TimelyLoan is a cutting-edge digital application that aims to provide express cash credit services to individuals in the Philippines who are in urgent need of financial assistance. With a strong commitment to diversity and innovation, TimelyLoan offers a convenient solution to help you obtain the funds you require and address your problems instantly.
Whether it’s for personal expenses, business needs, bill payments, medical emergencies, or rent payments, TimelyLoan offers a digitized service that caters to various financial requirements. What sets them apart is their simplified application process, requiring just one government-issued ID and no collateral.
|Loan App||Timely Loan|
|Loan Amount||up to ₱20,000|
|Loan Term||max 360 days|
|SEC Registration No.||CS201951287|
Best of all, you can complete the entire process from the comfort of your home, ensuring a secure and confidential transaction. Numerous individuals have already experienced the smooth and transparent transactions offered by TimelyLoan, and now it’s your turn.
Don’t miss out on the opportunity to receive instant cash when you need it the most – start your application now!
Benefits of Choosing TimelyLoan
- Receive Instant Cash: TimelyLoan understands the urgency of your financial needs and ensures quick access to funds.
- Paperless Process and Fast Application: Enjoy a seamless and efficient application process, which is 100% online and eliminates the need for extensive paperwork.
- Safe and Convenient: TimelyLoan prioritizes the safety and security of your transactions, guaranteeing a hassle-free and convenient experience.
- Several Methods to Receive Money: Choose the most convenient disbursement method for your loan, including e-wallets like GCash or Paymaya, or popular convenience stores such as M Lhuillier, RD Pawnshop, or 7-11.
- No Collateral Needed: Unlike traditional lending institutions, TimelyLoan does not require collateral, making the loan application process easier and more accessible.
- Only Require 1 Valid ID: To proceed with your loan application, you only need to provide one valid ID. TimelyLoan accepts approximately 10 types of cards, ensuring flexibility and convenience for applicants.
- Minimal Fees and/or Charges: TimelyLoan believes in providing transparent and affordable financial solutions, ensuring minimal fees and no hidden charges.
- Transparent Transaction from Application to Repayment: With TimelyLoan, you can expect complete transparency throughout the entire process, from applying for the loan to making repayments.
- 24/7 Account Monitoring: Stay updated on your loan status and repayment schedule with TimelyLoan’s user-friendly interface, available for monitoring your account anytime, anywhere.
- Zero Tolerance for Harassment: TimelyLoan maintains a strict policy against harassment, ensuring a respectful and professional relationship with their clients.
- Bigger Offer for Users with Good Credit History: TimelyLoan rewards users with a good credit history by offering higher loan amounts, providing an incentive for responsible borrowing.
- Minimum: ₱2,000
- Maximum: ₱20,000
- Shortest: 180 days (including renewal)
- Longest: 360 days (including renewal)
Fees and Charges:
- Annual Interest Rate (APR): Maximum interest rate is 10%
- Service Fee: Upon disbursement, a service fee of 10% will be deducted. The exact service fee depends on your profile evaluation.
- Other Fees: There are no additional fees or hidden charges.
Note: Please ensure timely repayment to avoid additional charges. Maintaining a good credit history can increase your loan limit, and TimelyLoan appreciates your cooperation in this regard.
Loan Case Sample
Let’s consider a loan case sample to illustrate the repayment process:
- Loan Amount: ₱2,000
- Loan Period: 180 days (6 months)
- Annual Interest Rate (APR): 10%
- Service Fee: 10%
- Other Fees: 0
- Service Fee: ₱2,000 * 10% = ₱200
- Amount in Hand: ₱2,000 – ₱200 = ₱1,800
- Total Interest Fees: ₱2,000 * 10% * 180/365 = ₱99
- Total Payable Amount at Due Date: Loan amount + Interest Fee = ₱2,000 + ₱99 = ₱2,099
- Monthly Repayment: ₱2,099/6 = ₱350
How to Qualify?
To be eligible for a TimelyLoan, you need to meet the following criteria:
- Filipino Citizenship with valid residence
- Active mobile number
- Valid government-issued ID
Initial Loan Application Process
Follow these steps to complete your initial loan application:
- Download TimelyLoan from Google Play.
- Register an account using your mobile number.
- Fill out the basic application forms.
- Select your desired disbursement method and submit the application.
- Your loan will be approved within 1 minute, and the money will be disbursed instantly.
- Repay your loan on time.
- Apply for a re-loan without the need to fill out the forms again.
TimelyLoan offers convenient repayment options through their app. You can choose from the following methods:
- E-wallets: GCash, Paymaya, etc.
- Convenience stores in the Philippines: M Lhuillier, RD Pawnshop, 7-11, etc.
Company Name: MICRODOT LENDING CORPORATION
- SEC Registration No.: CS201951287
- Registered Business Name: MICRODOT LENDING CORPORATION
- Certificate of Authority No.: 2921
Note: Please review the terms and conditions stated in the Disclosure Statement before proceeding with the loan.
- Address: 11th Wynsum Corporate Plaza F Ortigas Jr Road, Ortigas Center San Antonio, Pasig City 1605 Email: [email protected]
TimelyLoan offers a safe, fast, and efficient loan solution for Filipinos in need of immediate financial assistance. With their user-friendly application process, transparent terms, and diverse disbursement methods, TimelyLoan ensures a seamless borrowing experience. By maintaining a good credit history and adhering to the repayment terms, you can access larger loan amounts and build a strong financial foundation. Don’t hesitate to take advantage of this reliable loan service – start your application with TimelyLoan today!