Union Bank Swift Code in Quezon City

In today’s interconnected global financial landscape, swift and secure transactions are essential. One critical element in facilitating international wire transfers is the SWIFT code, a unique identifier used to recognize banks worldwide.

CashLoanPH will review focuses on the SWIFT code for Union Bank of the Philippines in Quezon City, providing in-depth information about its significance and offering valuable insights to individuals engaging in international financial transactions.

Bank Union Bank of the Philippines
Location Quezon City
Branch code HMM

Understanding the SWIFT Code System

Definition and Structure: The SWIFT code is an alphanumeric code comprising 8 or 11 characters. It plays a crucial role in identifying banks and branches involved in international transfers.

  1. Identifying the Bank: The initial four characters of the SWIFT code represent the bank’s unique identification code. In the case of Union Bank of the Philippines, this code is UBPH.
  2. Determining the Country: The following two characters in the SWIFT code indicate the country where the bank is located. For the Philippines, the code is PH.
  3. Branch Identification: The final three or five characters in the SWIFT code specify the particular branch. In the case of Union Bank of the Philippines in Quezon City, the branch code is HMM.

Importance of the SWIFT Code: The SWIFT code assumes a critical role in international wire transfers, ensuring accuracy, security, and efficiency.

  1. Accuracy: By utilizing the SWIFT code, the chances of misrouting funds are significantly reduced, as it guarantees that the transfer is directed to the correct bank and branch.
  2. Security: When engaging in international wire transfers, safeguarding personal and financial information is of utmost importance. The SWIFT code contributes to the security of such transactions by ensuring that the funds reach the intended recipient securely.
  3. Efficiency: Speed is a fundamental aspect of any financial transaction. SWIFT codes expedite the processing of international wire transfers, minimizing delays and enhancing overall efficiency.

Union Bank of the Philippines SWIFT Code in Quezon City

  • Specific SWIFT Code: The SWIFT code for Union Bank of the Philippines in Quezon City is UBPHPHMMXXX.
  • Contacting the Bank for Assistance: Should any uncertainty arise regarding the SWIFT code for Union Bank of the Philippines, individuals are encouraged to contact the bank directly. The bank’s representatives possess the necessary expertise to provide the accurate SWIFT code for the specific branch involved in the wire transfer.

Other Union Bank SWIFT Codes in the Philippines

To further aid individuals conducting international financial transactions, here are some additional Union Bank SWIFT codes for various cities within the Philippines:

  • Union Bank of the Philippines, Makati City: UBPBMMC
  • Union Bank of the Philippines, Pasig City: UBPHPHMM
  • Union Bank of the Philippines, Cebu City: UBPGMMM
  • Union Bank of the Philippines, Davao City: UBPHMMM

Read more: List of Bank Swift Code in the Philippines [Latest Update] 2024

Benefits of Using a SWIFT Code

Utilizing a SWIFT code for international wire transfers offers numerous advantages, ensuring seamless transactions for individuals and businesses alike.

  • Speed: One of the key benefits of SWIFT codes is the acceleration of transaction processing. By employing the correct SWIFT code, funds are swiftly transferred to the intended recipient, minimizing processing time.
  • Accuracy: The accurate utilization of SWIFT codes plays a vital role in preventing errors and misrouting of funds. By incorporating the correct SWIFT code, individuals can be confident that their financial transactions reach the intended bank and branch with precision.
  • Security: In an era of increasing concerns about data privacy and cybersecurity, the SWIFT code serves as a protective layer for personal and financial information. It ensures that confidential details remain secure during the wire transfer process.


Accurate utilization of the SWIFT code is imperative for successful international wire transfers involving Union Bank of the Philippines in Quezon City. The provided SWIFT code, UBPHPHMMXXX, ensures that funds are directed to the appropriate branch promptly and securely.

Additionally, we have highlighted the benefits of using SWIFT codes for international financial transactions, emphasizing the importance of accuracy, speed, and security in the global financial system. By leveraging the SWIFT code system, individuals can navigate international wire transfers with confidence and efficiency, fostering seamless financial interactions across borders.

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