Top 15+ Loans with Easy Application in the Philippines

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If you’re seeking a personal loan with minimal requirements, a straightforward online application, swift approval, substantial loan options, or adaptable repayment terms, explore these recommended loan choices:

#1. UnionBank Personal Loan

  • Loan Amount: Up to ₱2 million
  • Term: 1 to 5 years
  • Processing Time: As fast as 5 minutes
  • What Makes It Easy to Apply for this Loan? Online application and rapid processing make securing a UnionBank Personal Loan a breeze, offering convenience without compromise.

#2. UNO Digital Bank Personal Loan

  • Loan Amount: ₱10,000 to ₱500,000
  • Term: 6, 12, 18, 24, or 36 months
  • Processing Time: Up to 7 working days
  • What Makes It Easy to Apply for this Loan? With an in-app application process and minimal requirements, UNO Digital Bank streamlines the loan application journey, ensuring simplicity and efficiency.

#3. Metrobank Personal Loan

  • Loan Amount: ₱20,000 to ₱2 million
  • Term: 12 to 36 months
  • Processing Time: Up to 7 working days
  • What Makes It Easy to Apply for this Loan? Leveraging online platforms and minimizing prerequisites, Metrobank facilitates hassle-free access to personal financing solutions.

#4. BPI Personal Loan

  • Loan Amount: ₱20,000 to ₱3 million
  • Term: 12 to 36 months
  • Processing Time: 5 to 7 working days
  • What Makes It Easy to Apply for this Loan? Boasting an online application process with minimal documentation requirements, BPI empowers borrowers with swift and straightforward loan acquisition.

#5. CIMB Personal Loan

  • Loan Amount: ₱30,000 to ₱1 million
  • Term: 12 to 60 months
  • Processing Time: Up to 2 banking days
  • What Makes It Easy to Apply for this Loan? Through an intuitive in-app interface and minimal prerequisites, CIMB delivers a user-friendly experience, expediting the loan application and approval process.

#6. SB Finance Personal Loan

  • Loan Amount: ₱30,000 to ₱2 million
  • Term: 12 to 36 months
  • Processing Time: Up to 5 banking days
  • What Makes It Easy to Apply for this Loan? Seamless online application mechanisms empower borrowers to access SB Finance’s offerings effortlessly, ensuring a hassle-free journey towards financial assistance.

#7. PSBank Flexi Personal Loan

  • Loan Amount: ₱20,000 to ₱250,000
  • Term: 24 or 36 months
  • Processing Time: 5 to 9 working days
  • What Makes It Easy to Apply for this Loan? With an emphasis on online accessibility and minimal prerequisites, PSBank Flexi Personal Loan offers convenience and flexibility tailored to diverse borrowing needs.

#8. RCBC Personal Loan

  • Loan Amount: Up to ₱2 million
  • Term: 6 to 36 months
  • Processing Time: 5 to 7 banking days
  • What Makes It Easy to Apply for this Loan? Boasting straightforward requirements, RCBC Personal Loan simplifies the application process, enabling swift access to financial support.

#9. Tonik Credit Builder

  • Loan Amount: Up to ₱20,000
  • Term: 12 months
  • Processing Time: 2 days
  • What Makes It Easy to Apply for this Loan? Offering in-app convenience coupled with rapid processing and minimal prerequisites, Tonik Credit Builder facilitates a seamless path towards credit enhancement.

#10. Tala Online Loan

  • Loan Amount: ₱1,000 to ₱25,000
  • Term: Up to 61 days
  • Processing Time: Within 24 hours
  • What Makes It Easy to Apply for this Loan? With an emphasis on minimal requirements and in-app accessibility, Tala Online Loan ensures swift and hassle-free access to short-term financial assistance.

#11. EastWest Bank Personal Loan

  • Loan Amount: ₱25,000 to ₱2 million
  • Term: 12 to 36 months
  • Processing Time: 5 to 7 banking days
  • What Makes It Easy to Apply for this Loan? Leveraging online platforms and streamlined requirements, EastWest Bank Personal Loan offers a convenient avenue for securing personal financing solutions.

#12. Unionbank Quick Loan

  • Loan Amount: Depends on credit score
  • Term: 1, 2, 3, 6, and 12 months
  • Processing Time: Within 60 seconds
  • What Makes It Easy to Apply for this Loan? With lightning-fast processing and an online application interface, Unionbank Quick Loan prioritizes speed and convenience for borrowers.

#13. GLoan

  • Loan Amount: ₱125,000
  • Term: Up to 24 months
  • Processing Time: Instantly
  • What Makes It Easy to Apply for this Loan? Through a user-friendly in-app application process and rapid processing, GLoan ensures quick access to financial assistance without unnecessary delays.

#14. Maya Personal Loan

  • Loan Amount: Up to ₱250,000
  • Term: Up to 24 months
  • Processing Time: Instantly
  • What Makes It Easy to Apply for this Loan? By offering instant processing through an intuitive in-app platform, Maya Personal Loan simplifies the borrowing experience, catering to the urgency of financial needs.

#15. ACOM Cash Loan

  • Loan Amount: Up to ₱500,000
  • Term: Inquire with ACOM
  • Processing Time: As fast as 1 day
  • What Makes It Easy to Apply for this Loan? With swift processing and minimal prerequisites, ACOM Cash Loan provides a hassle-free avenue for accessing substantial financial support.

#16. Home Credit Cash Loan

  • Loan Amount: ₱3,000 to ₱150,000
  • Term: 6 to 60 months
  • Processing Time: As fast as 1 minute
  • What Makes It Easy to Apply for this Loan? Through rapid processing and minimal requirements, Home Credit Cash Loan offers a convenient solution for obtaining financial assistance, catering to diverse borrowing needs with efficiency and ease.
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CashLoanPH Changed status to publish 10/05/2024