How to Instantly Send Money to GCash from the US, Canada, UK, and Europe

Sending money to the Philippines no longer has to be a complicated or expensive process. Whether you’re working abroad, supporting family, or simply managing your finances from overseas, GCash offers an incredibly convenient and fast solution to send money directly into mobile wallets back home.

Thanks to strong partnerships with trusted international remittance providers—Viamericas (serving the US and Canada) and BCRemit (serving the UK, Spain, and other European countries)—you can now transfer funds to GCash instantly, securely, and at competitive rates.

This fully digital remittance method eliminates the need for physical pickups, bank queues, or complicated paperwork. All it takes is a smartphone and an account with a partner service.

Why Choose GCash for International Money Transfers?

GCash is one of the most widely used mobile wallets in the Philippines, making it the go-to choice for receiving remittances from abroad. Here’s why sending money through GCash is a game-changer:

• Instant Transfers – Most transactions are completed within minutes, ensuring that funds are available to recipients right when they’re needed.
• Affordable Fees – Save more with lower fees compared to traditional wire transfers and remittance centers.
• Transparent Pricing – The amount you send is the amount your recipient gets—no hidden fees, no surprises.
• Safe and Secure – All transactions are processed through licensed remittance partners, ensuring full regulatory compliance and secure handling of your funds.
• 24/7 Convenience – Send money anytime, anywhere, straight from your mobile device—no need to visit a bank or money transfer branch.

Whether you’re sending money to pay household expenses, school fees, or simply top up your own GCash wallet from abroad, this method offers unmatched convenience and reliability.

Who Is Eligible to Use This Service?

This international GCash remittance feature is perfect for Filipinos living abroad who need a hassle-free, reliable way to send money home. To use the service, you’ll need the following:

• Your Location – You must be residing in the United States, Canada, the United Kingdom, Spain, or select EU countries.
• A Partner Account – Sign up for a verified account with Viamericas (for the US and Canada) or BCRemit (for the UK, Spain, and EU).
• Recipient Requirements – The person receiving the money must have a fully verified GCash account.
• Transfer Limits – The recipient must stay within the GCash receiving limit, which is ₱100,000 per month for fully verified users.

Meeting these basic requirements ensures a smooth, quick, and secure transfer experience.

How to Send Money to GCash from the US and Canada (Via Viamericas)

If you’re in the US or Canada, Viamericas is your trusted partner for sending funds directly to GCash wallets in the Philippines. Here’s how to use their platform:

1. Create a Viamericas Account
   Sign up online at ViaNex or visit a local Viamericas agent.
2. Set the Destination Country
   Select the Philippines as your target country for the transfer.
3. Choose Mobile Wallet Delivery
   Pick GCash under the “Mobile Wallet” delivery method.
4. Enter Recipient Information
   Provide the recipient’s GCash-registered mobile number and full legal name.
5. Input the Amount to Send
   View real-time exchange rates and estimated fees before proceeding.
6. Choose a Payment Method
   Pay via ACH bank transfer, debit/credit card, or cash at a Viamericas agent location.
7. Review and Send
   Confirm the transaction and send. In most cases, the funds arrive within minutes.
8. Notify the Recipient
   The recipient will receive an SMS and GCash app notification when funds are credited.

Tip: Want to add money to your own GCash account while abroad? Just enter your own mobile number in the recipient field!

How to Send Money to GCash from the UK, Spain, and EU (Via BCRemit)

For senders based in the UK and European countries, BCRemit offers a quick and user-friendly platform tailored for overseas Filipinos.

1. Sign Up for BCRemit
   Create an account via the BCRemit website or mobile app.
2. Add a Recipient
   Enter the recipient’s GCash number and full name exactly as registered.
3. Select ‘E-Wallet’ Delivery Method
   Choose GCash as the transfer destination under E-Wallet options.
4. Enter the Amount
   BCRemit displays the live exchange rate and applicable fees before you send.
5. Choose a Payment Option
   Pay using UK bank transfer, debit/credit card, or SEPA transfer (EU countries).
6. Confirm the Transaction
   Complete the payment. Transfers using Faster Payments (UK) or card payments are typically instant.
7. Recipient Gets Notified
   The funds are deposited in the GCash wallet and a notification is sent to the recipient.

Pro Tip: You can use this method to top up your own GCash wallet for paying bills, online purchases, or emergency funds in the Philippines.

Fees, Transfer Limits & Processing Times

GCash Receiving Limit: ₱100,000 per month (higher limits available with account upgrade).

While most transfers are real-time, some delays may occur depending on your payment method—particularly for ACH and SEPA payments which can take up to 1 business day.

Troubleshooting: Common Issues and Fixes

• Transfer Delays – If the money hasn’t arrived within 24 hours, check your payment method and contact the remittance service.
• Incorrect Recipient Info – Double-check that the GCash number and full name match exactly.
• Unverified GCash Account – Make sure the recipient has completed their GCash account verification process.
• Exceeded Monthly Limits – If the recipient has hit the ₱100,000 monthly cap, they will need to wait until the next cycle or upgrade their account.

Frequently Asked Questions

Q: Can I cancel a transfer sent to the wrong number?
A: If the transaction hasn’t been completed, contact customer support immediately. Once funds are deposited into a GCash wallet, they cannot be reversed.

Q: Are there any hidden fees when sending to GCash?
A: No hidden charges. Fees and exchange rates are clearly displayed before confirming the transaction.

Q: Does the recipient need to claim the money?
A: No. The funds are automatically credited to their GCash wallet. If needed, recipients can check under “Cash In > Remittance Partners” in the GCash app.

Q: Can I use this service for business payments?
A: These services are mainly for personal remittances. For business transactions, contact the provider for guidance on commercial account options.

Conclusion: Fast, Easy, and Secure Remittances to GCash

If you’re looking for a fast, low-cost, and reliable way to send money to the Philippines, GCash’s international remittance service is the perfect solution. Whether you’re supporting family, funding education, or managing expenses from overseas, sending money through Viamericas or BCRemit offers unbeatable convenience.

Don’t let borders hold you back. Start sending money to GCash today—anytime, anywhere.

👉 Get started now with Viamericas or BCRemit and experience hassle-free international money transfers to the Philippines.