LendPH (lend.ph) is hub for Online Direct lenders and borrowers. Free to find lenders, legit personal loans, legit personal loans.

Lend.ph is an online lending platform that unites lenders and borrowers. Lenders can post an ad to get customers, borrowers can choose the best option among variety of propositions.

Loan Name Lend PH (lend.ph)
Loan Amount 100 – 50000 PHP
Loan Term 1 – 30 days
Age years over 20 years old

Filipino personal loans & business loans online
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About Lend PH

Lend PH offers people a fast, easy, and reliable solution to finding the perfect payday loan vendor. With hundreds of vendors from the U.S., Canada, Germany, Australia, and the U.K, and with loans available from $1-$150,000, you are guaranteed to quickly find a lender and get your expenses paid as soon as possible.

lend.ph’s directory of payday loan vendors provides users with a selection of loans that are quick and easy to acquire. Just choose the loan that is best for you, click on it, and then contact the provider in the loan listing.

The benefits of payday loans is that they enable people to cope with a high volume of expenses that are due before the person is paid. This not only helps people stay out of financial trouble, it is also a very useful way to build credit, especially for people without savings or other types of credit.

By using lend.ph’s services, customers can choose from a number of loan vendors that provide very useful short-term credit solutions, since most loans are paid back within just a couple of weeks.

Loan Information from Lend PH

  • Loan term: the shortest 90 days, the longest 5 years
  • The lender cannot claim loan repayment within 90 days
  • Upfront cost: no nominal cost
  • Annual interest rate: 12%~30%, not exceeding the legal interest rate

Lend PH Requirements

  • Age: Must be over 20 years old
  • Region: Philippines only

How to borrow money from LendPH?

  • Step 1: Sign in and fill in the form. You fill out an online application and send it to us.
  • Step 2: Wait 20 minutes. Lenders review your application and make a decision.
  • Step 3: Get money. You are guaranteed to receive money for a bank card.

Example Loan Calculator For LendPH

An office worker has worked for more than a year, and John with normal credit wants to borrow 30,000 PHP in cash quickly.

He chose a credit loan program from projects offered by multiple funders and borrowed it for six months. On the same day, he received a loan of 30,000 PHP without prior handling fees and agency fees.

The monthly interest is 500 PHP and the annual interest is 6,000 PHP.

Representative APRs range from 12% to 30%

Financial implications: fees for short term loans that amount up to $500 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees for loan amounts of more than $500. Please remember to check it with your lender before signing a loan agreement. Please note that lenders may charge additional fees for non-payment or non-sufficient funds. For example, lenders may charge $20 for non-sufficient funds and 10% of principle if the debt is 15 days late.

Collection practices: most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone. Apart from that, they do not sell the loan or sue debtors; instead they may offer debt settlements over some period of time. Debt collectors must observe the regulations of the Fair Debt Collection Practices Act so please go through the FDCPA or contact your lender directly for more information.

Impact on credit score: if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan. The report may be reflected in borrower’s credit record for the time the loam remains unpaid. Once the loan has been paid back in full, the corresponding changes are introduced to the report and the credit record changes too.

Renewal policy: depending on the lender, renewal may be automatic if the loan has not been repaid on the due date. Some lenders give debtors several options to choose from when taking out a loan: auto renew a loan, pay it in full or pay down the principle. The minimum renewal term is 15 days. Please note that you may be required to pay additional fees associated with loan renewal and loan interest rates may be reset as well.

Representative APR

The APR is the annual percentage rate for a loan and represents the loan cost as related to the repayment timing and the amount of loan taken out. The APR for short term loans ranges from 12% to 30%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees. View examples.

Disclaimer

  1. LendPH is NOT responsible of any posting here that is inserted in full liability by the end user.
  2. Do NOT send money before get a loan, they are scams.

FAQ About Lend PH

Can I borrow money from LEND directly?

Lend PH is not a lender, they cannot decide whether or not you are approved for a short term loans. Cannot lend you money directly.

How to get a loan from LendPH?

Go to the website Lend PH (lend.ph), select the amount and term of the loan and press the “Apply now” button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.

How to join as a borrower?

You need to register and publish your needs.

What is Peer to Peer Lending (P2P)?

Peer to peer lending, also known as P2P or crowd lending, is a money lending platform for both individuals and businesses without a financial institution acting as a middleman. It’s an online service that matches borrowers with lenders that offer their services, most of which are unsecured loans. As a result, lenders or investors earn from higher interest rates, and borrowers get quick, easy loans that they otherwise would not from traditional lenders.

Contacts LendPH

  • Address: Suite 18 37th Floor Cyberscape Gamma Topaz and, Ruby Rd, Ortigas Center, Pasig, 1600
  • Hotline: +63 2 8293 3628
  • Email: [email protected]
  • Skype: jsdkmp

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