Here is a curated list of trusted online loan providers in the Philippines, offering 0% interest for new customers:
1. Kviku PH
Exclusive Offer for New Customers:
- Loan Application Form: APPLY KVIKU PH
- Loan Amount: Up to PHP 20,000 at 0% interest for the first 15 days.
- Standard Loan Terms: Up to PHP 25,000 for a maximum of 180 days, with funds disbursed in just 5 minutes.
- Application Process: Simple and entirely online.
- Approval Time: 24 hours.
- Transparency: Clear cost structure with no hidden fees.
Credit Limits:
- Maximum Credit Amount: PHP 500 – 25,000.
- First-time Borrower Limit: Up to PHP 25,000.
Example: If you borrow PHP 20,000 for 60 days, the total repayment amount is PHP 21,265.
2. Finbro
Quick and Easy Online Lending:
- Loan Application Form: APPLY FINBRO
- Application Review: Completed in minutes.
- Requirements: One valid ID and a selfie.
- Disbursement: Same-day transfer upon approval.
- Introductory Offer: 0% interest and 0 fees for new clients up to PHP 15,000.
Credit Limits:
- Maximum Credit Amount: PHP 1,000 – 50,000.
- First-time Borrower Limit: Up to PHP 50,000.
Approval Rate: 98%.
Loan Term: Up to 12 months.
Example: For a loan of PHP 50,000 over 12 months, the total repayment amount is PHP 57,500.
3. Cash-Express PH
Fast Approval for New Clients:
- Loan Application Form: APPLY CASH-EXPRESSS
- Interest Rate: 0% for the first loan.
- Approval Time: Within 5 minutes.
- Loan Amount: Up to PHP 20,000.
- Requirements: Only one document needed.
- Disbursement: Receive funds in 4 minutes.
Credit Limits:
- Maximum Credit Amount: PHP 1,000 – 20,000.
- First-time Borrower Limit: Up to PHP 20,000.
4. DiGiDo
Emergency Loans in Minutes:
- Loan Application Form: APPLY DIGIDO
- Loan Purpose: Suitable for bill payments and business capital.
- Loan Amount: Up to PHP 25,000 for returning customers for up to 180 days.
- Convenience: 100% online process with no need for guarantors, extensive documentation, or guarantee deposits.
Credit Limits:
- Maximum Credit Amount: Up to PHP 25,000.
- Interest Rate: Ranges from 0% to 143%.
- Loan Term: 3 to 6 months.
Example: If you borrow PHP 10,000 for your first loan, you pay back PHP 10,000.
Registration: SEC Registration No. 202003056. Certificate of Authority No. 1272.
5. Credy
Hassle-free Loan Service:
- Loan Application Form: APPLY CREDY
- Process: Easy, fast, and secure with no hidden fees.
- Guarantees: No need for payment guarantees or extensive paperwork. Entirely online.
- Offers: Access the best loan offers tailored to your needs.
Credit Limits:
- Maximum Credit Amount: PHP 1,000 – 25,000.
6. Binixo PH
Find the Best Loan Options:
- Loan Application Form: APPLY BINIXO
- Personalized Loans: Tailored criteria for approval and a wide range of options.
- Endorsements: High approval rates.
- Convenience: Comfortable and quick service.
Credit Limits:
- Maximum Credit Amount: PHP 1,000 – 25,000.
- First-time Borrower Limit: Up to PHP 25,000.
By exploring these options, you can find the best loan service that fits your needs, ensuring a seamless and transparent borrowing experience.
