Life is full of surprises, and sometimes, unexpected financial emergencies occur. In case of such situations, where can you turn to for financial support? One great option is Big Loan App Philippines, a mobile lending application that is available for Android, Huawei, OPPO.
Big Loan App offers fast, flexible, and safe loans that can arrive within an hour – up to P20,000. With thousands of 4-star reviews and over 418K installs, Big Loan App is the right choice for borrowers who need access to funds in a hurry. In this article, CashLoanPH will discuss the numerous benefits of Big Loan App and how to use this app to obtain the loan you need.
|Loan App||Big Loan App|
|Loan Amount||max PHP 20,000|
|Loan Term||max 181 days|
|SEC Registration No.||CS2020070001053|
About Big Loan App
Big Loan App is a fintech lending company in the Philippines. With their cutting-edge technology, Big Loan App is able to provide loans at lower interest rates and with shorter loan terms than traditional banks, making them an attractive option to many borrowers. Big Loan App provides quick and easy access to short-term and medium-term loans. Available on Google Play Store, this app is user-friendly with many features that help borrowers through the loan process. It is easy to use and takes little time to download, making it accessible to everyone.
One of the great features of Big Loan App is that it provides easy access to personal loans that don’t require collateral. This is a huge advantage for borrowers who don’t have assets to use as collateral or who don’t want to risk their assets. Big Loan App also streamlines the loan process, making it faster and more convenient. Borrowers can apply for a loan anytime, anywhere and receive approval in minutes.
Is Big Loan App Philippines Legit?
Many people feel uncomfortable dealing with online lending companies and applications because of the fear of scams. However, Big Loan App Philippines is registered and licensed as a lending company in the Philippines. It is owned by Fingertip Lending Corp which is registered duly with the Securities and Exchange Commission. The registration number is CS2020070001053 and the CA number is 3298. Additionally, according to the app description on Google Playstore, Big Loan App has all the required certificates and permits such as BIR and lending license.
Although Big Loan App Philippines is a legitimate lending company, there are still some negative reviews on their Facebook page. Some borrowers complain that the company harasses them when they do not pay back the loan on time. Some reviews indicate that the company has a policy of reaching out to the contacts of the borrowers and publicly shaming and harassing them in case of default. However, these complaints seem to be exceptions rather than the rule.
Benefits of Big Loan App Philippines
Big Loan App Philippines offers numerous benefits to borrowers who need quick access to funds. One of the most significant benefits is that it provides loans without requiring collateral. This means that borrowers do not have to put up any assets as security for the funds, making it an attractive option for borrowers without assets or who do not want to risk their assets. Other benefits include:
- Quick processing time: Big Loan App Philippines has a fast processing time for applications. It provides a simple and convenient process with easy-to-follow instructions, with most applications being approved within minutes. Many traditional banks can take weeks to process a credit application, whereas fintech lenders like Big Loan can approve your credit within minutes. This is due to their use of modern technologies and algorithms that can quickly assess your creditworthiness.
- Easy application process: Big Loan App Philippines offers an easy and convenient application process that can be completed in minutes. The online application process is simple, and you will receive a decision quickly. You can use your mobile device to complete the application, there is no need to walk into a branch near you and then file the application.
- Data safety: Big Loan App Philippines focuses on data safety for its clients, which is evident from their focus on data encryption and other methods to keep clients’ information safe. Encryption makes it difficult for anyone who may gain access to the data to decipher it. This helps prevent unauthorized access and safeguards sensitive information. Big Loan App does not share client data with third parties, which provides an additional layer of security. Clients can be confident that their information will not be shared with any third parties or used for marketing campaigns, telemarketing or scam calls.
Big Loan App Philippines Product Introduction
Big Loan App Philippines offers personal loans starting at P2,000 and up to P20,000. The loans come with repayment terms of 91 days to 181 days, with minimum early payment period of 61 days. The minimum APR is 10%, and the maximum APR is 24.12%. Additionally, every transaction incurs a transaction charge of PHP 500.
Qualifications for Loans
To qualify for a loan, applicants must meet certain requirements. These include:
- Age greater than 18
- Valid government ID
- Stable income
How to Apply for a Loan at Big Loan App Philippines
The application process for a loan at Big Loan App Philippines is easy and straightforward. Here are four steps to follow:
- Step 1: Download the app from Google Play Store or BigLoan website (bigloan.ph)
- Step 2: Fill out the online application form within 3 minutes
- Step 3: Get approved in 5 minutes and answer the phone interview to approve terms and conditions
- Step 4: Wait for the withdrawal: Fill in the channels where you receive funds, such as gcash, bank, ML, RD, etc.
How to Contact Big Loan App Philippines
Fingertip Lending Corp is the head office of Big Loan App Philippines. There are no available branches, and the best way to contact Big Loan App Philippines is through the app or email. Big Loan App Philippines’s address is located at the Rockwell Building, Hidalgo Drive, Makati, Metro Manila. The company’s email address is [email protected].
If you need quick access to funds, consider using Big Loan App Philippines. It is a legitimate lending company that offers fast, flexible, and safe loans. Applying for a loan is easy, and borrowers can receive approval within minutes.
Although there are some negative reviews regarding their collection methods, Big Loan App Philippines focuses on data safety and provides numerous benefits to borrowers. With this app at your fingertips, you can finally take control of your finances and enjoy peace of mind.