Binixo is a fintech company in the Philippines that offers short-term loans to its clients. It is a licensed and regulated company that provides an online platform for its clients to access micro-credits.
The lending platform provided by Binixo is simplified and convenient, making it a popular choice for many people in the Philippines. With its online application process and easy repayment terms, Binixo is a solution to many financial needs.
Binixo has two types of loans: Binixo Salary Loan and Binixo Cash Advance. Binixo Salary Loan is designed for employed individuals who need cash to cover their daily expenses. The loan amount ranges from PHP 2,000 to PHP 20,000 with a maturity period of 3 to 6 months. Binixo Cash Advance, on the other hand, is designed for business owners who need cash to cover their short-term needs. The loan amount ranges from PHP 2,000 to PHP 20,000 with a maturity period of 3 to 36 months.
Binixo’s loan application process is fast and easy. Clients can apply for a loan online through the company’s website, which is available 24 hours a day, 7 days a week. The application form is straightforward, and clients only need to provide basic information such as their name, address, contact number, and source of income.
Once the application is submitted, Binixo’s loan processing team reviews the application and verifies the information provided. If the loan is approved, the funds are then transferred to the client’s bank account within 24 hours. The loan process is entirely online, making it more convenient for clients as they do not have to leave their homes or offices.
Binixo offers a free loan for first-time clients. This means that clients do not have to pay any interest or processing fee for their first loan. The free loan is a great incentive for new clients to try Binixo’s lending platform and experience the convenience it offers.
Binixo’s loan repayment process is also easy and flexible. Clients can repay their loans through various payment methods such as online banking, over-the-counter payment, and mobile payment. Clients can also choose the repayment terms that suit their financial capacity. The company’s flexible repayment options make it easier for clients to manage their finances and avoid defaulting on their loans.
Binixo’s lending platform is secure and reliable. The company uses state-of-the-art encryption technology to protect its clients’ personal and financial information. Clients can be assured that their information is safe and secure when they apply for a loan through Binixo’s website.
Binixo’s customer support team is also excellent. Clients can contact the company’s customer support team through various channels such as email, phone, and live chat. The team is available to assist clients with their loan applications, answer their queries, and provide guidance on loan repayment.
In conclusion, Binixo is a reputable and reliable online lending platform in the Philippines. It offers a simplified and convenient loan application process, flexible repayment terms, and excellent customer support. Binixo’s free loan for first-time clients and its online loan application process make it an attractive option for many people in the Philippines who need access to micro-credits.