting the application, borrowers will receive a text confirmation of their RFC loan approval. If the borrower is approved, they can receive their cash within the next three to five business days.

Eligibility Criteria

To be eligible for an RFC loan, borrowers must meet the following criteria:

  • Must be a Filipino citizen
  • Must be 21 to 60 years old
  • Must have a stable source of income
  • Must have a valid government-issued ID
  • Must provide other supporting documents as required by RFC

Creditworthiness is also a factor in determining loan approval and terms. RFC evaluates the borrower’s credit history, payment behavior, and other factors to assess their ability to repay the loan.

Benefits of RFC Loans

RFC Loans offer several benefits to borrowers. The most significant advantage is the accessibility of the loan products to underserved and unbanked Filipinos. RFC Loans provide an alternative source of financial assistance to those who are unable to access traditional banking services.

Another benefit of RFC Loans is the ease of application. The online application process is convenient and straightforward, and borrowers can receive their cash within a few days after loan approval.

RFC Loans also offer flexible loan terms and affordable interest rates. Borrowers can choose the loan amount and payment terms that best suit their needs, and the interest rates are lower than other alternative lending options.


RFC offers a variety of loan options for Filipinos who need access to financing. Their digital arm, RFSC, has made it easier for underserved and unbanked communities to get the financial assistance they need. RFC’s multi-purpose loans, personal loans, business loans, and salary loans are designed to be flexible, with affordable interest rates and convenient repayment terms. While there are fees and charges associated with RFC loans, they are generally competitive and transparent.

To apply for an RFC loan, interested individuals can complete an online application form and submit the required documents. Overall, RFC is a reliable and reputable lending institution that provides accessible financing solutions for Filipinos from all walks of life.

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CashLoanPH Changed status to publish 30/04/2023