Get a loan online now with BDO, up to PHP 1M. Avail of low cash-out offers: All-In Financing, Built-In Insurance, Light Payment options. Various Home Loan Options. Flexible Loan Terms. Light Payment Options. Low Interest Rates.
| Lending Name | BDO Unibank |
| Loan Products | Personal Loan, Home Loan, Auto Loan, SME Loan |
| Loan Amount | up to PHP 1,000,000 |
| Loan Term | 6, 12,18, 24, 36 months |
BDO PERSONAL LOAN ONLINE APPLICATION
About BDO
BDO Unibank, Inc., commonly known as Banco de Oro (BDO), is a Philippine banking company based in Makati. In terms of total assets, the firm is the largest bank in the Philippines and 15th largest in Southeast Asia as of March 31, 2016.
BDO is a member of the SM Group, one of the country’s largest and most successful conglomerates with businesses spanning between retail, mall operations, property development (residential, commercial, resorts/hotel), and financial services.
BDO is a full-service universal bank that provides a complete array of industry leading products and services to the retail and corporate markets including Lending (corporate, middle market, SME, and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management …
Loan Products in BDO
BDO is a premier bank offering different types of loans. From personal & auto finance, home loan, to small business financing.
BDO Personal Loans
- Loan Amount: Avail of cash for as low as P10,000 up to P1,000,000, subject to bank approval.
- Loan Term: Flexible payment terms from 6, 12,18, 24, 36 months.
Bring your plans to life with BDO Personal Loans. Enjoy low interest rates and easy payment terms on your financing needs such as:
- Home Improvements
- Education / Tuition Fee
- Appliances / Furniture / Electronic
- Vacation / Travel
- Balance Transfer / Debt Consolidation
- Special Events
- Health and Wellness
- Medical Emergencies
BDO Personal Loan Eligibility Requirements:
- Must be 21 years old at time of application but not more than 60 years old upon loan maturity
- Applicant must be a Filipino citizen or a foreigner who is a resident of the Philippines
- Minimum Gross Fixed Annual Income Requirement: P15,000 for Salaried Employees ; P35,000 for Self-Employed / Professionals
- Regular employee or self-employed with business operating at least two (2) years
- One (1) landline number in either residence or place of work, or mobile number (postpaid or prepaid)
- Residence or office address must be within any area where a BDO branch is located.
BDO Home Loan
- Minimum loan amount: PHP 500,000
- Borrow up to 80% of appraised property value
- Loan payment up to 20 years
BDO Home Loan Eligibility Requirements:
- At least 21 years old but not exceeding 70 years old at the end of the loan term.
- Filipino citizens or Foreign Nationals.
- Minimum gross income of P50,000/month or its equivalent in foreign currency.
- With stable source of income from employment or business.
BDO Auto Loan
Buy your dream car with BDO Auto Loans. They offer flexible monthly amortizations, low interest rates, and fast processing.
Apply now to finance the purchase of a brand new or pre-owned car, whether for your personal or business use.
Loan term: To make monthly payments more manageable, select a loan term that works best for you. For a lower monthly amortization, you may opt to maximize the loan term
| Brand New | Pre-Owned | |||
| Personal Use | Business Use | Personal Use | Business Use | |
| Maximum Loan Term | 5 years | 3 years | 4 years | 2 years |
BDO Auto Loan Eligibility Requirements:
- At least 21 years old but not exceeding 70 years old at the end of the loan term.
- Filipino citizen or foreigners residing in the Philippines for at least 2 years.
- Minimum gross family income of P50,000/month.
- With stable source of income from employment or business.
| Locally Employed | Self-Employed | Employed Abroad |
|
at least 2 years with current company |
at least 2 consecutive profitable years of operation | 2-3 years employment |
BDO SME Loan
You can borrow up to 70% of the value of your real estate properties. For instance, you can loan up to 5.6M for a House & Lot with an appraised value of 8M. Appraised value maybe determined during property appraisal, upon loan application.
BDO SME Loan Eligibility Requirements:
At least 21 years old but not exceeding 70 years old at the end of the loan term
Business Owners:
- Sole Proprietorship, Partnership, Corporation
- Business is in profitable operation for at least 2 consecutive years
- Minimum annual gross sales of Php 1M
- Business is within a BDO serviceable area
FAQ about BDO PH
Can I loan cash in BDO?
Minimum amount that you can borrow is PHP 10,000 and maximum is PHP 1,000,000. Loan amount is subject to bank approval and will be based on the income documents submitted.
Can I borrow money from BDO?
Minimum amount that you can borrow is Php 10,000.00 and maximum is Php 1,000,000.00. Loan amount is subject to bank approval and will be based on the income documents submitted. For how long can I pay the loan? You may choose to pay the loan from 6, 12,18, 24, 36 months loan term.
How much loan can I get BDO?
Minimum amount that you can borrow is PHP 10,000 and maximum is PHP 1,000,000. Loan amount is subject to bank approval and will be based on the income documents submitted.
Does BDO offer personal loans?
Bring your plans to life with BDO Personal Loans. Avail of cash for as low as PHP 10,000 up to PHP 1,000,000, subject to bank approval. Flexible payment terms!
How long does it take for BDO loan to be approved?
Around 7 working days from the date complete required documents are submitted. All applications are subject to evaluation and final approval of BDO.
How can I pay my BDO loan online?
In the Pay Bills page, click on the options for Pay this Company/Biller and select BDO Life- MRI with the enrolled Subscriber Number. Input your payment amount. Remarks are optional. Once done, click Submit.
What is BDO Swift Code?
Full corporate name : BANCO DE ORO UNIBANK, INC
Code Swift Code of BDO is defined as: BNORPHMM
Contacts BDO
- Address: 7899 Makati Avenue, Makati City
- Phone: (02) 631 8000
- Email: [email protected]
