To apply for an SSS salary loan online, you must meet the eligibility requirements. Firstly, you must be an SSS member. Secondly, you need to have at least 36 months of total contributions with six months of contributions made in the last 12 months. Alternatively, if you don’t meet this criteria, you can apply for a two-month salary loan if you have a total of 72 contributions with six of them made in the last 12 months.
The loan amount for an SSS salary loan is usually equivalent to one month of your current salary. However, this amount may be prorated based on your current salary. It’s also important to note that you cannot apply for an SSS salary loan if you have previously availed other SSS benefits such as total permanent disability, retirement, or death.
If you are employed, you must ensure that your employer has made updated monthly contributions and loan remittances. You can access the SSS salary loan application form on the SSS website.
If you already have an SSS account and want to activate your online registration, the agency will send you a link via email to activate your account on the SSS member website.