What is the Pag-IBIG Affordable Housing Loan?

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It’s essential to understand that Pag-IBIG provides a dedicated housing loan initiative tailored for individuals earning minimum wage or with low incomes, appropriately named the Pag-IBIG Affordable Housing Loan Program.

Within this program, members earning up to ₱15,000 per month within the National Capital Region (NCR) or ₱12,000 outside the NCR are eligible to apply for a housing loan. Pag-IBIG offers a subsidized interest rate for home loans up to ₱580,000 in socialized subdivision projects, and special low rates are available for loans up to ₱750,000 in socialized condominium projects.

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CashLoanPH Changed status to publish 28/02/2024