In an era where digital technology is revolutionizing the financial landscape, QuickLa stands as a beacon of hope for Filipinos facing pressing financial needs. QuickLa is a trusted online lending app in the Philippines, designed to offer a simple and fast way to access cash loans. CashLoanPH will delve into the intricacies of QuickLa, exploring its mission, services, benefits, and more.
About QuickLa Loan PH
QuickLa operates under the umbrella of Copperstone Lending Inc., a registered financial institution with the following details:
|✅ Loan Application Information||⭐ QuickLa Loan PH|
|✅ Company Name||⭐ Copperstone Lending Inc.|
|✅ SEC Registration No.||⭐ 2021050012959-04|
|✅ Registered Business Name||⭐ QuickLa|
|✅ Certificate Of Authority No.||⭐ 3454|
|✅ Website||⭐ www.quicklatech.com|
|⭐ [email protected]|
|✅ Address||⭐ The Penthouse, Marajo Tower, 26th St. Cor. 4th Ave. Bonifacio Global City, 312 Metro ⭐ Manila, Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634|
|✅ Loan Amount||⭐ You can borrow amounts ranging from ₱2,000 to ₱20,000.|
|✅ Loan Period||⭐ QuickLa offers a flexible loan period, with a minimum term of 91 days (3 months) and a maximum term of 120 days (4 months).|
|✅ Annual Interest Rate (APR)||⭐ The Annual Percentage Rate (APR) for loans from QuickLa varies between 10% and 20%.|
|✅ Maximum APR||⭐ The maximum APR you’ll encounter with QuickLa is 20%.|
|✅ Service Fee||⭐ The service fee, which can range from 5% to 10%, depends on the applicant’s risk profile.|
|✅ Other Fees||⭐ QuickLa does not charge any additional fees beyond the interest and service fee.|
The Highlights of QuickLa
Convenience and Simplicity
QuickLa has revolutionized the borrowing experience by focusing on providing the utmost convenience and simplicity to users. Rather than navigating the labyrinthine processes of traditional banks, QuickLa streamlines the application process. Users can apply for loans with a few straightforward steps through the QuickLa app.
The application process is as simple as taking a photo of your ID card and bank account details, followed by prompt processing and instant notification of the results. This approach significantly reduces the time and effort required to secure a loan.
Fast Disbursement Speed
One of QuickLa’s most remarkable advantages is its rapid disbursement speed. Upon loan approval, users receive their requested funds promptly. The borrowed amount is transferred directly to their bank accounts, ensuring immediate access to much-needed financial resources. QuickLa understands that in times of financial distress, speed is of the essence, and it strives to provide a solution that aligns with this need.
No Processing Fees
QuickLa takes pride in not charging any processing fees. This policy is designed to help users save on additional costs associated with borrowing money. With QuickLa, there’s no need to worry about hidden fees or extraneous charges. By simply registering online through the QuickLa app and completing the online facial recognition process, users can expect quick results and disbursement, all without incurring any processing fees.
Safety and Reliability
QuickLa is synonymous with safety and reliability. The registration and processing of user information adhere to stringent security measures and comply with regulations pertaining to personal data protection. QuickLa does not require users to pledge collateral or provide extensive documentation, assuring users that their data and personal information are handled with the utmost care and discretion.
Detailed Information about the Online Loan Package
Attractive Loan Packages and Interest Rates
QuickLa offers a range of flexible loan packages, accommodating loan amounts from ₱2,000 to ₱10,000. Users can select the loan amount that best suits their financial requirements. Importantly, QuickLa offers competitive interest rates, ranging from 10% to 20% per year. These rates are designed to reduce the cost of borrowing and enhance user affordability.
Flexible Repayment Period
QuickLa provides a generous repayment window, spanning from 91 to 120 days. This flexibility enables users to choose a repayment period that aligns with their financial capabilities, thus ensuring a convenient and stress-free loan repayment process.
Example of a Loan
To illustrate how QuickLa’s loan system works, let’s consider an example: Imagine you borrow ₱5,000 from QuickLa at an interest rate of 15% per year. If you select a 120-day repayment period, you would need to repay a total of ₱5,625 at the end of the loan term. This total encompasses both the principal amount and the accrued interest.
It’s important to note that the specific total amount may vary depending on the chosen loan package, interest rate, and term.
The Process of Applying for an Online Loan at QuickLa
Requirements for Loan Application
QuickLa has straightforward eligibility criteria, ensuring that the borrowing process is accessible to a broad range of individuals. To apply for a QuickLa loan, you must meet the following requirements:
- Legal age (typically 18 years old and above but below 50 years old)
- Citizenship in the Philippines
- An active and good-standing personal bank account for transactions
- Identification documents (e.g., a valid National ID Card or Passport)
- An active and continuous mobile phone number for information verification and notifications
Steps to Apply for an Online Loan
Applying for a loan through the QuickLa app is a simple and user-friendly process. Here are the steps you need to follow:
- Step 1: Download and install the QuickLa app (APK/IOS) from www.quicklatech.com
- Step 2: Register an account by entering your required personal information.
- Step 3: Verify your identity by taking a photo of your National ID Card or Passport.
- Step 4: Select “Loan Application” within the app and complete the loan information.
- Step 5: Submit your loan application and patiently await the approval process, which typically takes approximately 30 minutes.
- Step 6: Upon approval, you will receive the loan amount via bank transfer to your designated account or e-wallet.
It’s essential to note that if your loan application remains pending for over 24 hours, it signifies that your loan request has been declined by QuickLa. In such instances, it is advisable to explore alternative apps for your borrowing needs.
Why Was Your Loan Application Rejected?
Loan application rejection can be disheartening, but it is not uncommon. Several factors can contribute to a loan application being declined, including:
- Inaccurate or incomplete information provided during the registration process.
- Errors in the verification process of your personal information.
- Hitting the maximum borrowing limit or changes in lending policies.
- Your financial income not meeting QuickLa’s specific financial requirements.
- Changes in QuickLa’s policies and terms.
To gain clarity on the specific reason for your loan application’s rejection, it is highly recommended to reach out to QuickLa directly for a detailed explanation.
Is the QuickLa App a Scam?
This is a question that frequently crosses the minds of potential borrowers. QuickLa is relatively new in the lending industry, and as of now, there is no information or rumors regarding scams associated with QuickLa. The absence of such reports is a positive indicator of QuickLa’s integrity and commitment to ethical lending practices.
However, it’s prudent to remain vigilant against scams and predatory lending practices that have regrettably become prevalent in the online lending sphere. To alleviate concerns and ensure your peace of mind, consider conducting further research into QuickLa, its loan products, and how the organization operates. If you’re in proximity to their physical office address, visiting in person can provide reassurance. For those at a distance, reaching out via email for support and clarification is a recommended approach.
QuickLa is your trusted online lending app in the Philippines, offering a simple, secure, and reliable solution to meet your urgent financial needs. With a strong focus on user convenience, transparency, and safety, QuickLa is your partner when you need quick and secure online loans. For more information or assistance, the dedicated customer support team is just a message away, ready to provide guidance and support. QuickLa is your gateway to hassle-free and efficient financial solutions.