CashXpress South East Asia Lending Inc. operates the online platform that provides easy, and fast credit to our Filipino clients at their finger tips thru mobile or PC connectivity.
CashXpress PH – a lending company in the Philippines that can provide you with cash loan online in 30 minutes only up to PHP 20,000.
|Loan Amount||up to PHP 20000|
|Loan Term||max 90 days|
|SEC Registration No||CS201951088|
Only 1% for first loan
Who can apply loan online CashXpress?
- Must be at least 23 to 65 years old.
- A Filipino citizen currently living in the Philippines.
- Currently employed, self-employed.
How To Apply Loan Online In CashXpress?
For you to apply, this will only take 3 Steps to accomplish
- Step 1: Go to https://cashxpress.ph and click Apply for a Loan.
- Step 2: It is important to complete all information needed and upload your documents.
- Step 3: CashXpress will send you an SMS, Email or they will call you to update you on your status.
When do you need a loan?
Let’s take a look at a few stories.
- Holidays. We prepare surprises for our loved ones every time, but we can’t always calculate the budget. And now, when you have already purchased groceries and almost threw a party, it turns out that gifts have not been bought. Here you can represent any part of the party for which there was not enough money.
- No salary. Many families are faced with this situation every day. You have no money even for food and other basic things.
- Repairs and other unforeseen expenses. It’s hard to calculate the budget we spend on home improvement. Most often, to fulfill the entire plan, we do not have enough money for the necessary part in the interior or for paying for services.
Where to get a cash loan urgently?
There are companies in the Philippines that provide fast online loans. You can get money from the comfort of your home. Read the brief instructions or read the website, register and indicate your card so that money will be sent directly to it. These companies don’t pay attention to your credit history, work experience, education or marital status. You need only one document and bank account.
Is CashXpress Loan Online Legit?
Yes, Legit. You can be sure that the company is operating legally. We found the company CashXpress in the list of registered organizations on the SEC website. Its SEC Registration number is CS201951088. and its Certificate of Authority number is 2918.
What is CashXpress?
CashXpress is FAST, EASY and CONVENIENT Quick approval. 5 minutes. Loan amount up to PHP 20, 000. Need only.
First loan terms in CashXpress
You can get the first loan in CashXpress for 7 or 14 days.
1) The first 7 days for a loan with regular payment every 7 days = 1% per day of the loan body, then, starting from the 2nd period, the rate = 1.99% per day of the loan body.
2) The first 14 days for a loan with regular payment every 14 days = 1% per day of the loan body, then, starting from the 2nd period, the rate = 1.99% per day of the loan body.
An example of calculating a first loan with a standard interest rate of 1% per day. Loan amount – 1000 PHP, duration – 7 days, interest – 1% per day.
(0.01 * 7 * 1000) + 1000 = 1070 PHP. Total payment amount: 1070 PHP.
Repeated loan terms in CashXpress
The repeated loans terms is 7 or 14 days.
Rate = 1.99% per day from the loan body.
An example of calculating a repeat loan with a standard interest rate of 1.99% per day.
Loan amount – 1000 PHP, duration – 7 days, interest – 1.99% per day.
(0.0199 * 7 * 1000) + 1000 = 1139,3 PHP. Total payment amount: 1139,3 PHP.
If you have any additional questions, please, contact our support service: online chat or by phone numbers on the site.
How to pay CashXpress?
Please log-in to your account and click PAY NOW and choose your preferred method of payment. A payment instruction will be generated with your reference number to help you every step of the way.
How long can I borrow?
Our clients can tailor-fit their loan tenure to suit their needs. Loans can be availed from 7 upto 30 days, in order to ensure you can pay according to your cashflow.
How much is your interest?
Depending on your loan term, interest rates will be varied. You may log-into your account and select an active or previous application in order to get the calculation. Similalry, we have provided you with a calculator that you can use to determine how much and how long you want to borrow.
CashXpress Loan Requirements
1. Must have SSS Number
2. a. If employed: 1 Valid Government ID (SSS, TIN, UMID, Passport, Driver’s License, PhilHealth, Voter’s ID);
b. If Self employed: Business permit/ DTI Cert. / Brgy. Bus. permit / Mayors Permit;
3. Bank account or E-wallet (G-Cash / Paymaya) to receive loan proceeds
4. Contact references:
a. If employed: HR / Direct Supervisor name and contact; 1 or 2 colleagues; 1 or 2 Personal references (Adult relatives or persons living in the same household).
b. If self employed: Trade / supplier contact number; Link to online shop; 2 personal references (Adult relatives or persons living in the same household).
How soon can I apply for a new loan?
You can apply within the same day as your due date provided that you have made a full payment of the total loan amount due.
Late payment/Penalty in CashXpress
- Penalty is accrued daily during the delay, starting from the 1st day of delay and until the end of the delay or until the full repayment of the loan or until the sale of the loan or until the suspension of accruals on the loan.
- Penalty rate = 1% per day of the loan body.
- Extra-penalty is charged on 5, 10, 15, 20, 25 and 30 days of delay.
- Extra penalty = 125 PHP
- Hotline: +63279027390
- Fanpage: https://fb.com/cashxpressphilippines
- Email: [email protected]